Compare San Simeon, CA Car Insurance Rates (2021)

Car insurance in San Simeon, CA averages $238 a month. San Simeon, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap San Simeon car insurance rates, compare quotes from the top car insurance companies in San Simeon, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in San Simeon, CA are $2,858/year
  • The cheapest car insurance company in San Simeon is Progressive
  • Average car insurance rates in San Simeon, CA after a DUI are $4,015/year

If you need to buy San Simeon, California car insurance, the options can be confusing. Everything you need to know about car insurance in San Simeon, CA is right here.

You’ll find San Simeon car insurance rates, the cheapest San Simeon, CA car insurance companies, and information on California car insurance laws. You can also compare San Simeon, California car insurance rates to Anaheim car insurance rates, Oakland car insurance rates, and San Jose car insurance rates.

Ready to find affordable San Simeon, CA car insurance today? Enter your ZIP code for fast, free San Simeon car insurance quotes.

Cheapest San Simeon, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect San Simeon, CA car insurance rates? Every San Simeon, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in San Simeon, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,253 $2,267 $1,647 $1,675 $6,141 $7,749 $2,918 $3,249
Farmers $1,668 $1,668 $1,508 $1,508 $5,289 $8,637 $1,974 $2,197
GEICO $1,561 $1,562 $1,468 $1,468 $4,755 $4,842 $2,243 $2,295
Liberty Mutual $1,930 $1,828 $1,794 $1,737 $4,185 $4,450 $2,175 $2,194
Nationwide $2,470 $2,359 $2,171 $2,048 $6,222 $6,871 $2,937 $2,900
Progressive $1,452 $1,491 $1,248 $1,470 $3,849 $4,608 $2,088 $2,237
State Farm $2,600 $2,600 $2,323 $2,323 $4,770 $5,914 $2,877 $2,967
Travelers $2,031 $1,971 $1,799 $1,781 $4,097 $4,667 $2,611 $2,563
USAA $1,680 $1,594 $1,641 $1,651 $3,771 $3,794 $2,320 $2,194

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Minimum Car Insurance in San Simeon, CA

Every driver must carry the minimum car insurance in San Simeon, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in San Simeon, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest San Simeon, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in San Simeon, CA to rates for a clean record with top companies.

Annual San Simeon, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,105 $3,551 $5,533 $2,760
Farmers $2,262 $3,078 $3,830 $3,054
GEICO $1,765 $2,725 $3,418 $2,190
Liberty Mutual $2,202 $2,950 $2,662 $2,333
Nationwide $2,447 $3,133 $5,277 $3,133
Progressive $1,512 $2,568 $2,964 $2,178
State Farm $2,351 $2,805 $5,302 $2,729
Travelers $1,823 $2,914 $3,381 $2,642
USAA $1,552 $2,301 $3,771 $1,699

Cheapest San Simeon, CA Car Insurance for Teen Drivers

Teen car insurance in San Simeon, CA can be expensive. Take a look at rates from the top car insurance companies in San Simeon for teenagers.

Annual Car Insurance Rates for Teen Drivers in San Simeon, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,141 $7,749
Farmers $5,289 $8,637
GEICO $4,755 $4,842
Liberty Mutual $4,185 $4,450
Nationwide $6,222 $6,871
Progressive $3,849 $4,608
State Farm $4,770 $5,914
Travelers $4,097 $4,667
USAA $3,771 $3,794

Cheapest San Simeon, CA Car Insurance for Seniors

Take a look at San Simeon, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in San Simeon, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,675
Farmers $1,508 $1,508
GEICO $1,468 $1,468
Liberty Mutual $1,794 $1,737
Nationwide $2,171 $2,048
Progressive $1,248 $1,470
State Farm $2,323 $2,323
Travelers $1,799 $1,781
USAA $1,641 $1,651

Cheapest San Simeon, CA Car Insurance Rates After a DUI

A DUI in San Simeon, CA increases car insurance rates. Compare San Simeon, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in San Simeon, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,533
Farmers $3,830
GEICO $3,418
Liberty Mutual $2,662
Nationwide $5,277
Progressive $2,964
State Farm $5,302
Travelers $3,381
USAA $3,771

Cheapest San Simeon, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in San Simeon, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in San Simeon, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,152 $3,823
Farmers $2,773 $3,339
GEICO $2,293 $2,755
Liberty Mutual $2,329 $2,744
Nationwide $3,093 $3,901
Progressive $2,092 $2,519
State Farm $3,177 $3,416
Travelers $2,428 $2,952
USAA $2,149 $2,512

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The Best Cheap Car Insurance Companies in San Simeon, CA

Take a look at a side-by-side comparison of the top car insurance companies in San Simeon, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in San Simeon, California

Insurance Company Average Annual Rates
Allstate $3,487
Farmers $3,056
GEICO $2,524
Liberty Mutual $2,537
Nationwide $3,497
Progressive $2,305
State Farm $3,297
Travelers $2,690
USAA $2,331

Category Winners: Cheapest Car Insurance in San Simeon, California

Find the cheapest car insurance companies in San Simeon, CA for each category right here.

Best Annual Car Insurance Rates by Company in San Simeon, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest San Simeon, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your San Simeon car insurance rates. Find the cheapest San Simeon, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in San Simeon, California

Insurance Company Low Medium High
Allstate $3,340 $3,512 $3,611
Farmers $2,838 $3,080 $3,250
GEICO $2,295 $2,552 $2,726
Liberty Mutual $2,373 $2,556 $2,680
Nationwide $3,130 $3,558 $3,803
Progressive $2,039 $2,382 $2,495
State Farm $2,990 $3,348 $3,552
Travelers $2,351 $2,760 $2,959
USAA $2,125 $2,374 $2,494

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What affects car insurance rates in San Simeon, California?

What factors can have an impact on San Simeon, CA car insurance? There are several reasons why San Simeon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in San Simeon, California.

Commute Time in San Simeon

The more time you spend in your car the higher the risk of an accident. The average commute length in San Simeon, CA is 14.3 minutes according to City-Data.

Compare Car Insurance Quotes in San Simeon, CA

Ready to find affordable San Simeon, California car insurance today? Enter your ZIP code for fast, free San Simeon, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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