Compare Sand Springs, OK Car Insurance Rates (2021)

Car insurance in Sand Springs, OK averages $358 a month. Sand Springs, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sand Springs car insurance rates, compare quotes from the top car insurance companies in Sand Springs, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sand Springs for teen drivers is State Farm
  • Average car insurance rates in Sand Springs, OK are $4,301/year
  • The cheapest car insurance company in Sand Springs is State Farm

If you need to buy Sand Springs, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Sand Springs, OK is right here.

You’ll find Sand Springs car insurance rates, the cheapest Sand Springs, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Sand Springs, Oklahoma car insurance rates to Enid car insurance rates, Stillwater car insurance rates, and Broken Arrow car insurance rates.

Ready to find affordable Sand Springs, OK car insurance today? Enter your ZIP code for fast, free Sand Springs car insurance quotes.

Cheapest Sand Springs, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sand Springs, OK car insurance rates? Every Sand Springs, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sand Springs, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,591 $2,389 $2,508 $8,077 $9,493 $2,781 $2,927
Farmers $2,473 $2,440 $2,216 $2,361 $9,941 $10,149 $2,804 $2,902
GEICO $2,096 $2,316 $2,292 $2,619 $6,318 $6,737 $1,830 $1,834
Liberty Mutual $4,590 $4,847 $4,048 $4,418 $13,516 $14,866 $4,765 $4,923
Progressive $2,925 $2,770 $2,409 $2,560 $11,711 $13,108 $3,409 $3,550
State Farm $1,859 $1,859 $1,640 $1,640 $4,784 $6,028 $1,955 $2,198
USAA $1,915 $1,911 $1,847 $1,857 $6,223 $6,922 $2,452 $2,678

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Minimum Car Insurance in Sand Springs, OK

Every driver must carry the minimum car insurance in Sand Springs, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Sand Springs, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sand Springs, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sand Springs, OK. Compare credit history car insurance rates in Sand Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sand Springs, Oklahoma

Insurance Company Poor Fair Good
Allstate $5,163 $3,905 $3,439
Farmers $5,056 $4,193 $3,983
GEICO $3,921 $3,255 $2,589
Liberty Mutual $10,027 $6,150 $4,813
Progressive $6,013 $5,130 $4,772
State Farm $3,818 $2,447 $1,971
USAA $4,750 $2,736 $2,191

Cheapest Sand Springs, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sand Springs, OK to rates for a clean record with top companies.

Annual Sand Springs, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,576 $4,200 $4,868 $4,032
Farmers $3,711 $4,799 $4,683 $4,450
GEICO $2,350 $3,640 $4,094 $2,937
Liberty Mutual $4,666 $7,915 $8,939 $6,466
Progressive $4,128 $7,685 $4,561 $4,846
State Farm $2,545 $2,945 $2,745 $2,745
USAA $2,379 $3,429 $4,170 $2,925

Cheapest Sand Springs, OK Car Insurance for Teen Drivers

Teen car insurance in Sand Springs, OK can be expensive. Take a look at rates from the top car insurance companies in Sand Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sand Springs, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,077 $9,493
Farmers $9,941 $10,149
GEICO $6,318 $6,737
Liberty Mutual $13,516 $14,866
Progressive $11,711 $13,108
State Farm $4,784 $6,028
USAA $6,223 $6,922

Cheapest Sand Springs, OK Car Insurance for Seniors

Take a look at Sand Springs, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sand Springs, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,389 $2,508
Farmers $2,216 $2,361
GEICO $2,292 $2,619
Liberty Mutual $4,048 $4,418
Progressive $2,409 $2,560
State Farm $1,640 $1,640
USAA $1,847 $1,857

Cheapest Sand Springs, OK Car Insurance Rates After a DUI

A DUI in Sand Springs, OK increases car insurance rates. Compare Sand Springs, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sand Springs, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,868
Farmers $4,683
GEICO $4,094
Liberty Mutual $8,939
Progressive $4,561
State Farm $2,745
USAA $4,170

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Cheapest Sand Springs, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sand Springs, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sand Springs, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,169 $4,169
Farmers $4,411 $4,411
GEICO $3,198 $3,313
Liberty Mutual $6,997 $6,997
Progressive $5,305 $5,305
State Farm $2,699 $2,792
USAA $3,187 $3,265

The Best Cheap Car Insurance Companies in Sand Springs, OK

Take a look at a side-by-side comparison of the top car insurance companies in Sand Springs, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sand Springs, Oklahoma

Insurance Company Average Annual Rates
Allstate $4,169
Farmers $4,411
GEICO $3,255
Liberty Mutual $6,997
Progressive $5,305
State Farm $2,745
USAA $3,226

Category Winners: Cheapest Car Insurance in Sand Springs, Oklahoma

Find the cheapest car insurance companies in Sand Springs, OK for each category right here.

Best Annual Car Insurance Rates by Company in Sand Springs, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Sand Springs, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sand Springs car insurance rates. Find the cheapest Sand Springs, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sand Springs, Oklahoma

Insurance Company Low Medium High
Allstate $3,888 $4,151 $4,468
Farmers $4,192 $4,354 $4,687
GEICO $2,981 $3,264 $3,521
Liberty Mutual $6,604 $6,970 $7,415
Progressive $4,872 $5,266 $5,777
State Farm $2,575 $2,725 $2,936
USAA $3,073 $3,214 $3,390

What affects car insurance rates in Sand Springs, Oklahoma?

What factors can have an impact on Sand Springs, OK car insurance? There are several reasons why Sand Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sand Springs, Oklahoma.

Commute Time in Sand Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Sand Springs, OK is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Sand Springs, OK

Ready to find affordable Sand Springs, Oklahoma car insurance today? Enter your ZIP code for fast, free Sand Springs, OK car insurance quotes.

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