Compare Sandgap, KY Car Insurance Rates (2021)

Car insurance in Sandgap, KY averages $513 a month. Sandgap, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sandgap car insurance rates, compare quotes from the top car insurance companies in Sandgap, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Sandgap, KY after a DUI are $7,382/year
  • Average car insurance rates in Sandgap, KY are $6,152/year
  • The cheapest car insurance company in Sandgap for teen drivers is USAA

If you need to buy Sandgap, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Sandgap, KY is right here.

You’ll find Sandgap car insurance rates, the cheapest Sandgap, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Sandgap, Kentucky car insurance rates to Frankfort car insurance rates, Nicholasville car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Sandgap, KY car insurance today? Enter your ZIP code for fast, free Sandgap car insurance quotes.

Cheapest Sandgap, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sandgap, KY car insurance rates? Every Sandgap, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sandgap, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,170 $6,074 $5,664 $6,023 $23,229 $25,709 $6,689 $6,983
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,212 $3,492 $2,747 $3,079 $12,764 $14,122 $3,344 $3,460
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,549 $2,416 $2,287 $2,300 $12,491 $14,138 $3,162 $3,219
State Farm $2,834 $2,834 $2,538 $2,538 $7,571 $9,319 $3,155 $3,437
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,054 $2,057 $1,852 $1,882 $5,535 $5,819 $2,597 $2,843

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Sandgap, KY

Every driver must carry the minimum car insurance in Sandgap, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Sandgap, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sandgap, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sandgap, KY. Compare credit history car insurance rates in Sandgap from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sandgap, Kentucky

Insurance Company Poor Fair Good
Allstate $14,578 $9,809 $8,066
GEICO $7,842 $3,915 $2,550
Liberty Mutual $8,282 $5,061 $3,990
Nationwide $9,500 $7,372 $6,351
Progressive $5,953 $5,184 $4,824
State Farm $6,145 $3,746 $2,943
Travelers $8,281 $7,017 $6,998
USAA $4,587 $2,565 $2,088

Cheapest Sandgap, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sandgap, KY to rates for a clean record with top companies.

Annual Sandgap, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,939 $11,690 $12,528 $10,112
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,819 $7,412 $5,757 $5,122
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $4,394 $6,526 $5,016 $5,344
State Farm $3,928 $4,628 $4,278 $4,278
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,318 $3,281 $3,931 $2,790

Cheapest Sandgap, KY Car Insurance for Teen Drivers

Teen car insurance in Sandgap, KY can be expensive. Take a look at rates from the top car insurance companies in Sandgap for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sandgap, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,229 $25,709
GEICO $7,942 $9,404
Liberty Mutual $12,764 $14,122
Nationwide $12,445 $15,350
Progressive $12,491 $14,138
State Farm $7,571 $9,319
Travelers $15,522 $25,211
USAA $5,535 $5,819

Cheapest Sandgap, KY Car Insurance for Seniors

Take a look at Sandgap, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sandgap, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,664 $6,023
GEICO $4,003 $3,626
Liberty Mutual $2,747 $3,079
Nationwide $5,015 $5,208
Progressive $2,287 $2,300
State Farm $2,538 $2,538
Travelers $2,977 $2,976
USAA $1,852 $1,882

Cheapest Sandgap, KY Car Insurance Rates After a DUI

A DUI in Sandgap, KY increases car insurance rates. Compare Sandgap, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sandgap, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,528
GEICO $7,717
Liberty Mutual $5,757
Nationwide $10,137
Progressive $5,016
State Farm $4,278
Travelers $9,692
USAA $3,931

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sandgap, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sandgap, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sandgap, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,817 $10,817
GEICO $4,724 $4,814
Liberty Mutual $5,778 $5,778
Nationwide $7,741 $7,741
Progressive $5,320 $5,320
State Farm $4,167 $4,389
Travelers $7,432 $7,432
USAA $2,965 $3,195

The Best Cheap Car Insurance Companies in Sandgap, KY

Take a look at a side-by-side comparison of the top car insurance companies in Sandgap, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sandgap, Kentucky

Insurance Company Average Annual Rates
Allstate $10,817
GEICO $4,769
Liberty Mutual $5,778
Nationwide $7,741
Progressive $5,320
State Farm $4,278
Travelers $7,432
USAA $3,080

Category Winners: Cheapest Car Insurance in Sandgap, Kentucky

Find the cheapest car insurance companies in Sandgap, KY for each category right here.

Best Annual Car Insurance Rates by Company in Sandgap, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sandgap, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sandgap car insurance rates. Find the cheapest Sandgap, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sandgap, Kentucky

Insurance Company Low Medium High
Allstate $9,361 $10,727 $12,364
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,452 $5,734 $6,147
Nationwide $7,713 $7,608 $7,902
Progressive $4,912 $5,242 $5,806
State Farm $4,023 $4,266 $4,545
Travelers $6,981 $7,454 $7,860
USAA $2,940 $3,072 $3,228

Compare Car Insurance Quotes in Sandgap, KY

Ready to find affordable Sandgap, Kentucky car insurance today? Enter your ZIP code for fast, free Sandgap, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption