Compare Sandy Hook, KY Car Insurance Rates (2021)

Car insurance in Sandy Hook, KY averages $478 a month. Sandy Hook, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sandy Hook car insurance rates, compare quotes from the top car insurance companies in Sandy Hook, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sandy Hook for teen drivers is USAA
  • Average car insurance rates in Sandy Hook, KY are $5,739/year
  • The cheapest car insurance company in Sandy Hook is USAA

If you need to buy Sandy Hook, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Sandy Hook, KY is right here.

You’ll find Sandy Hook car insurance rates, the cheapest Sandy Hook, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Sandy Hook, Kentucky car insurance rates to Henderson car insurance rates, Bowling Green car insurance rates, and Covington car insurance rates.

Ready to find affordable Sandy Hook, KY car insurance today? Enter your ZIP code for fast, free Sandy Hook car insurance quotes.

Cheapest Sandy Hook, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sandy Hook, KY car insurance rates? Every Sandy Hook, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sandy Hook, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,341 $5,232 $4,866 $5,213 $22,283 $24,728 $5,808 $6,075
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,564 $3,879 $3,062 $3,430 $13,782 $15,219 $3,708 $3,832
Nationwide $4,176 $4,157 $3,786 $3,938 $9,154 $11,310 $4,716 $4,913
Progressive $2,348 $2,225 $2,106 $2,121 $11,423 $12,905 $2,909 $2,955
State Farm $2,024 $2,024 $1,805 $1,805 $5,997 $7,580 $2,256 $2,529
Travelers $3,078 $3,129 $3,057 $3,056 $15,976 $25,955 $3,229 $3,679
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

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Minimum Car Insurance in Sandy Hook, KY

Every driver must carry the minimum car insurance in Sandy Hook, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Sandy Hook, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sandy Hook, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sandy Hook, KY. Compare credit history car insurance rates in Sandy Hook from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sandy Hook, Kentucky

Insurance Company Poor Fair Good
Allstate $13,256 $9,086 $7,488
GEICO $8,861 $4,424 $2,884
Liberty Mutual $9,069 $5,516 $4,345
Nationwide $7,064 $5,496 $4,746
Progressive $5,456 $4,749 $4,418
State Farm $4,700 $2,840 $2,218
Travelers $8,519 $7,218 $7,198
USAA $4,060 $2,272 $1,851

Cheapest Sandy Hook, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sandy Hook, KY to rates for a clean record with top companies.

Annual Sandy Hook, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,070 $10,802 $11,659 $9,243
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,260 $8,095 $6,288 $5,595
Nationwide $4,602 $5,931 $7,482 $5,060
Progressive $4,027 $5,976 $4,597 $4,896
State Farm $2,975 $3,530 $3,253 $3,253
Travelers $6,644 $6,833 $9,973 $7,129
USAA $2,057 $2,908 $3,474 $2,473

Cheapest Sandy Hook, KY Car Insurance for Teen Drivers

Teen car insurance in Sandy Hook, KY can be expensive. Take a look at rates from the top car insurance companies in Sandy Hook for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sandy Hook, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,283 $24,728
GEICO $8,902 $10,417
Liberty Mutual $13,782 $15,219
Nationwide $9,154 $11,310
Progressive $11,423 $12,905
State Farm $5,997 $7,580
Travelers $15,976 $25,955
USAA $4,861 $5,119

Cheapest Sandy Hook, KY Car Insurance for Seniors

Take a look at Sandy Hook, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sandy Hook, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,866 $5,213
GEICO $4,595 $4,158
Liberty Mutual $3,062 $3,430
Nationwide $3,786 $3,938
Progressive $2,106 $2,121
State Farm $1,805 $1,805
Travelers $3,057 $3,056
USAA $1,649 $1,680

Cheapest Sandy Hook, KY Car Insurance Rates After a DUI

A DUI in Sandy Hook, KY increases car insurance rates. Compare Sandy Hook, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sandy Hook, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,659
GEICO $8,597
Liberty Mutual $6,288
Nationwide $7,482
Progressive $4,597
State Farm $3,253
Travelers $9,973
USAA $3,474

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Cheapest Sandy Hook, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sandy Hook, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sandy Hook, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,943 $9,943
GEICO $5,341 $5,438
Liberty Mutual $6,310 $6,310
Nationwide $5,769 $5,769
Progressive $4,874 $4,874
State Farm $3,175 $3,331
Travelers $7,645 $7,645
USAA $2,626 $2,829

The Best Cheap Car Insurance Companies in Sandy Hook, KY

Take a look at a side-by-side comparison of the top car insurance companies in Sandy Hook, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sandy Hook, Kentucky

Insurance Company Average Annual Rates
Allstate $9,943
GEICO $5,390
Liberty Mutual $6,310
Nationwide $5,769
Progressive $4,874
State Farm $3,253
Travelers $7,645
USAA $2,728

Category Winners: Cheapest Car Insurance in Sandy Hook, Kentucky

Find the cheapest car insurance companies in Sandy Hook, KY for each category right here.

Best Annual Car Insurance Rates by Company in Sandy Hook, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sandy Hook, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sandy Hook car insurance rates. Find the cheapest Sandy Hook, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sandy Hook, Kentucky

Insurance Company Low Medium High
Allstate $8,740 $9,880 $11,210
GEICO $4,884 $5,352 $5,934
Liberty Mutual $5,957 $6,261 $6,711
Nationwide $5,740 $5,677 $5,890
Progressive $4,504 $4,807 $5,312
State Farm $3,074 $3,248 $3,436
Travelers $7,182 $7,668 $8,084
USAA $2,605 $2,721 $2,858

What affects car insurance rates in Sandy Hook, Kentucky?

What factors can have an impact on Sandy Hook, KY car insurance? There are several reasons why Sandy Hook car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sandy Hook, Kentucky.

Commute Time in Sandy Hook

The more time you spend in your car the higher the risk of an accident. The average commute length in Sandy Hook, KY is 20.5 minutes according to City-Data.

Compare Car Insurance Quotes in Sandy Hook, KY

Ready to find affordable Sandy Hook, Kentucky car insurance today? Enter your ZIP code for fast, free Sandy Hook, KY car insurance quotes.

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