Compare Sandy, UT Car Insurance Rates (2021)

Car insurance in Sandy, UT averages $336 a month. Sandy, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Sandy car insurance rates, compare quotes from the top car insurance companies in Sandy, UT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Sandy is 84094
  • The cheapest car insurance company in Sandy is USAA
  • The cheapest car insurance company in Sandy for teen drivers is USAA

If you need to buy Sandy, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Sandy, UT is right here.

You’ll find Sandy car insurance rates, the cheapest Sandy, UT car insurance companies, and information on Utah car insurance laws. You can also compare Sandy, Utah car insurance rates to St. George car insurance rates, Layton car insurance rates, and Provo car insurance rates.

Ready to find affordable Sandy, UT car insurance today? Enter your ZIP code for fast, free Sandy car insurance quotes.

Cheapest Sandy, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sandy, UT car insurance rates? Every Sandy, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sandy, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,646 $2,448 $2,410 $2,412 $8,585 $9,641 $2,804 $2,786
American Family $2,407 $2,407 $2,221 $2,221 $8,807 $11,433 $2,407 $2,825
Farmers $2,365 $2,337 $2,085 $2,226 $10,290 $10,614 $2,675 $2,753
GEICO $1,999 $2,230 $2,232 $2,630 $6,067 $6,458 $1,726 $1,712
Liberty Mutual $2,727 $2,936 $2,253 $2,518 $11,340 $12,598 $2,866 $3,031
Nationwide $2,186 $2,203 $1,954 $2,050 $6,152 $7,802 $2,548 $2,727
Progressive $2,031 $1,880 $1,670 $1,779 $8,454 $9,382 $2,347 $2,454
State Farm $3,151 $3,151 $2,887 $2,887 $9,952 $12,381 $3,581 $4,101
USAA $1,519 $1,489 $1,368 $1,361 $5,453 $6,372 $1,844 $2,017

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Minimum Car Insurance in Sandy, UT

Every driver must carry the minimum car insurance in Sandy, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Sandy, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sandy, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sandy, UT. Compare credit history car insurance rates in Sandy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sandy, Utah

Insurance Company Poor Fair Good
Allstate $5,629 $3,792 $3,229
American Family $5,456 $4,096 $3,471
Farmers $5,041 $4,212 $4,001
GEICO $4,777 $2,642 $1,976
Liberty Mutual $7,171 $4,439 $3,492
Nationwide $4,251 $3,246 $2,860
Progressive $4,225 $3,636 $3,388
State Farm $8,568 $4,308 $2,908
USAA $3,836 $2,450 $1,748

Cheapest Sandy, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sandy, UT to rates for a clean record with top companies.

Annual Sandy, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,537 $4,278 $5,043 $4,009
American Family $3,567 $4,473 $5,301 $4,023
Farmers $3,758 $4,892 $4,751 $4,272
GEICO $2,235 $3,514 $4,174 $2,603
Liberty Mutual $3,928 $5,426 $5,825 $4,956
Nationwide $2,740 $3,690 $4,324 $3,057
Progressive $3,168 $4,813 $3,316 $3,702
State Farm $4,765 $5,757 $5,261 $5,261
USAA $2,099 $2,665 $3,593 $2,354

Cheapest Sandy, UT Car Insurance for Teen Drivers

Teen car insurance in Sandy, UT can be expensive. Take a look at rates from the top car insurance companies in Sandy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sandy, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,585 $9,641
American Family $8,807 $11,433
Farmers $10,290 $10,614
GEICO $6,067 $6,458
Liberty Mutual $11,340 $12,598
Nationwide $6,152 $7,802
Progressive $8,454 $9,382
State Farm $9,952 $12,381
USAA $5,453 $6,372

Cheapest Sandy, UT Car Insurance for Seniors

Take a look at Sandy, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sandy, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,410 $2,412
American Family $2,221 $2,221
Farmers $2,085 $2,226
GEICO $2,232 $2,630
Liberty Mutual $2,253 $2,518
Nationwide $1,954 $2,050
Progressive $1,670 $1,779
State Farm $2,887 $2,887
USAA $1,368 $1,361

Cheapest Sandy, UT Car Insurance Rates After a DUI

A DUI in Sandy, UT increases car insurance rates. Compare Sandy, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sandy, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,043
American Family $5,301
Farmers $4,751
GEICO $4,174
Liberty Mutual $5,825
Nationwide $4,324
Progressive $3,316
State Farm $5,261
USAA $3,593

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Cheapest Sandy, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sandy, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sandy, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $4,339 $4,343
Farmers $4,418 $4,418
GEICO $3,081 $3,183
Liberty Mutual $4,954 $5,114
Nationwide $3,453 $3,453
Progressive $3,750 $3,750
State Farm $5,125 $5,398
USAA $2,649 $2,707

Cheapest Sandy, UT Car Insurance Rates by ZIP Code

Sandy car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sandy, UT.

Annual Car Insurance Rates by ZIP Code in Sandy, Utah

ZIP Code Average Annual Rates
84092 $4,078
84093 $4,079
84094 $3,985

The Best Cheap Car Insurance Companies in Sandy, UT

Take a look at a side-by-side comparison of the top car insurance companies in Sandy, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sandy, Utah

Insurance Company Average Annual Rates
Allstate $4,217
American Family $4,341
Farmers $4,418
GEICO $3,132
Liberty Mutual $5,034
Nationwide $3,453
Progressive $3,750
State Farm $5,261
USAA $2,678

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Category Winners: Cheapest Car Insurance in Sandy, Utah

Find the cheapest car insurance companies in Sandy, UT for each category right here.

Best Annual Car Insurance Rates by Company in Sandy, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Sandy, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sandy car insurance rates. Find the cheapest Sandy, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sandy, Utah

Insurance Company Low Medium High
Allstate $4,044 $4,209 $4,398
American Family $4,201 $4,399 $4,423
Farmers $4,014 $4,352 $4,889
GEICO $2,883 $3,121 $3,391
Liberty Mutual $4,752 $5,012 $5,337
Nationwide $3,767 $3,282 $3,309
Progressive $3,423 $3,628 $4,198
State Farm $4,899 $5,279 $5,606
USAA $2,555 $2,681 $2,798

What affects car insurance rates in Sandy, Utah?

What factors can have an impact on Sandy, UT car insurance? There are several reasons why Sandy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sandy, Utah.

Commute Time in Sandy

The more time you spend in your car the higher the risk of an accident. The average commute length in Sandy, UT is 23.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Sandy, UT

Ready to find affordable Sandy, Utah car insurance today? Enter your ZIP code for fast, free Sandy, UT car insurance quotes.

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