Compare Sanford, CO Car Insurance Rates (2021)

Car insurance in Sanford, CO averages $297 a month. Sanford, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Sanford car insurance rates, compare quotes from the top car insurance companies in Sanford, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sanford is GEICO
  • Average car insurance rates in Sanford, CO are $3,570/year
  • The cheapest car insurance company in Sanford for teen drivers is GEICO

If you need to buy Sanford, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Sanford, CO is right here.

You’ll find Sanford car insurance rates, the cheapest Sanford, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Sanford, Colorado car insurance rates to Pueblo car insurance rates, Centennial car insurance rates, and Boulder car insurance rates.

Ready to find affordable Sanford, CO car insurance today? Enter your ZIP code for fast, free Sanford car insurance quotes.

Cheapest Sanford, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sanford, CO car insurance rates? Every Sanford, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sanford, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,424 $2,424 $2,188 $2,188 $5,878 $7,883 $2,424 $2,977
Farmers $2,901 $2,878 $2,631 $2,832 $10,837 $10,914 $3,193 $3,238
GEICO $1,596 $1,740 $1,657 $1,854 $4,950 $5,273 $1,469 $1,513
Liberty Mutual $1,759 $1,725 $1,497 $1,643 $5,202 $5,666 $1,777 $1,797
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,305 $2,162 $2,000 $1,997 $7,642 $8,553 $2,598 $2,534
State Farm $1,822 $1,822 $1,631 $1,631 $5,153 $6,538 $2,036 $2,409
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Sanford, CO

Every driver must carry the minimum car insurance in Sanford, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Sanford, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sanford, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sanford, CO. Compare credit history car insurance rates in Sanford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sanford, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,613 $3,282 $2,750
Farmers $5,730 $4,643 $4,412
GEICO $3,008 $2,506 $2,005
Liberty Mutual $3,763 $2,302 $1,834
Nationwide $3,990 $3,154 $2,751
Progressive $4,244 $3,614 $3,314
State Farm $4,000 $2,570 $2,071
USAA $4,757 $2,700 $2,160

Cheapest Sanford, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sanford, CO to rates for a clean record with top companies.

Annual Sanford, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,623 $3,729 $4,868 $2,974
Farmers $4,162 $5,344 $5,274 $4,932
GEICO $1,784 $2,745 $3,166 $2,331
Liberty Mutual $2,306 $2,700 $2,804 $2,722
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,234 $4,482 $3,412 $3,768
State Farm $2,656 $3,104 $2,880 $2,880
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Sanford, CO Car Insurance for Teen Drivers

Teen car insurance in Sanford, CO can be expensive. Take a look at rates from the top car insurance companies in Sanford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sanford, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,878 $7,883
Farmers $10,837 $10,914
GEICO $4,950 $5,273
Liberty Mutual $5,202 $5,666
Nationwide $5,513 $7,064
Progressive $7,642 $8,553
State Farm $5,153 $6,538
USAA $5,325 $6,108

Cheapest Sanford, CO Car Insurance for Seniors

Take a look at Sanford, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sanford, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,188 $2,188
Farmers $2,631 $2,832
GEICO $1,657 $1,854
Liberty Mutual $1,497 $1,643
Nationwide $1,977 $2,093
Progressive $2,000 $1,997
State Farm $1,631 $1,631
USAA $2,042 $2,056

Cheapest Sanford, CO Car Insurance Rates After a DUI

A DUI in Sanford, CO increases car insurance rates. Compare Sanford, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sanford, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,468
American Family $4,868
Farmers $5,274
GEICO $3,166
Liberty Mutual $2,804
Nationwide $4,398
Progressive $3,412
State Farm $2,880
USAA $4,987

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Cheapest Sanford, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sanford, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sanford, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,472 $3,624
Farmers $4,928 $4,928
GEICO $2,454 $2,559
Liberty Mutual $2,633 $2,633
Nationwide $3,298 $3,298
Progressive $3,724 $3,724
State Farm $2,809 $2,951
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Sanford, CO

Take a look at a side-by-side comparison of the top car insurance companies in Sanford, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sanford, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,548
Farmers $4,928
GEICO $2,507
Liberty Mutual $2,633
Nationwide $3,298
Progressive $3,724
State Farm $2,880
USAA $3,206

Category Winners: Cheapest Car Insurance in Sanford, Colorado

Find the cheapest car insurance companies in Sanford, CO for each category right here.

Best Annual Car Insurance Rates by Company in Sanford, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Sanford, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sanford car insurance rates. Find the cheapest Sanford, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sanford, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,381 $3,622 $3,642
Farmers $4,337 $4,859 $5,588
GEICO $2,316 $2,473 $2,731
Liberty Mutual $2,487 $2,623 $2,789
Nationwide $3,323 $3,295 $3,276
Progressive $3,453 $3,734 $3,985
State Farm $2,698 $2,881 $3,061
USAA $3,077 $3,205 $3,334

What affects car insurance rates in Sanford, Colorado?

What factors can have an impact on Sanford, CO car insurance? There are several reasons why Sanford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sanford, Colorado.

Commute Time in Sanford

The more time you spend in your car the higher the risk of an accident. The average commute length in Sanford, CO is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Sanford, CO

Ready to find affordable Sanford, Colorado car insurance today? Enter your ZIP code for fast, free Sanford, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State