Compare Sanford, FL Car Insurance Rates (2021)

Car insurance in Sanford, FL averages $347 a month. Sanford, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Sanford car insurance rates, compare quotes from the top car insurance companies in Sanford, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sanford, FL are $4,168/year
  • The cheapest car insurance company in Sanford is USAA
  • Average car insurance rates in Sanford, FL after a DUI are $4,991/year

If you need to buy Sanford, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Sanford, FL is right here.

You’ll find Sanford car insurance rates, the cheapest Sanford, FL car insurance companies, and information on Florida car insurance laws. You can also compare Sanford, Florida car insurance rates to Cape Coral car insurance rates, Port St. Lucie car insurance rates, and Fort Lauderdale car insurance rates.

Ready to find affordable Sanford, FL car insurance today? Enter your ZIP code for fast, free Sanford car insurance quotes.

Cheapest Sanford, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sanford, FL car insurance rates? Every Sanford, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sanford, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,208 $4,018 $3,659 $3,714 $14,431 $15,626 $4,188 $4,245
GEICO $2,724 $2,733 $2,551 $2,551 $4,862 $6,066 $2,997 $3,029
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,298 $3,127 $2,849 $3,039 $9,317 $10,173 $3,987 $3,825
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,560 $1,533 $1,460 $1,445 $5,345 $6,195 $1,947 $2,099

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Minimum Car Insurance in Sanford, FL

Every driver must carry the minimum car insurance in Sanford, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Sanford, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sanford, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sanford, FL. Compare credit history car insurance rates in Sanford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sanford, Florida

Insurance Company Poor Fair Good
Allstate $9,462 $5,977 $4,845
GEICO $5,018 $3,030 $2,270
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,654 $3,425 $3,099
Progressive $6,452 $4,579 $3,825
State Farm $4,228 $2,771 $2,271
USAA $4,393 $2,145 $1,556

Cheapest Sanford, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sanford, FL to rates for a clean record with top companies.

Annual Sanford, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,834 $6,988 $7,750 $6,473
GEICO $2,388 $3,059 $4,566 $3,744
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $3,906 $5,786 $4,869 $5,248
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,110 $2,608 $3,860 $2,213

Cheapest Sanford, FL Car Insurance for Teen Drivers

Teen car insurance in Sanford, FL can be expensive. Take a look at rates from the top car insurance companies in Sanford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sanford, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,431 $15,626
GEICO $4,862 $6,066
Liberty Mutual $6,564 $10,070
Nationwide $6,256 $7,694
Progressive $9,317 $10,173
State Farm $5,666 $7,244
USAA $5,345 $6,195

Cheapest Sanford, FL Car Insurance for Seniors

Take a look at Sanford, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sanford, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,659 $3,714
GEICO $2,551 $2,551
Liberty Mutual $2,891 $2,891
Nationwide $2,345 $2,424
Progressive $2,849 $3,039
State Farm $1,753 $1,753
USAA $1,460 $1,445

Cheapest Sanford, FL Car Insurance Rates After a DUI

A DUI in Sanford, FL increases car insurance rates. Compare Sanford, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sanford, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,750
GEICO $4,566
Liberty Mutual $6,107
Nationwide $4,692
Progressive $4,869
State Farm $3,090
USAA $3,860

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Cheapest Sanford, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sanford, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sanford, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,568 $6,954
GEICO $3,423 $3,456
Liberty Mutual $4,369 $4,656
Nationwide $3,726 $3,726
Progressive $4,952 $4,952
State Farm $2,985 $3,195
USAA $2,667 $2,729

The Best Cheap Car Insurance Companies in Sanford, FL

Take a look at a side-by-side comparison of the top car insurance companies in Sanford, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sanford, Florida

Insurance Company Average Annual Rates
Allstate $6,761
GEICO $3,439
Liberty Mutual $4,512
Nationwide $3,726
Progressive $4,952
State Farm $3,090
USAA $2,698

Category Winners: Cheapest Car Insurance in Sanford, Florida

Find the cheapest car insurance companies in Sanford, FL for each category right here.

Best Annual Car Insurance Rates by Company in Sanford, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sanford, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sanford car insurance rates. Find the cheapest Sanford, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sanford, Florida

Insurance Company Low Medium High
Allstate $5,248 $7,105 $7,930
GEICO $2,795 $3,563 $3,959
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $2,937 $3,875 $4,366
Progressive $4,171 $5,065 $5,621
State Farm $2,623 $3,167 $3,480
USAA $2,338 $2,791 $2,965

What affects car insurance rates in Sanford, Florida?

What factors can have an impact on Sanford, FL car insurance? There are several reasons why Sanford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sanford, Florida.

Car Theft in Sanford

High levels of vehicle theft can make car insurance more expensive. Sanford, FL car theft statistics from the FBI indicate 116 vehicle thefts a year.

Commute Time in Sanford

The more time you spend in your car the higher the risk of an accident. The average commute length in Sanford, FL is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Sanford, FL

Ready to find affordable Sanford, Florida car insurance today? Enter your ZIP code for fast, free Sanford, FL car insurance quotes.

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