Compare Sanford, ME Car Insurance Rates (2021)

Car insurance in Sanford, ME averages $213 a month. Sanford, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Sanford car insurance rates, compare quotes from the top car insurance companies in Sanford, ME.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sanford, ME after a DUI are $3,013/year
  • Average car insurance rates in Sanford, ME are $2,551/year
  • The cheapest car insurance company in Sanford is USAA

If you need to buy Sanford, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Sanford, ME is right here.

You’ll find Sanford car insurance rates, the cheapest Sanford, ME car insurance companies, and information on Maine car insurance laws. You can also compare Sanford, Maine car insurance rates to Lewiston car insurance rates, South Portland car insurance rates, and Portland car insurance rates.

Ready to find affordable Sanford, ME car insurance today? Enter your ZIP code for fast, free Sanford car insurance quotes.

Cheapest Sanford, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sanford, ME car insurance rates? Every Sanford, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sanford, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,823 $1,874 $1,645 $1,782 $4,675 $6,255 $1,975 $2,206
Farmers $1,679 $1,691 $1,583 $1,688 $5,537 $6,068 $1,993 $2,061
GEICO $945 $979 $945 $945 $2,326 $3,021 $1,031 $1,099
Liberty Mutual $2,853 $2,853 $2,719 $2,719 $6,002 $8,957 $2,853 $3,996
Progressive $1,806 $1,770 $1,806 $1,770 $7,620 $8,557 $2,101 $2,372
State Farm $1,312 $1,312 $1,244 $1,244 $4,246 $5,311 $1,470 $1,603
Travelers $1,140 $1,175 $1,033 $1,056 $4,680 $6,313 $1,120 $1,275
USAA $827 $813 $822 $802 $2,718 $2,994 $1,048 $1,095

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Minimum Car Insurance in Sanford, ME

Every driver must carry the minimum car insurance in Sanford, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Sanford, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sanford, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sanford, ME. Compare credit history car insurance rates in Sanford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sanford, Maine

Insurance Company Poor Fair Good
Allstate $3,491 $2,665 $2,183
Farmers $3,236 $2,667 $2,460
GEICO $1,899 $1,260 $1,075
Liberty Mutual $5,734 $3,716 $2,907
Progressive $3,921 $3,371 $3,134
State Farm $3,230 $1,929 $1,494
Travelers $2,618 $2,144 $1,909
USAA $1,819 $1,256 $1,095

Cheapest Sanford, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sanford, ME to rates for a clean record with top companies.

Annual Sanford, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,259 $3,078 $3,220 $2,560
Farmers $2,436 $3,108 $2,696 $2,910
GEICO $1,028 $1,445 $2,145 $1,028
Liberty Mutual $3,145 $3,715 $6,186 $3,430
Progressive $2,782 $4,713 $3,099 $3,306
State Farm $2,010 $2,426 $2,218 $2,218
Travelers $1,852 $2,058 $2,587 $2,399
USAA $1,054 $1,390 $1,955 $1,160

Cheapest Sanford, ME Car Insurance for Teen Drivers

Teen car insurance in Sanford, ME can be expensive. Take a look at rates from the top car insurance companies in Sanford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sanford, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,675 $6,255
Farmers $5,537 $6,068
GEICO $2,326 $3,021
Liberty Mutual $6,002 $8,957
Progressive $7,620 $8,557
State Farm $4,246 $5,311
Travelers $4,680 $6,313
USAA $2,718 $2,994

Cheapest Sanford, ME Car Insurance for Seniors

Take a look at Sanford, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sanford, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,645 $1,782
Farmers $1,583 $1,688
GEICO $945 $945
Liberty Mutual $2,719 $2,719
Progressive $1,806 $1,770
State Farm $1,244 $1,244
Travelers $1,033 $1,056
USAA $822 $802

Cheapest Sanford, ME Car Insurance Rates After a DUI

A DUI in Sanford, ME increases car insurance rates. Compare Sanford, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sanford, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,220
Farmers $2,696
GEICO $2,145
Liberty Mutual $6,186
Progressive $3,099
State Farm $2,218
Travelers $2,587
USAA $1,955

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Cheapest Sanford, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sanford, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sanford, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,779 $2,779
Farmers $2,788 $2,788
GEICO $1,388 $1,434
Liberty Mutual $4,035 $4,202
Progressive $3,475 $3,475
State Farm $2,145 $2,291
Travelers $2,224 $2,224
USAA $1,351 $1,429

The Best Cheap Car Insurance Companies in Sanford, ME

Take a look at a side-by-side comparison of the top car insurance companies in Sanford, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sanford, Maine

Insurance Company Average Annual Rates
Allstate $2,779
Farmers $2,788
GEICO $1,411
Liberty Mutual $4,119
Progressive $3,475
State Farm $2,218
Travelers $2,224
USAA $1,390

Category Winners: Cheapest Car Insurance in Sanford, Maine

Find the cheapest car insurance companies in Sanford, ME for each category right here.

Best Annual Car Insurance Rates by Company in Sanford, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Sanford, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sanford car insurance rates. Find the cheapest Sanford, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sanford, Maine

Insurance Company Low Medium High
Allstate $2,744 $2,746 $2,848
Farmers $2,674 $2,694 $2,994
GEICO $1,382 $1,391 $1,462
Liberty Mutual $4,061 $4,061 $4,234
Progressive $3,398 $3,406 $3,622
State Farm $2,152 $2,191 $2,311
Travelers $2,185 $2,189 $2,298
USAA $1,359 $1,371 $1,439

What affects car insurance rates in Sanford, Maine?

What factors can have an impact on Sanford, ME car insurance? There are several reasons why Sanford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sanford, Maine.

Commute Time in Sanford

The more time you spend in your car the higher the risk of an accident. The average commute length in Sanford, ME is 29.5 minutes according to City-Data.

Compare Car Insurance Quotes in Sanford, ME

Ready to find affordable Sanford, Maine car insurance today? Enter your ZIP code for fast, free Sanford, ME car insurance quotes.

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