Compare Santa Fe, TN Car Insurance Rates (2021)

Car insurance in Santa Fe, TN averages $306 a month. Santa Fe, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Santa Fe car insurance rates, compare quotes from the top car insurance companies in Santa Fe, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Santa Fe, TN are $3,670/year
  • Average car insurance rates in Santa Fe, TN after a DUI are $4,284/year
  • The cheapest car insurance company in Santa Fe is State Farm

If you need to buy Santa Fe, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Santa Fe, TN is right here.

You’ll find Santa Fe car insurance rates, the cheapest Santa Fe, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Santa Fe, Tennessee car insurance rates to Memphis car insurance rates, Jackson car insurance rates, and Franklin car insurance rates.

Ready to find affordable Santa Fe, TN car insurance today? Enter your ZIP code for fast, free Santa Fe car insurance quotes.

Cheapest Santa Fe, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Santa Fe, TN car insurance rates? Every Santa Fe, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Santa Fe, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,780 $2,592 $2,692 $10,725 $11,692 $3,094 $3,206
Farmers $1,881 $1,915 $1,690 $1,844 $7,422 $7,867 $2,535 $2,703
GEICO $2,066 $2,089 $1,909 $1,909 $6,088 $6,214 $2,087 $2,151
Liberty Mutual $3,522 $129 $2,890 $3,231 $14,592 $16,219 $3,778 $4,023
Nationwide $2,179 $2,195 $1,954 $1,983 $6,026 $7,761 $2,507 $2,717
Progressive $2,069 $1,955 $1,685 $1,760 $9,272 $10,449 $2,501 $2,741
State Farm $1,574 $1,574 $1,413 $1,413 $4,730 $5,918 $1,776 $2,066
Travelers $1,740 $1,831 $1,588 $1,690 $4,926 $6,123 $1,851 $1,948
USAA $1,553 $1,582 $1,399 $1,400 $5,479 $6,295 $2,026 $2,162

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Minimum Car Insurance in Santa Fe, TN

Every driver must carry the minimum car insurance in Santa Fe, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Santa Fe, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Santa Fe, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Santa Fe, TN. Compare credit history car insurance rates in Santa Fe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Santa Fe, Tennessee

Insurance Company Poor Fair Good
Allstate $6,325 $4,847 $3,704
Farmers $4,149 $3,236 $3,061
GEICO $3,482 $2,976 $2,735
Liberty Mutual $8,656 $5,322 $4,165
Nationwide $4,094 $3,259 $2,892
Progressive $4,561 $3,929 $3,672
State Farm $3,714 $2,228 $1,731
Travelers $3,446 $2,712 $1,978
USAA $3,973 $2,323 $1,915

Cheapest Santa Fe, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Santa Fe, TN to rates for a clean record with top companies.

Annual Santa Fe, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,165 $4,958 $5,960 $4,752
Farmers $2,973 $3,680 $3,753 $3,522
GEICO $2,215 $2,982 $4,845 $2,215
Liberty Mutual $4,905 $7,074 $6,575 $5,637
Nationwide $2,956 $2,956 $4,435 $3,313
Progressive $3,569 $4,635 $3,801 $4,210
State Farm $2,336 $2,779 $2,558 $2,558
Travelers $2,198 $2,824 $3,123 $2,703
USAA $1,993 $2,979 $3,504 $2,471

Cheapest Santa Fe, TN Car Insurance for Teen Drivers

Teen car insurance in Santa Fe, TN can be expensive. Take a look at rates from the top car insurance companies in Santa Fe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Santa Fe, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,725 $11,692
Farmers $7,422 $7,867
GEICO $6,088 $6,214
Liberty Mutual $14,592 $16,219
Nationwide $6,026 $7,761
Progressive $9,272 $10,449
State Farm $4,730 $5,918
Travelers $4,926 $6,123
USAA $5,479 $6,295

Cheapest Santa Fe, TN Car Insurance for Seniors

Take a look at Santa Fe, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Santa Fe, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,592 $2,692
Farmers $1,690 $1,844
GEICO $1,909 $1,909
Liberty Mutual $2,890 $3,231
Nationwide $1,954 $1,983
Progressive $1,685 $1,760
State Farm $1,413 $1,413
Travelers $1,588 $1,690
USAA $1,399 $1,400

Cheapest Santa Fe, TN Car Insurance Rates After a DUI

A DUI in Santa Fe, TN increases car insurance rates. Compare Santa Fe, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Santa Fe, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,960
Farmers $3,753
GEICO $4,845
Liberty Mutual $6,575
Nationwide $4,435
Progressive $3,801
State Farm $2,558
Travelers $3,123
USAA $3,504

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Cheapest Santa Fe, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Santa Fe, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Santa Fe, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,959 $4,959
Farmers $3,482 $3,482
GEICO $3,048 $3,080
Liberty Mutual $6,048 $6,048
Nationwide $3,415 $3,415
Progressive $4,054 $4,054
State Farm $2,498 $2,618
Travelers $2,606 $2,819
USAA $2,660 $2,814

The Best Cheap Car Insurance Companies in Santa Fe, TN

Take a look at a side-by-side comparison of the top car insurance companies in Santa Fe, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Santa Fe, Tennessee

Insurance Company Average Annual Rates
Allstate $4,959
Farmers $3,482
GEICO $3,064
Liberty Mutual $6,048
Nationwide $3,415
Progressive $4,054
State Farm $2,558
Travelers $2,712
USAA $2,737

Category Winners: Cheapest Car Insurance in Santa Fe, Tennessee

Find the cheapest car insurance companies in Santa Fe, TN for each category right here.

Best Annual Car Insurance Rates by Company in Santa Fe, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Santa Fe, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Santa Fe car insurance rates. Find the cheapest Santa Fe, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Santa Fe, Tennessee

Insurance Company Low Medium High
Allstate $4,790 $4,948 $5,139
Farmers $3,305 $3,467 $3,674
GEICO $2,927 $3,058 $3,208
Liberty Mutual $5,787 $6,049 $6,308
Nationwide $3,438 $3,344 $3,464
Progressive $3,829 $4,055 $4,277
State Farm $2,424 $2,568 $2,681
Travelers $2,546 $2,710 $2,881
USAA $2,655 $2,728 $2,828

What affects car insurance rates in Santa Fe, Tennessee?

What factors can have an impact on Santa Fe, TN car insurance? There are several reasons why Santa Fe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Santa Fe, Tennessee.

Traffic in Santa Fe

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Santa Fe, TN traffic data from INRIX ranks Santa Fe as the 775th-most congested in the world.

Compare Car Insurance Quotes in Santa Fe, TN

Ready to find affordable Santa Fe, Tennessee car insurance today? Enter your ZIP code for fast, free Santa Fe, TN car insurance quotes.

Free Car Insurance Comparison

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