Compare Santa, ID Car Insurance Rates (2021)

Car insurance in Santa, ID averages $245 a month. Santa, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Santa car insurance rates, compare quotes from the top car insurance companies in Santa, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Santa is State Farm
  • Average car insurance rates in Santa, ID after a DUI are $3,649/year
  • The cheapest car insurance company in Santa for teen drivers is State Farm

If you need to buy Santa, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Santa, ID is right here.

You’ll find Santa car insurance rates, the cheapest Santa, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Santa, Idaho car insurance rates to Pocatello car insurance rates, Boise City car insurance rates, and Meridian car insurance rates.

Ready to find affordable Santa, ID car insurance today? Enter your ZIP code for fast, free Santa car insurance quotes.

Cheapest Santa, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Santa, ID car insurance rates? Every Santa, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Santa, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,263 $2,250 $1,970 $2,042 $8,262 $9,549 $2,527 $2,671
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,162 $2,135 $2,057 $1,998 $4,612 $5,741 $2,925 $2,258
Liberty Mutual $1,545 $1,667 $1,253 $1,397 $4,835 $5,374 $1,645 $1,747
Nationwide $1,900 $1,950 $1,711 $1,821 $4,574 $5,657 $2,212 $2,386
State Farm $1,197 $1,197 $1,075 $1,075 $3,547 $4,462 $1,350 $1,565
Travelers $1,416 $1,438 $1,423 $1,416 $6,961 $10,988 $1,504 $1,728
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

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Minimum Car Insurance in Santa, ID

Every driver must carry the minimum car insurance in Santa, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Santa, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Santa, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Santa, ID. Compare credit history car insurance rates in Santa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Santa, Idaho

Insurance Company Poor Fair Good
Allstate $5,201 $3,535 $3,089
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,630 $2,898 $2,429
Liberty Mutual $3,482 $2,129 $1,688
Nationwide $3,323 $2,668 $2,339
State Farm $2,716 $1,717 $1,367
Travelers $3,848 $3,235 $2,994
USAA $2,960 $1,731 $1,395

Cheapest Santa, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Santa, ID to rates for a clean record with top companies.

Annual Santa, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,254 $4,088 $4,568 $3,858
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,835 $2,926 $4,090 $3,094
Liberty Mutual $2,020 $2,526 $2,617 $2,568
Nationwide $2,113 $2,752 $3,861 $2,379
State Farm $1,766 $2,101 $1,933 $1,933
Travelers $2,071 $2,947 $5,122 $3,297
USAA $1,452 $2,079 $2,824 $1,761

Cheapest Santa, ID Car Insurance for Teen Drivers

Teen car insurance in Santa, ID can be expensive. Take a look at rates from the top car insurance companies in Santa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Santa, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,262 $9,549
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,612 $5,741
Liberty Mutual $4,835 $5,374
Nationwide $4,574 $5,657
State Farm $3,547 $4,462
Travelers $6,961 $10,988
USAA $3,937 $4,411

Cheapest Santa, ID Car Insurance for Seniors

Take a look at Santa, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Santa, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,970 $2,042
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $2,057 $1,998
Liberty Mutual $1,253 $1,397
Nationwide $1,711 $1,821
State Farm $1,075 $1,075
Travelers $1,423 $1,416
USAA $1,152 $1,132

Cheapest Santa, ID Car Insurance Rates After a DUI

A DUI in Santa, ID increases car insurance rates. Compare Santa, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Santa, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,568
American Family $4,415
Farmers $3,416
GEICO $4,090
Liberty Mutual $2,617
Nationwide $3,861
State Farm $1,933
Travelers $5,122
USAA $2,824

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Cheapest Santa, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Santa, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Santa, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,942 $3,942
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,935 $3,037
Liberty Mutual $2,433 $2,433
Nationwide $2,776 $2,776
State Farm $1,888 $1,979
Travelers $3,359 $3,359
USAA $2,005 $2,053

The Best Cheap Car Insurance Companies in Santa, ID

Take a look at a side-by-side comparison of the top car insurance companies in Santa, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Santa, Idaho

Insurance Company Average Annual Rates
Allstate $3,942
American Family $3,668
Farmers $3,307
GEICO $2,986
Liberty Mutual $2,433
Nationwide $2,776
State Farm $1,933
Travelers $3,359
USAA $2,029

Category Winners: Cheapest Car Insurance in Santa, Idaho

Find the cheapest car insurance companies in Santa, ID for each category right here.

Best Annual Car Insurance Rates by Company in Santa, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Santa, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Santa car insurance rates. Find the cheapest Santa, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Santa, Idaho

Insurance Company Low Medium High
Allstate $3,792 $3,934 $4,099
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,833 $2,981 $3,144
Liberty Mutual $2,319 $2,429 $2,551
Nationwide $2,745 $2,916 $2,668
State Farm $1,836 $1,937 $2,028
Travelers $3,310 $3,409 $3,360
USAA $1,968 $2,025 $2,093

What affects car insurance rates in Santa, Idaho?

What factors can have an impact on Santa, ID car insurance? There are several reasons why Santa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Santa, Idaho.

Traffic in Santa

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Santa, ID traffic data from INRIX ranks Santa as the 155th-most congested in the world.

Compare Car Insurance Quotes in Santa, ID

Ready to find affordable Santa, Idaho car insurance today? Enter your ZIP code for fast, free Santa, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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