Compare Santa Paula, CA Car Insurance Rates (2021)

Car insurance in Santa Paula, CA averages $273 a month. Santa Paula, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Santa Paula car insurance rates, compare quotes from the top car insurance companies in Santa Paula, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Santa Paula for teen drivers is USAA
  • Average car insurance rates in Santa Paula, CA after a DUI are $4,583/year
  • The cheapest car insurance company in Santa Paula is USAA

If you need to buy Santa Paula, California car insurance, the options can be confusing. Everything you need to know about car insurance in Santa Paula, CA is right here.

You’ll find Santa Paula car insurance rates, the cheapest Santa Paula, CA car insurance companies, and information on California car insurance laws. You can also compare Santa Paula, California car insurance rates to Fresno car insurance rates, Bakersfield car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Santa Paula, CA car insurance today? Enter your ZIP code for fast, free Santa Paula car insurance quotes.

Cheapest Santa Paula, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Santa Paula, CA car insurance rates? Every Santa Paula, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Santa Paula, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,720 $2,718 $1,983 $2,002 $7,579 $9,518 $3,480 $3,814
Farmers $2,452 $2,452 $2,224 $2,224 $7,817 $12,737 $2,906 $3,239
GEICO $1,636 $1,637 $1,539 $1,539 $4,974 $5,055 $2,349 $2,400
Liberty Mutual $2,206 $2,075 $2,065 $1,994 $4,748 $5,102 $2,470 $2,510
Nationwide $2,788 $2,660 $2,448 $2,307 $7,090 $7,822 $3,322 $3,279
Progressive $1,634 $1,680 $1,400 $1,655 $4,372 $5,249 $2,356 $2,529
State Farm $2,690 $2,690 $2,405 $2,405 $4,976 $6,178 $2,978 $3,070
Travelers $2,197 $2,123 $1,949 $1,931 $4,555 $5,132 $2,835 $2,771
USAA $1,652 $1,567 $1,615 $1,623 $3,720 $3,743 $2,285 $2,161

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Minimum Car Insurance in Santa Paula, CA

Every driver must carry the minimum car insurance in Santa Paula, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Santa Paula, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Santa Paula, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Santa Paula, CA to rates for a clean record with top companies.

Annual Santa Paula, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,548 $4,289 $6,729 $3,340
Farmers $3,336 $4,540 $5,645 $4,505
GEICO $1,846 $2,852 $3,576 $2,290
Liberty Mutual $2,514 $3,366 $3,041 $2,665
Nationwide $2,771 $3,549 $5,989 $3,549
Progressive $1,708 $2,907 $3,361 $2,462
State Farm $2,445 $2,915 $5,499 $2,836
Travelers $1,964 $3,205 $3,688 $2,889
USAA $1,529 $2,267 $3,714 $1,674

Cheapest Santa Paula, CA Car Insurance for Teen Drivers

Teen car insurance in Santa Paula, CA can be expensive. Take a look at rates from the top car insurance companies in Santa Paula for teenagers.

Annual Car Insurance Rates for Teen Drivers in Santa Paula, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,579 $9,518
Farmers $7,817 $12,737
GEICO $4,974 $5,055
Liberty Mutual $4,748 $5,102
Nationwide $7,090 $7,822
Progressive $4,372 $5,249
State Farm $4,976 $6,178
Travelers $4,555 $5,132
USAA $3,720 $3,743

Cheapest Santa Paula, CA Car Insurance for Seniors

Take a look at Santa Paula, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Santa Paula, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,983 $2,002
Farmers $2,224 $2,224
GEICO $1,539 $1,539
Liberty Mutual $2,065 $1,994
Nationwide $2,448 $2,307
Progressive $1,400 $1,655
State Farm $2,405 $2,405
Travelers $1,949 $1,931
USAA $1,615 $1,623

Cheapest Santa Paula, CA Car Insurance Rates After a DUI

A DUI in Santa Paula, CA increases car insurance rates. Compare Santa Paula, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Santa Paula, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,729
Farmers $5,645
GEICO $3,576
Liberty Mutual $3,041
Nationwide $5,989
Progressive $3,361
State Farm $5,499
Travelers $3,688
USAA $3,714

Cheapest Santa Paula, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Santa Paula, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Santa Paula, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,813 $4,640
Farmers $4,088 $4,925
GEICO $2,399 $2,883
Liberty Mutual $2,658 $3,135
Nationwide $3,502 $4,427
Progressive $2,367 $2,852
State Farm $3,299 $3,549
Travelers $2,650 $3,223
USAA $2,117 $2,475

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The Best Cheap Car Insurance Companies in Santa Paula, CA

Take a look at a side-by-side comparison of the top car insurance companies in Santa Paula, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Santa Paula, California

Insurance Company Average Annual Rates
Allstate $4,227
Farmers $4,507
GEICO $2,641
Liberty Mutual $2,896
Nationwide $3,965
Progressive $2,609
State Farm $3,424
Travelers $2,937
USAA $2,296

Category Winners: Cheapest Car Insurance in Santa Paula, California

Find the cheapest car insurance companies in Santa Paula, CA for each category right here.

Best Annual Car Insurance Rates by Company in Santa Paula, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Santa Paula, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Santa Paula car insurance rates. Find the cheapest Santa Paula, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Santa Paula, California

Insurance Company Low Medium High
Allstate $3,995 $4,264 $4,421
Farmers $4,172 $4,545 $4,803
GEICO $2,374 $2,673 $2,876
Liberty Mutual $2,673 $2,923 $3,094
Nationwide $3,553 $4,034 $4,306
Progressive $2,315 $2,695 $2,818
State Farm $3,065 $3,486 $3,720
Travelers $2,510 $3,023 $3,276
USAA $2,096 $2,338 $2,454

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What affects car insurance rates in Santa Paula, California?

What factors can have an impact on Santa Paula, CA car insurance? There are several reasons why Santa Paula car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Santa Paula, California.

Car Theft in Santa Paula

High levels of vehicle theft can make car insurance more expensive. Santa Paula, CA car theft statistics from the FBI indicate 41 vehicle thefts a year.

Commute Time in Santa Paula

The more time you spend in your car the higher the risk of an accident. The average commute length in Santa Paula, CA is 26.2 minutes according to City-Data.

Compare Car Insurance Quotes in Santa Paula, CA

Ready to find affordable Santa Paula, California car insurance today? Enter your ZIP code for fast, free Santa Paula, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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