Compare Sapello, NM Car Insurance Rates (2021)

Car insurance in Sapello, NM averages $286 a month. Sapello, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sapello car insurance rates, compare quotes from the top car insurance companies in Sapello, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Here's What You Need to Know

  • The cheapest car insurance company in Sapello for teen drivers is USAA
  • Average car insurance rates in Sapello, NM after a DUI are $4,381/year
  • Average car insurance rates in Sapello, NM are $3,426/year

If you need to buy Sapello, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Sapello, NM is right here.

You’ll find Sapello car insurance rates, the cheapest Sapello, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Sapello, New Mexico car insurance rates to Roswell car insurance rates, Hobbs car insurance rates, and Santa Fe car insurance rates.

Ready to find affordable Sapello, NM car insurance today? Enter your ZIP code for fast, free Sapello car insurance quotes.

Cheapest Sapello, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sapello, NM car insurance rates? Every Sapello, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sapello, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,359 $2,365 $2,167 $2,276 $8,006 $9,306 $2,605 $2,768
Farmers $2,450 $2,442 $2,196 $2,343 $9,884 $10,152 $2,749 $2,835
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,606 $2,658 $2,357 $2,484 $6,321 $8,013 $2,940 $3,159
Progressive $1,688 $1,641 $1,520 $1,530 $6,751 $7,616 $2,047 $2,127
State Farm $1,499 $1,499 $1,353 $1,353 $4,008 $5,044 $1,678 $1,856
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Sapello, NM

Every driver must carry the minimum car insurance in Sapello, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Sapello, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sapello, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sapello, NM. Compare credit history car insurance rates in Sapello from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sapello, New Mexico

Insurance Company Poor Fair Good
Allstate $4,626 $3,821 $3,498
Farmers $5,033 $4,158 $3,953
GEICO $4,787 $4,162 $3,849
Nationwide $4,679 $3,625 $3,147
Progressive $3,428 $3,044 $2,873
State Farm $3,268 $2,007 $1,584
USAA $2,680 $2,000 $1,731

Cheapest Sapello, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sapello, NM to rates for a clean record with top companies.

Annual Sapello, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,265 $4,312 $4,657 $3,693
Farmers $3,704 $4,766 $4,655 $4,400
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,829 $4,007 $5,214 $3,219
Progressive $2,696 $3,671 $2,905 $3,187
State Farm $2,151 $2,331 $2,331 $2,331
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Sapello, NM Car Insurance for Teen Drivers

Teen car insurance in Sapello, NM can be expensive. Take a look at rates from the top car insurance companies in Sapello for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sapello, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,006 $9,306
Farmers $9,884 $10,152
GEICO $7,583 $10,447
Nationwide $6,321 $8,013
Progressive $6,751 $7,616
State Farm $4,008 $5,044
USAA $3,641 $4,122

Cheapest Sapello, NM Car Insurance for Seniors

Take a look at Sapello, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sapello, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,167 $2,276
Farmers $2,196 $2,343
GEICO $2,511 $2,511
Nationwide $2,357 $2,484
Progressive $1,520 $1,530
State Farm $1,353 $1,353
USAA $1,372 $1,376

Cheapest Sapello, NM Car Insurance Rates After a DUI

A DUI in Sapello, NM increases car insurance rates. Compare Sapello, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sapello, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,657
Farmers $4,655
GEICO $8,009
Nationwide $5,214
Progressive $2,905
State Farm $2,331
USAA $2,897

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Cheapest Sapello, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sapello, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sapello, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,982 $3,982
Farmers $4,381 $4,381
GEICO $4,201 $4,331
Nationwide $3,817 $3,817
Progressive $3,115 $3,115
State Farm $2,230 $2,343
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Sapello, NM

Take a look at a side-by-side comparison of the top car insurance companies in Sapello, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sapello, New Mexico

Insurance Company Average Annual Rates
Allstate $3,982
Farmers $4,381
GEICO $4,266
Nationwide $3,817
Progressive $3,115
State Farm $2,286
USAA $2,137

Category Winners: Cheapest Car Insurance in Sapello, New Mexico

Find the cheapest car insurance companies in Sapello, NM for each category right here.

Best Annual Car Insurance Rates by Company in Sapello, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sapello, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sapello car insurance rates. Find the cheapest Sapello, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sapello, New Mexico

Insurance Company Low Medium High
Allstate $3,823 $3,975 $4,148
Farmers $3,987 $4,339 $4,818
GEICO $3,990 $4,256 $4,552
Nationwide $3,817 $3,776 $3,859
Progressive $2,987 $3,112 $3,245
State Farm $2,099 $2,293 $2,466
USAA $1,995 $2,146 $2,271

Compare Car Insurance Quotes in Sapello, NM

Ready to find affordable Sapello, New Mexico car insurance today? Enter your ZIP code for fast, free Sapello, NM car insurance quotes.

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