Compare Sapelo Island, GA Car Insurance Rates (2021)

Car insurance in Sapelo Island, GA averages $401 a month. Sapelo Island, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sapelo Island car insurance rates, compare quotes from the top car insurance companies in Sapelo Island, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sapelo Island for teen drivers is GEICO
  • The cheapest car insurance company in Sapelo Island is GEICO
  • Average car insurance rates in Sapelo Island, GA after a DUI are $5,909/year

If you need to buy Sapelo Island, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Sapelo Island, GA is right here.

You’ll find Sapelo Island car insurance rates, the cheapest Sapelo Island, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Sapelo Island, Georgia car insurance rates to Warner Robins car insurance rates, Atlanta car insurance rates, and Sandy Springs car insurance rates.

Ready to find affordable Sapelo Island, GA car insurance today? Enter your ZIP code for fast, free Sapelo Island car insurance quotes.

Cheapest Sapelo Island, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sapelo Island, GA car insurance rates? Every Sapelo Island, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sapelo Island, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,961 $2,961 $2,842 $2,842 $6,895 $8,847 $3,308 $3,609
GEICO $1,631 $1,609 $1,579 $1,579 $4,834 $5,789 $2,096 $2,330
Liberty Mutual $5,303 $5,776 $4,345 $4,933 $22,265 $24,866 $5,621 $5,987
Nationwide $4,132 $4,272 $4,104 $4,509 $13,048 $16,789 $5,059 $5,489
Progressive $2,422 $2,233 $2,079 $2,187 $7,628 $8,457 $2,804 $2,945
State Farm $1,910 $1,910 $1,719 $1,719 $5,145 $6,740 $2,097 $2,271
USAA $1,600 $1,598 $1,484 $1,491 $5,692 $6,747 $1,987 $2,193

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Minimum Car Insurance in Sapelo Island, GA

Every driver must carry the minimum car insurance in Sapelo Island, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Sapelo Island, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sapelo Island, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sapelo Island, GA. Compare credit history car insurance rates in Sapelo Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sapelo Island, Georgia

Insurance Company Poor Fair Good
Allstate $5,551 $3,859 $3,440
GEICO $3,372 $2,370 $2,301
Liberty Mutual $14,179 $8,679 $6,803
Nationwide $8,541 $6,928 $6,056
Progressive $4,332 $3,741 $3,460
State Farm $4,161 $2,596 $2,060
USAA $3,710 $2,609 $2,228

Cheapest Sapelo Island, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sapelo Island, GA to rates for a clean record with top companies.

Annual Sapelo Island, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,515 $5,480 $4,435 $3,702
GEICO $1,804 $2,262 $4,635 $2,022
Liberty Mutual $7,510 $10,250 $11,787 $10,001
Nationwide $5,520 $6,484 $10,000 $6,697
Progressive $3,014 $5,314 $3,541 $3,508
State Farm $2,674 $3,203 $2,939 $2,939
USAA $2,184 $2,757 $4,025 $2,431

Cheapest Sapelo Island, GA Car Insurance for Teen Drivers

Teen car insurance in Sapelo Island, GA can be expensive. Take a look at rates from the top car insurance companies in Sapelo Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sapelo Island, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,895 $8,847
GEICO $4,834 $5,789
Liberty Mutual $22,265 $24,866
Nationwide $13,048 $16,789
Progressive $7,628 $8,457
State Farm $5,145 $6,740
USAA $5,692 $6,747

Cheapest Sapelo Island, GA Car Insurance for Seniors

Take a look at Sapelo Island, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sapelo Island, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,842 $2,842
GEICO $1,579 $1,579
Liberty Mutual $4,345 $4,933
Nationwide $4,104 $4,509
Progressive $2,079 $2,187
State Farm $1,719 $1,719
USAA $1,484 $1,491

Cheapest Sapelo Island, GA Car Insurance Rates After a DUI

A DUI in Sapelo Island, GA increases car insurance rates. Compare Sapelo Island, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sapelo Island, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,435
GEICO $4,635
Liberty Mutual $11,787
Nationwide $10,000
Progressive $3,541
State Farm $2,939
USAA $4,025

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Cheapest Sapelo Island, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sapelo Island, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sapelo Island, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,184 $4,382
GEICO $2,635 $2,727
Liberty Mutual $9,887 $9,887
Nationwide $7,175 $7,175
Progressive $3,844 $3,844
State Farm $2,939 $2,939
USAA $2,720 $2,978

The Best Cheap Car Insurance Companies in Sapelo Island, GA

Take a look at a side-by-side comparison of the top car insurance companies in Sapelo Island, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sapelo Island, Georgia

Insurance Company Average Annual Rates
Allstate $4,283
GEICO $2,681
Liberty Mutual $9,887
Nationwide $7,175
Progressive $3,844
State Farm $2,939
USAA $2,849

Category Winners: Cheapest Car Insurance in Sapelo Island, Georgia

Find the cheapest car insurance companies in Sapelo Island, GA for each category right here.

Best Annual Car Insurance Rates by Company in Sapelo Island, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Sapelo Island, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sapelo Island car insurance rates. Find the cheapest Sapelo Island, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sapelo Island, Georgia

Insurance Company Low Medium High
Allstate $3,912 $4,334 $4,603
GEICO $2,501 $2,693 $2,848
Liberty Mutual $9,474 $9,832 $10,355
Nationwide $6,973 $7,313 $7,240
Progressive $3,533 $3,785 $4,216
State Farm $2,747 $2,940 $3,129
USAA $2,723 $2,834 $2,989

Compare Car Insurance Quotes in Sapelo Island, GA

Ready to find affordable Sapelo Island, Georgia car insurance today? Enter your ZIP code for fast, free Sapelo Island, GA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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