Compare Saragosa, TX Car Insurance Rates (2021)

Car insurance in Saragosa, TX averages $297 a month. Saragosa, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Saragosa car insurance rates, compare quotes from the top car insurance companies in Saragosa, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Saragosa, TX after a DUI are $4,064/year
  • The cheapest car insurance company in Saragosa for teen drivers is USAA
  • The cheapest car insurance company in Saragosa is USAA

If you need to buy Saragosa, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Saragosa, TX is right here.

You’ll find Saragosa car insurance rates, the cheapest Saragosa, TX car insurance companies, and information on Texas car insurance laws. You can also compare Saragosa, Texas car insurance rates to Laredo car insurance rates, San Antonio car insurance rates, and Houston car insurance rates.

Ready to find affordable Saragosa, TX car insurance today? Enter your ZIP code for fast, free Saragosa car insurance quotes.

Cheapest Saragosa, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saragosa, TX car insurance rates? Every Saragosa, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saragosa, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,779 $3,082 $2,588 $2,953 $7,358 $9,773 $3,986 $4,580
GEICO $2,080 $2,202 $1,936 $2,121 $4,328 $4,564 $2,248 $2,292
Nationwide $2,358 $2,405 $2,086 $2,214 $6,421 $8,272 $2,744 $2,973
Progressive $2,040 $1,961 $1,813 $1,848 $8,248 $9,230 $2,429 $2,493
State Farm $1,685 $1,685 $1,491 $1,491 $3,870 $4,905 $1,821 $1,884
USAA $1,525 $1,557 $1,441 $1,460 $4,016 $4,444 $2,044 $2,243

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Minimum Car Insurance in Saragosa, TX

Every driver must carry the minimum car insurance in Saragosa, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Saragosa, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saragosa, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saragosa, TX. Compare credit history car insurance rates in Saragosa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saragosa, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $6,433 $3,978 $3,500
GEICO $4,180 $2,383 $1,602
Nationwide $4,436 $3,539 $3,077
Progressive $4,245 $3,651 $3,378
State Farm $3,334 $2,075 $1,653
USAA $3,481 $1,970 $1,573

Cheapest Saragosa, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saragosa, TX to rates for a clean record with top companies.

Annual Saragosa, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $4,225 $5,385 $4,714 $4,225
GEICO $2,316 $2,996 $2,589 $2,985
Nationwide $3,196 $3,196 $4,733 $3,611
Progressive $3,286 $4,211 $3,835 $3,699
State Farm $2,110 $2,396 $2,800 $2,110
USAA $1,765 $2,561 $3,015 $2,025

Cheapest Saragosa, TX Car Insurance for Teen Drivers

Teen car insurance in Saragosa, TX can be expensive. Take a look at rates from the top car insurance companies in Saragosa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saragosa, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $7,358 $9,773
GEICO $4,328 $4,564
Nationwide $6,421 $8,272
Progressive $8,248 $9,230
State Farm $3,870 $4,905
USAA $4,016 $4,444

Cheapest Saragosa, TX Car Insurance for Seniors

Take a look at Saragosa, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saragosa, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,588 $2,953
GEICO $1,936 $2,121
Nationwide $2,086 $2,214
Progressive $1,813 $1,848
State Farm $1,491 $1,491
USAA $1,441 $1,460

Cheapest Saragosa, TX Car Insurance Rates After a DUI

A DUI in Saragosa, TX increases car insurance rates. Compare Saragosa, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saragosa, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,761
American Family $4,714
GEICO $2,589
Nationwide $4,733
Progressive $3,835
State Farm $2,800
USAA $3,015

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Cheapest Saragosa, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saragosa, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saragosa, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,357 $5,606
American Family $4,637 $4,637
GEICO $2,667 $2,776
Nationwide $3,684 $3,684
Progressive $3,758 $3,758
State Farm $2,354 $2,354
USAA $2,311 $2,372

The Best Cheap Car Insurance Companies in Saragosa, TX

Take a look at a side-by-side comparison of the top car insurance companies in Saragosa, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saragosa, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $4,637
GEICO $2,721
Nationwide $3,684
Progressive $3,758
State Farm $2,354
USAA $2,341

Category Winners: Cheapest Car Insurance in Saragosa, Texas

Find the cheapest car insurance companies in Saragosa, TX for each category right here.

Best Annual Car Insurance Rates by Company in Saragosa, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Saragosa, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saragosa car insurance rates. Find the cheapest Saragosa, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saragosa, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $4,373 $4,504 $5,035
GEICO $2,629 $2,702 $2,834
Nationwide $3,970 $3,525 $3,557
Progressive $3,612 $3,745 $3,917
State Farm $2,250 $2,348 $2,464
USAA $2,280 $2,334 $2,410

Compare Car Insurance Quotes in Saragosa, TX

Ready to find affordable Saragosa, Texas car insurance today? Enter your ZIP code for fast, free Saragosa, TX car insurance quotes.

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