Compare Saratoga, AR Car Insurance Rates (2021)

Car insurance in Saratoga, AR averages $345 a month. Saratoga, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saratoga car insurance rates, compare quotes from the top car insurance companies in Saratoga, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Saratoga, AR are $4,139/year
  • The cheapest car insurance company in Saratoga is USAA
  • Average car insurance rates in Saratoga, AR after a DUI are $4,997/year

If you need to buy Saratoga, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Saratoga, AR is right here.

You’ll find Saratoga car insurance rates, the cheapest Saratoga, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Saratoga, Arkansas car insurance rates to Fayetteville car insurance rates, Rogers car insurance rates, and Jonesboro car insurance rates.

Ready to find affordable Saratoga, AR car insurance today? Enter your ZIP code for fast, free Saratoga car insurance quotes.

Cheapest Saratoga, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saratoga, AR car insurance rates? Every Saratoga, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saratoga, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,329 $2,320 $2,085 $2,187 $9,533 $9,877 $2,666 $2,816
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,585 $2,457 $2,122 $2,217 $10,816 $12,188 $3,097 $3,354
State Farm $1,746 $1,746 $1,554 $1,554 $4,948 $6,221 $1,965 $2,258
Travelers $2,363 $2,411 $2,318 $2,329 $13,557 $21,846 $2,515 $2,926
USAA $1,302 $1,317 $1,204 $1,215 $4,031 $4,231 $1,676 $1,810

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Minimum Car Insurance in Saratoga, AR

Every driver must carry the minimum car insurance in Saratoga, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Saratoga, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saratoga, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saratoga, AR. Compare credit history car insurance rates in Saratoga from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saratoga, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $4,816 $4,026 $3,837
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $5,514 $4,691 $4,358
State Farm $3,982 $2,398 $1,867
Travelers $7,221 $6,013 $5,616
USAA $2,786 $1,896 $1,613

Cheapest Saratoga, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saratoga, AR to rates for a clean record with top companies.

Annual Saratoga, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,576 $4,573 $4,467 $4,291
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,186 $5,808 $4,397 $5,027
State Farm $2,529 $2,969 $2,749 $2,749
Travelers $5,270 $5,446 $7,944 $6,473
USAA $1,614 $2,040 $2,949 $1,791

Cheapest Saratoga, AR Car Insurance for Teen Drivers

Teen car insurance in Saratoga, AR can be expensive. Take a look at rates from the top car insurance companies in Saratoga for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saratoga, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $9,533 $9,877
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $10,816 $12,188
State Farm $4,948 $6,221
Travelers $13,557 $21,846
USAA $4,031 $4,231

Cheapest Saratoga, AR Car Insurance for Seniors

Take a look at Saratoga, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saratoga, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $2,085 $2,187
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,122 $2,217
State Farm $1,554 $1,554
Travelers $2,318 $2,329
USAA $1,204 $1,215

Cheapest Saratoga, AR Car Insurance Rates After a DUI

A DUI in Saratoga, AR increases car insurance rates. Compare Saratoga, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saratoga, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,467
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,397
State Farm $2,749
Travelers $7,944
USAA $2,949

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Cheapest Saratoga, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saratoga, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saratoga, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,227 $4,227
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $4,854 $4,854
State Farm $2,684 $2,814
Travelers $6,283 $6,283
USAA $2,039 $2,158

The Best Cheap Car Insurance Companies in Saratoga, AR

Take a look at a side-by-side comparison of the top car insurance companies in Saratoga, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saratoga, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,227
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $4,854
State Farm $2,749
Travelers $6,283
USAA $2,098

Category Winners: Cheapest Car Insurance in Saratoga, Arkansas

Find the cheapest car insurance companies in Saratoga, AR for each category right here.

Best Annual Car Insurance Rates by Company in Saratoga, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Saratoga, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saratoga car insurance rates. Find the cheapest Saratoga, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saratoga, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $4,035 $4,187 $4,458
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $4,508 $4,784 $5,271
State Farm $2,628 $2,746 $2,873
Travelers $5,958 $6,301 $6,590
USAA $2,022 $2,092 $2,182

Compare Car Insurance Quotes in Saratoga, AR

Ready to find affordable Saratoga, Arkansas car insurance today? Enter your ZIP code for fast, free Saratoga, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State