Compare Sardis, MS Car Insurance Rates (2021)

Car insurance in Sardis, MS averages $314 a month. Sardis, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sardis car insurance rates, compare quotes from the top car insurance companies in Sardis, MS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Sardis, MS are $3,771/year
  • The cheapest car insurance company in Sardis is USAA
  • Average car insurance rates in Sardis, MS after a DUI are $4,532/year

If you need to buy Sardis, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Sardis, MS is right here.

You’ll find Sardis car insurance rates, the cheapest Sardis, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Sardis, Mississippi car insurance rates to Jackson car insurance rates, Hattiesburg car insurance rates, and Olive Branch car insurance rates.

Ready to find affordable Sardis, MS car insurance today? Enter your ZIP code for fast, free Sardis car insurance quotes.

Cheapest Sardis, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sardis, MS car insurance rates? Every Sardis, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sardis, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,910 $2,776 $2,604 $2,663 $11,760 $12,571 $3,291 $3,371
GEICO $3,052 $2,892 $2,781 $2,584 $7,412 $7,010 $4,976 $2,466
Liberty Mutual $2,721 $2,947 $2,195 $2,460 $9,569 $10,629 $2,891 $3,042
Nationwide $1,911 $1,965 $1,716 $1,821 $3,726 $4,748 $2,153 $2,332
Progressive $2,614 $2,445 $2,143 $2,081 $9,471 $10,604 $2,689 $2,801
State Farm $2,079 $2,079 $1,850 $1,850 $5,886 $7,417 $2,313 $2,623
Travelers $1,724 $1,757 $1,632 $1,636 $7,650 $12,133 $1,804 $2,105
USAA $1,511 $1,499 $1,405 $1,426 $3,763 $4,474 $1,854 $2,051

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Sardis, MS

Every driver must carry the minimum car insurance in Sardis, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Sardis, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sardis, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sardis, MS. Compare credit history car insurance rates in Sardis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sardis, Mississippi

Insurance Company Poor Fair Good
Allstate $6,075 $5,374 $4,280
GEICO $6,252 $3,542 $2,647
Liberty Mutual $6,542 $3,991 $3,137
Nationwide $2,982 $2,434 $2,223
Progressive $4,941 $4,212 $3,914
State Farm $4,711 $2,850 $2,226
Travelers $4,321 $3,522 $3,572
USAA $3,078 $1,999 $1,666

Cheapest Sardis, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sardis, MS to rates for a clean record with top companies.

Annual Sardis, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,415 $5,208 $6,335 $5,013
GEICO $2,560 $3,907 $5,978 $4,141
Liberty Mutual $3,241 $5,151 $5,285 $4,550
Nationwide $2,037 $2,595 $3,300 $2,254
Progressive $3,730 $5,005 $4,306 $4,383
State Farm $2,975 $3,613 $3,230 $3,230
Travelers $3,328 $3,485 $4,776 $3,631
USAA $1,752 $2,240 $3,049 $1,950

Cheapest Sardis, MS Car Insurance for Teen Drivers

Teen car insurance in Sardis, MS can be expensive. Take a look at rates from the top car insurance companies in Sardis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sardis, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,760 $12,571
GEICO $7,412 $7,010
Liberty Mutual $9,569 $10,629
Nationwide $3,726 $4,748
Progressive $9,471 $10,604
State Farm $5,886 $7,417
Travelers $7,650 $12,133
USAA $3,763 $4,474

Cheapest Sardis, MS Car Insurance for Seniors

Take a look at Sardis, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sardis, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,604 $2,663
GEICO $2,781 $2,584
Liberty Mutual $2,195 $2,460
Nationwide $1,716 $1,821
Progressive $2,143 $2,081
State Farm $1,850 $1,850
Travelers $1,632 $1,636
USAA $1,405 $1,426

Cheapest Sardis, MS Car Insurance Rates After a DUI

A DUI in Sardis, MS increases car insurance rates. Compare Sardis, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sardis, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,335
GEICO $5,978
Liberty Mutual $5,285
Nationwide $3,300
Progressive $4,306
State Farm $3,230
Travelers $4,776
USAA $3,049

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sardis, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sardis, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sardis, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,243 $5,243
GEICO $4,136 $4,157
Liberty Mutual $4,557 $4,557
Nationwide $2,547 $2,547
Progressive $4,356 $4,356
State Farm $3,183 $3,341
Travelers $3,805 $3,805
USAA $2,178 $2,318

The Best Cheap Car Insurance Companies in Sardis, MS

Take a look at a side-by-side comparison of the top car insurance companies in Sardis, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sardis, Mississippi

Insurance Company Average Annual Rates
Allstate $5,243
GEICO $4,147
Liberty Mutual $4,557
Nationwide $2,547
Progressive $4,356
State Farm $3,262
Travelers $3,805
USAA $2,248

Category Winners: Cheapest Car Insurance in Sardis, Mississippi

Find the cheapest car insurance companies in Sardis, MS for each category right here.

Best Annual Car Insurance Rates by Company in Sardis, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sardis, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sardis car insurance rates. Find the cheapest Sardis, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sardis, Mississippi

Insurance Company Low Medium High
Allstate $5,011 $5,237 $5,481
GEICO $3,920 $4,175 $4,345
Liberty Mutual $4,278 $4,536 $4,855
Nationwide $2,403 $2,538 $2,699
Progressive $3,908 $4,411 $4,749
State Farm $3,092 $3,250 $3,444
Travelers $3,613 $3,828 $3,973
USAA $2,103 $2,236 $2,404

What affects car insurance rates in Sardis, Mississippi?

What factors can have an impact on Sardis, MS car insurance? There are several reasons why Sardis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sardis, Mississippi.

Commute Time in Sardis

The more time you spend in your car the higher the risk of an accident. The average commute length in Sardis, MS is 27.4 minutes according to City-Data.

Compare Car Insurance Quotes in Sardis, MS

Ready to find affordable Sardis, Mississippi car insurance today? Enter your ZIP code for fast, free Sardis, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption