Compare Sardis, TN Car Insurance Rates (2021)

Car insurance in Sardis, TN averages $306 a month. Sardis, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Sardis car insurance rates, compare quotes from the top car insurance companies in Sardis, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sardis, TN after a DUI are $4,314/year
  • The cheapest car insurance company in Sardis is Travelers
  • The cheapest car insurance company in Sardis for teen drivers is Travelers

If you need to buy Sardis, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Sardis, TN is right here.

You’ll find Sardis car insurance rates, the cheapest Sardis, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Sardis, Tennessee car insurance rates to Chattanooga car insurance rates, Murfreesboro car insurance rates, and Memphis car insurance rates.

Ready to find affordable Sardis, TN car insurance today? Enter your ZIP code for fast, free Sardis car insurance quotes.

Cheapest Sardis, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sardis, TN car insurance rates? Every Sardis, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sardis, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,802 $2,699 $2,510 $2,607 $10,279 $11,167 $3,008 $3,122
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,337 $2,366 $2,162 $2,162 $6,779 $6,933 $2,354 $2,426
Liberty Mutual $3,761 $129 $3,083 $3,447 $15,231 $16,934 $4,040 $4,316
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,840 $1,746 $1,497 $1,561 $8,085 $9,117 $2,223 $2,436
State Farm $1,777 $1,777 $1,586 $1,586 $5,208 $6,535 $2,002 $2,320
Travelers $1,684 $1,773 $1,512 $1,611 $4,522 $5,540 $1,797 $1,892
USAA $1,563 $1,599 $1,404 $1,411 $5,402 $6,200 $2,040 $2,190

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Minimum Car Insurance in Sardis, TN

Every driver must carry the minimum car insurance in Sardis, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Sardis, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sardis, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sardis, TN. Compare credit history car insurance rates in Sardis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sardis, Tennessee

Insurance Company Poor Fair Good
Allstate $6,097 $4,661 $3,565
Farmers $4,297 $3,348 $3,166
GEICO $3,911 $3,340 $3,069
Liberty Mutual $9,137 $5,591 $4,374
Nationwide $3,894 $3,084 $2,730
Progressive $4,020 $3,450 $3,219
State Farm $4,138 $2,481 $1,926
Travelers $3,246 $2,526 $1,851
USAA $3,969 $2,309 $1,900

Cheapest Sardis, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sardis, TN to rates for a clean record with top companies.

Annual Sardis, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,015 $4,774 $5,732 $4,576
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,475 $3,346 $5,464 $2,475
Liberty Mutual $5,168 $7,439 $6,922 $5,942
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,140 $4,065 $3,344 $3,703
State Farm $2,610 $3,087 $2,849 $2,849
Travelers $2,069 $2,645 $2,910 $2,542
USAA $1,989 $2,961 $3,493 $2,462

Cheapest Sardis, TN Car Insurance for Teen Drivers

Teen car insurance in Sardis, TN can be expensive. Take a look at rates from the top car insurance companies in Sardis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sardis, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,279 $11,167
Farmers $7,727 $8,208
GEICO $6,779 $6,933
Liberty Mutual $15,231 $16,934
Nationwide $5,594 $7,251
Progressive $8,085 $9,117
State Farm $5,208 $6,535
Travelers $4,522 $5,540
USAA $5,402 $6,200

Cheapest Sardis, TN Car Insurance for Seniors

Take a look at Sardis, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sardis, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,510 $2,607
Farmers $1,742 $1,900
GEICO $2,162 $2,162
Liberty Mutual $3,083 $3,447
Nationwide $1,878 $1,915
Progressive $1,497 $1,561
State Farm $1,586 $1,586
Travelers $1,512 $1,611
USAA $1,404 $1,411

Cheapest Sardis, TN Car Insurance Rates After a DUI

A DUI in Sardis, TN increases car insurance rates. Compare Sardis, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sardis, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,732
Farmers $3,901
GEICO $5,464
Liberty Mutual $6,922
Nationwide $4,216
Progressive $3,344
State Farm $2,849
Travelers $2,910
USAA $3,493

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Cheapest Sardis, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sardis, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sardis, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,774 $4,774
Farmers $3,604 $3,604
GEICO $3,424 $3,455
Liberty Mutual $6,368 $6,368
Nationwide $3,236 $3,236
Progressive $3,563 $3,563
State Farm $2,782 $2,916
Travelers $2,442 $2,641
USAA $2,648 $2,804

The Best Cheap Car Insurance Companies in Sardis, TN

Take a look at a side-by-side comparison of the top car insurance companies in Sardis, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sardis, Tennessee

Insurance Company Average Annual Rates
Allstate $4,774
Farmers $3,604
GEICO $3,440
Liberty Mutual $6,368
Nationwide $3,236
Progressive $3,563
State Farm $2,849
Travelers $2,541
USAA $2,726

Category Winners: Cheapest Car Insurance in Sardis, Tennessee

Find the cheapest car insurance companies in Sardis, TN for each category right here.

Best Annual Car Insurance Rates by Company in Sardis, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sardis, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sardis car insurance rates. Find the cheapest Sardis, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sardis, Tennessee

Insurance Company Low Medium High
Allstate $4,604 $4,763 $4,956
Farmers $3,397 $3,585 $3,829
GEICO $3,294 $3,432 $3,593
Liberty Mutual $6,097 $6,366 $6,640
Nationwide $3,267 $3,162 $3,279
Progressive $3,375 $3,563 $3,751
State Farm $2,707 $2,860 $2,979
Travelers $2,407 $2,539 $2,677
USAA $2,646 $2,717 $2,816

What affects car insurance rates in Sardis, Tennessee?

What factors can have an impact on Sardis, TN car insurance? There are several reasons why Sardis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sardis, Tennessee.

Commute Time in Sardis

The more time you spend in your car the higher the risk of an accident. The average commute length in Sardis, TN is 30.9 minutes according to City-Data.

Compare Car Insurance Quotes in Sardis, TN

Ready to find affordable Sardis, Tennessee car insurance today? Enter your ZIP code for fast, free Sardis, TN car insurance quotes.

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