Compare Sargeant, MN Car Insurance Rates (2021)

Car insurance in Sargeant, MN averages $354 a month. Sargeant, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Sargeant car insurance rates, compare quotes from the top car insurance companies in Sargeant, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sargeant for teen drivers is State Farm
  • Average car insurance rates in Sargeant, MN are $4,250/year
  • The cheapest car insurance company in Sargeant is State Farm

If you need to buy Sargeant, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Sargeant, MN is right here.

You’ll find Sargeant car insurance rates, the cheapest Sargeant, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Sargeant, Minnesota car insurance rates to Maple Grove car insurance rates, Bloomington car insurance rates, and Rochester car insurance rates.

Ready to find affordable Sargeant, MN car insurance today? Enter your ZIP code for fast, free Sargeant car insurance quotes.

Cheapest Sargeant, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sargeant, MN car insurance rates? Every Sargeant, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sargeant, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,822 $2,712 $2,712 $6,487 $9,431 $3,433 $3,611
American Family $2,217 $2,217 $2,008 $2,008 $6,005 $8,729 $2,217 $2,506
Farmers $1,959 $1,960 $1,885 $2,003 $5,749 $5,857 $2,579 $2,537
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,786 $1,791 $1,593 $1,687 $4,515 $5,469 $2,092 $2,170
State Farm $1,485 $1,485 $1,325 $1,325 $3,234 $3,992 $1,723 $1,418
USAA $1,674 $1,657 $1,526 $1,524 $4,377 $4,780 $2,174 $2,308

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Minimum Car Insurance in Sargeant, MN

Every driver must carry the minimum car insurance in Sargeant, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Sargeant, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sargeant, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sargeant, MN. Compare credit history car insurance rates in Sargeant from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sargeant, Minnesota

Insurance Company Poor Fair Good
Allstate $6,235 $3,386 $3,140
American Family $4,750 $3,166 $2,550
Farmers $3,805 $2,787 $2,607
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,137 $2,531 $2,246
State Farm $2,914 $1,782 $1,300
USAA $3,917 $1,921 $1,670

Cheapest Sargeant, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sargeant, MN to rates for a clean record with top companies.

Annual Sargeant, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,075 $4,480 $5,418 $4,044
American Family $2,343 $4,224 $4,729 $2,657
Farmers $2,629 $3,296 $3,351 $2,989
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,097 $2,778 $3,194 $2,483
State Farm $1,836 $2,161 $1,999 $1,999
USAA $1,865 $2,369 $3,557 $2,220

Cheapest Sargeant, MN Car Insurance for Teen Drivers

Teen car insurance in Sargeant, MN can be expensive. Take a look at rates from the top car insurance companies in Sargeant for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sargeant, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,487 $9,431
American Family $6,005 $8,729
Farmers $5,749 $5,857
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,515 $5,469
State Farm $3,234 $3,992
USAA $4,377 $4,780

Cheapest Sargeant, MN Car Insurance for Seniors

Take a look at Sargeant, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sargeant, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,712 $2,712
American Family $2,008 $2,008
Farmers $1,885 $2,003
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,593 $1,687
State Farm $1,325 $1,325
USAA $1,526 $1,524

Cheapest Sargeant, MN Car Insurance Rates After a DUI

A DUI in Sargeant, MN increases car insurance rates. Compare Sargeant, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sargeant, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,418
American Family $4,729
Farmers $3,351
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,194
State Farm $1,999
USAA $3,557

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Cheapest Sargeant, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sargeant, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sargeant, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,254 $4,254
American Family $3,448 $3,529
Farmers $3,066 $3,066
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,638 $2,638
State Farm $1,945 $2,052
USAA $2,470 $2,536

The Best Cheap Car Insurance Companies in Sargeant, MN

Take a look at a side-by-side comparison of the top car insurance companies in Sargeant, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sargeant, Minnesota

Insurance Company Average Annual Rates
Allstate $4,254
American Family $3,488
Farmers $3,066
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,638
State Farm $1,999
USAA $2,503

Category Winners: Cheapest Car Insurance in Sargeant, Minnesota

Find the cheapest car insurance companies in Sargeant, MN for each category right here.

Best Annual Car Insurance Rates by Company in Sargeant, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Sargeant, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sargeant car insurance rates. Find the cheapest Sargeant, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sargeant, Minnesota

Insurance Company Low Medium High
Allstate $4,201 $4,251 $4,310
American Family $3,485 $3,586 $3,395
Farmers $2,942 $3,082 $3,175
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,495 $2,656 $2,763
State Farm $1,918 $2,006 $2,072
USAA $2,433 $2,500 $2,575

What affects car insurance rates in Sargeant, Minnesota?

What factors can have an impact on Sargeant, MN car insurance? There are several reasons why Sargeant car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sargeant, Minnesota.

Commute Time in Sargeant

The more time you spend in your car the higher the risk of an accident. The average commute length in Sargeant, MN is 31.2 minutes according to City-Data.

Compare Car Insurance Quotes in Sargeant, MN

Ready to find affordable Sargeant, Minnesota car insurance today? Enter your ZIP code for fast, free Sargeant, MN car insurance quotes.

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