Compare Sauk Centre, MN Car Insurance Rates (2021)

Car insurance in Sauk Centre, MN averages $365 a month. Sauk Centre, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Sauk Centre car insurance rates, compare quotes from the top car insurance companies in Sauk Centre, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sauk Centre is State Farm
  • Average car insurance rates in Sauk Centre, MN after a DUI are $5,937/year
  • The cheapest car insurance company in Sauk Centre for teen drivers is State Farm

If you need to buy Sauk Centre, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Sauk Centre, MN is right here.

You’ll find Sauk Centre car insurance rates, the cheapest Sauk Centre, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Sauk Centre, Minnesota car insurance rates to Maple Grove car insurance rates, St. Paul car insurance rates, and Minneapolis car insurance rates.

Ready to find affordable Sauk Centre, MN car insurance today? Enter your ZIP code for fast, free Sauk Centre car insurance quotes.

Cheapest Sauk Centre, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sauk Centre, MN car insurance rates? Every Sauk Centre, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sauk Centre, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,978 $2,978 $2,861 $2,861 $6,720 $9,725 $3,620 $3,802
American Family $2,231 $2,231 $2,020 $2,020 $6,033 $8,778 $2,231 $2,522
Farmers $2,012 $2,004 $1,941 $2,037 $5,532 $5,515 $2,611 $2,516
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,986 $1,996 $1,766 $1,876 $5,038 $6,127 $2,328 $2,421
State Farm $1,445 $1,445 $1,290 $1,290 $3,153 $3,883 $1,677 $1,380
USAA $1,896 $1,873 $1,730 $1,726 $4,968 $5,411 $2,463 $2,611

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Minimum Car Insurance in Sauk Centre, MN

Every driver must carry the minimum car insurance in Sauk Centre, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Sauk Centre, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sauk Centre, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sauk Centre, MN. Compare credit history car insurance rates in Sauk Centre from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sauk Centre, Minnesota

Insurance Company Poor Fair Good
Allstate $6,531 $3,526 $3,272
American Family $4,775 $3,184 $2,565
Farmers $3,805 $2,719 $2,539
GEICO $4,422 $3,616 $3,012
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,501 $2,822 $2,504
State Farm $2,836 $1,735 $1,265
USAA $4,423 $2,183 $1,898

Cheapest Sauk Centre, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sauk Centre, MN to rates for a clean record with top companies.

Annual Sauk Centre, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,263 $4,688 $5,579 $4,242
American Family $2,357 $4,245 $4,757 $2,673
Farmers $2,581 $3,267 $3,308 $2,927
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,331 $3,100 $3,571 $2,767
State Farm $1,785 $2,106 $1,945 $1,945
USAA $2,110 $2,682 $4,033 $2,514

Cheapest Sauk Centre, MN Car Insurance for Teen Drivers

Teen car insurance in Sauk Centre, MN can be expensive. Take a look at rates from the top car insurance companies in Sauk Centre for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sauk Centre, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,720 $9,725
American Family $6,033 $8,778
Farmers $5,532 $5,515
GEICO $5,874 $7,453
Liberty Mutual $17,660 $26,524
Nationwide $5,038 $6,127
State Farm $3,153 $3,883
USAA $4,968 $5,411

Cheapest Sauk Centre, MN Car Insurance for Seniors

Take a look at Sauk Centre, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sauk Centre, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,861 $2,861
American Family $2,020 $2,020
Farmers $1,941 $2,037
GEICO $2,666 $2,591
Liberty Mutual $8,863 $8,863
Nationwide $1,766 $1,876
State Farm $1,290 $1,290
USAA $1,730 $1,726

Cheapest Sauk Centre, MN Car Insurance Rates After a DUI

A DUI in Sauk Centre, MN increases car insurance rates. Compare Sauk Centre, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sauk Centre, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,579
American Family $4,757
Farmers $3,308
GEICO $5,782
Liberty Mutual $18,523
Nationwide $3,571
State Farm $1,945
USAA $4,033

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Cheapest Sauk Centre, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sauk Centre, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sauk Centre, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,443 $4,443
American Family $3,467 $3,549
Farmers $3,021 $3,021
GEICO $3,634 $3,733
Liberty Mutual $12,283 $13,028
Nationwide $2,942 $2,942
State Farm $1,893 $1,998
USAA $2,797 $2,872

The Best Cheap Car Insurance Companies in Sauk Centre, MN

Take a look at a side-by-side comparison of the top car insurance companies in Sauk Centre, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sauk Centre, Minnesota

Insurance Company Average Annual Rates
Allstate $4,443
American Family $3,508
Farmers $3,021
GEICO $3,683
Liberty Mutual $12,656
Nationwide $2,942
State Farm $1,945
USAA $2,835

Category Winners: Cheapest Car Insurance in Sauk Centre, Minnesota

Find the cheapest car insurance companies in Sauk Centre, MN for each category right here.

Best Annual Car Insurance Rates by Company in Sauk Centre, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Sauk Centre, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sauk Centre car insurance rates. Find the cheapest Sauk Centre, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sauk Centre, Minnesota

Insurance Company Low Medium High
Allstate $4,377 $4,439 $4,514
American Family $3,505 $3,606 $3,413
Farmers $2,914 $3,031 $3,118
GEICO $3,563 $3,682 $3,805
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,785 $2,962 $3,080
State Farm $1,870 $1,952 $2,014
USAA $2,752 $2,833 $2,919

What affects car insurance rates in Sauk Centre, Minnesota?

What factors can have an impact on Sauk Centre, MN car insurance? There are several reasons why Sauk Centre car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sauk Centre, Minnesota.

Commute Time in Sauk Centre

The more time you spend in your car the higher the risk of an accident. The average commute length in Sauk Centre, MN is 18.8 minutes according to City-Data.

Compare Car Insurance Quotes in Sauk Centre, MN

Ready to find affordable Sauk Centre, Minnesota car insurance today? Enter your ZIP code for fast, free Sauk Centre, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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