Compare Sault Ste. Marie, MI Car Insurance Rates (2021)

Car insurance in Sault Ste. Marie, MI averages $747 a month. Sault Ste. Marie, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Sault Ste. Marie car insurance rates, compare quotes from the top car insurance companies in Sault Ste. Marie, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sault Ste. Marie, MI are $8,961/year
  • Average car insurance rates in Sault Ste. Marie, MI after a DUI are $14,733/year
  • The cheapest car insurance company in Sault Ste. Marie for teen drivers is USAA

If you need to buy Sault Ste. Marie, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Sault Ste. Marie, MI is right here.

You’ll find Sault Ste. Marie car insurance rates, the cheapest Sault Ste. Marie, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Sault Ste. Marie, Michigan car insurance rates to Flint car insurance rates, Livonia car insurance rates, and Troy car insurance rates.

Ready to find affordable Sault Ste. Marie, MI car insurance today? Enter your ZIP code for fast, free Sault Ste. Marie car insurance quotes.

Cheapest Sault Ste. Marie, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sault Ste. Marie, MI car insurance rates? Every Sault Ste. Marie, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sault Ste. Marie, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,825 $3,825 $3,572 $3,572 $8,576 $8,576 $4,291 $4,291
GEICO $3,582 $3,582 $3,637 $3,637 $10,204 $10,204 $3,432 $3,432
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $4,104 $4,104 $3,642 $3,642 $10,849 $10,849 $4,499 $4,499
Progressive $2,901 $2,706 $2,567 $2,851 $10,721 $11,475 $3,380 $3,150
State Farm $6,710 $6,710 $6,215 $6,215 $23,556 $23,556 $7,887 $7,887
Travelers $5,919 $5,919 $5,072 $5,072 $17,926 $17,926 $6,435 $6,435
USAA $2,303 $2,188 $2,166 $2,051 $5,547 $5,282 $2,799 $2,693

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Minimum Car Insurance in Sault Ste. Marie, MI

Every driver must carry the minimum car insurance in Sault Ste. Marie, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Sault Ste. Marie, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sault Ste. Marie, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sault Ste. Marie, MI. Compare credit history car insurance rates in Sault Ste. Marie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sault Ste. Marie, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,662 $4,436 $4,101
GEICO $6,698 $4,929 $4,014
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $7,218 $5,453 $4,649
Progressive $5,718 $4,827 $4,362
State Farm $17,987 $9,104 $6,185
Travelers $9,058 $8,784 $8,673
USAA $4,661 $2,675 $2,049

Cheapest Sault Ste. Marie, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sault Ste. Marie, MI to rates for a clean record with top companies.

Annual Sault Ste. Marie, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,265 $5,425 $5,355 $5,220
GEICO $1,854 $3,887 $11,706 $3,407
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,952 $6,568 $6,001 $5,572
Progressive $4,223 $5,530 $4,969 $5,154
State Farm $7,037 $8,447 $18,321 $10,563
Travelers $5,991 $8,543 $13,736 $7,082
USAA $2,526 $3,138 $4,102 $2,749

Cheapest Sault Ste. Marie, MI Car Insurance for Teen Drivers

Teen car insurance in Sault Ste. Marie, MI can be expensive. Take a look at rates from the top car insurance companies in Sault Ste. Marie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sault Ste. Marie, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,576 $8,576
GEICO $10,204 $10,204
Liberty Mutual $30,473 $30,473
Nationwide $10,849 $10,849
Progressive $10,721 $11,475
State Farm $23,556 $23,556
Travelers $17,926 $17,926
USAA $5,547 $5,282

Cheapest Sault Ste. Marie, MI Car Insurance for Seniors

Take a look at Sault Ste. Marie, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sault Ste. Marie, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,572 $3,572
GEICO $3,637 $3,637
Liberty Mutual $12,673 $12,673
Nationwide $3,642 $3,642
Progressive $2,567 $2,851
State Farm $6,215 $6,215
Travelers $5,072 $5,072
USAA $2,166 $2,051

Cheapest Sault Ste. Marie, MI Car Insurance Rates After a DUI

A DUI in Sault Ste. Marie, MI increases car insurance rates. Compare Sault Ste. Marie, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sault Ste. Marie, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,355
GEICO $11,706
Liberty Mutual $26,480
Nationwide $6,001
Progressive $4,969
State Farm $18,321
Travelers $13,736
USAA $4,102

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Cheapest Sault Ste. Marie, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sault Ste. Marie, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sault Ste. Marie, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,066 $5,066
GEICO $5,094 $5,333
Liberty Mutual $16,587 $17,788
Nationwide $5,773 $5,773
Progressive $4,969 $4,969
State Farm $10,801 $11,384
Travelers $8,787 $8,889
USAA $3,093 $3,164

The Best Cheap Car Insurance Companies in Sault Ste. Marie, MI

Take a look at a side-by-side comparison of the top car insurance companies in Sault Ste. Marie, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sault Ste. Marie, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,066
GEICO $5,214
Liberty Mutual $17,188
Nationwide $5,773
Progressive $4,969
State Farm $11,092
Travelers $8,838
USAA $3,129

Category Winners: Cheapest Car Insurance in Sault Ste. Marie, Michigan

Find the cheapest car insurance companies in Sault Ste. Marie, MI for each category right here.

Best Annual Car Insurance Rates by Company in Sault Ste. Marie, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Sault Ste. Marie, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sault Ste. Marie car insurance rates. Find the cheapest Sault Ste. Marie, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sault Ste. Marie, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,916 $5,053 $5,229
GEICO $4,878 $5,169 $5,594
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $6,050 $5,673 $5,597
Progressive $4,824 $4,975 $5,108
State Farm $10,575 $11,156 $11,546
Travelers $8,742 $8,848 $8,925
USAA $3,040 $3,135 $3,211

What affects car insurance rates in Sault Ste. Marie, Michigan?

What factors can have an impact on Sault Ste. Marie, MI car insurance? There are several reasons why Sault Ste. Marie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sault Ste. Marie, Michigan.

Car Theft in Sault Ste. Marie

High levels of vehicle theft can make car insurance more expensive. Sault Ste. Marie, MI car theft statistics from the FBI indicate 11 vehicle thefts a year.

Commute Time in Sault Ste. Marie

The more time you spend in your car the higher the risk of an accident. The average commute length in Sault Ste. Marie, MI is 14.4 minutes according to City-Data.

Compare Car Insurance Quotes in Sault Ste. Marie, MI

Ready to find affordable Sault Ste. Marie, Michigan car insurance today? Enter your ZIP code for fast, free Sault Ste. Marie, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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