Compare Saunderstown, RI Car Insurance Rates (2021)

Car insurance in Saunderstown, RI averages $372 a month. Saunderstown, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Saunderstown car insurance rates, compare quotes from the top car insurance companies in Saunderstown, RI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Saunderstown is State Farm
  • Average car insurance rates in Saunderstown, RI after a DUI are $5,422/year
  • The cheapest car insurance company in Saunderstown for teen drivers is State Farm

If you need to buy Saunderstown, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Saunderstown, RI is right here.

You’ll find Saunderstown car insurance rates, the cheapest Saunderstown, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Saunderstown, Rhode Island car insurance rates to Warren car insurance rates, West Warwick car insurance rates, and Glendale car insurance rates.

Ready to find affordable Saunderstown, RI car insurance today? Enter your ZIP code for fast, free Saunderstown car insurance quotes.

Cheapest Saunderstown, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saunderstown, RI car insurance rates? Every Saunderstown, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saunderstown, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,862 $3,793 $3,822 $3,992 $6,687 $7,835 $4,046 $4,158
GEICO $2,955 $3,027 $3,027 $2,960 $9,280 $12,124 $3,060 $3,195
Liberty Mutual $3,557 $3,557 $3,393 $3,393 $8,535 $13,290 $3,557 $4,819
Nationwide $2,811 $2,859 $2,472 $2,624 $7,276 $9,374 $3,333 $3,623
Progressive $2,050 $1,948 $1,882 $1,873 $9,046 $10,151 $2,496 $2,549
State Farm $1,296 $1,296 $1,144 $1,144 $3,550 $4,730 $1,423 $1,695
Travelers $1,566 $1,584 $1,594 $1,584 $15,919 $25,029 $1,611 $1,791
USAA $1,860 $1,838 $1,784 $1,748 $8,521 $9,741 $2,532 $2,655

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Saunderstown, RI

Every driver must carry the minimum car insurance in Saunderstown, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Saunderstown, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Saunderstown, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saunderstown, RI. Compare credit history car insurance rates in Saunderstown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saunderstown, Rhode Island

Insurance Company Poor Fair Good
Allstate $5,987 $4,597 $3,739
GEICO $5,550 $4,816 $4,495
Liberty Mutual $7,241 $4,818 $4,479
Nationwide $4,984 $4,105 $3,801
Progressive $4,481 $3,894 $3,623
State Farm $2,731 $1,848 $1,525
Travelers $6,648 $6,191 $6,166
USAA $5,680 $3,236 $2,588

Cheapest Saunderstown, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saunderstown, RI to rates for a clean record with top companies.

Annual Saunderstown, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,068 $4,865 $5,567 $4,597
GEICO $3,213 $4,216 $8,362 $4,023
Liberty Mutual $5,085 $5,884 $5,998 $5,085
Nationwide $3,964 $4,368 $4,742 $4,112
Progressive $3,278 $5,151 $3,675 $3,894
State Farm $1,888 $2,475 $1,888 $1,888
Travelers $5,677 $5,869 $7,328 $6,465
USAA $2,787 $3,779 $5,814 $2,959

Cheapest Saunderstown, RI Car Insurance for Teen Drivers

Teen car insurance in Saunderstown, RI can be expensive. Take a look at rates from the top car insurance companies in Saunderstown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saunderstown, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,687 $7,835
GEICO $9,280 $12,124
Liberty Mutual $8,535 $13,290
Nationwide $7,276 $9,374
Progressive $9,046 $10,151
State Farm $3,550 $4,730
Travelers $15,919 $25,029
USAA $8,521 $9,741

Cheapest Saunderstown, RI Car Insurance for Seniors

Take a look at Saunderstown, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saunderstown, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,822 $3,992
GEICO $3,027 $2,960
Liberty Mutual $3,393 $3,393
Nationwide $2,472 $2,624
Progressive $1,882 $1,873
State Farm $1,144 $1,144
Travelers $1,594 $1,584
USAA $1,784 $1,748

Cheapest Saunderstown, RI Car Insurance Rates After a DUI

A DUI in Saunderstown, RI increases car insurance rates. Compare Saunderstown, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saunderstown, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,567
GEICO $8,362
Liberty Mutual $5,998
Nationwide $4,742
Progressive $3,675
State Farm $1,888
Travelers $7,328
USAA $5,814

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Saunderstown, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saunderstown, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saunderstown, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,738 $4,811
GEICO $4,853 $5,054
Liberty Mutual $5,336 $5,690
Nationwide $4,297 $4,297
Progressive $3,999 $3,999
State Farm $1,973 $2,096
Travelers $6,335 $6,335
USAA $3,798 $3,872

The Best Cheap Car Insurance Companies in Saunderstown, RI

Take a look at a side-by-side comparison of the top car insurance companies in Saunderstown, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saunderstown, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,774
GEICO $4,954
Liberty Mutual $5,513
Nationwide $4,297
Progressive $3,999
State Farm $2,035
Travelers $6,335
USAA $3,835

Category Winners: Cheapest Car Insurance in Saunderstown, Rhode Island

Find the cheapest car insurance companies in Saunderstown, RI for each category right here.

Best Annual Car Insurance Rates by Company in Saunderstown, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Saunderstown, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saunderstown car insurance rates. Find the cheapest Saunderstown, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saunderstown, Rhode Island

Insurance Company Low Medium High
Allstate $4,514 $4,762 $5,047
GEICO $4,743 $4,943 $5,175
Liberty Mutual $5,181 $5,473 $5,885
Nationwide $4,437 $4,324 $4,129
Progressive $3,792 $3,975 $4,230
State Farm $1,927 $2,030 $2,146
Travelers $6,458 $6,448 $6,098
USAA $3,652 $3,838 $4,014

Compare Car Insurance Quotes in Saunderstown, RI

Ready to find affordable Saunderstown, Rhode Island car insurance today? Enter your ZIP code for fast, free Saunderstown, RI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption