Compare Savannah, GA Car Insurance Rates (2021)

Car insurance in Savannah, GA averages $430 a month. Savannah, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Savannah car insurance rates, compare quotes from the top car insurance companies in Savannah, GA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Savannah is USAA
  • Average car insurance rates in Savannah, GA are $5,166/year
  • The cheapest car insurance company in Savannah for teen drivers is GEICO

If you need to buy Savannah, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Savannah, GA is right here.

You’ll find Savannah car insurance rates, the cheapest Savannah, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Savannah, Georgia car insurance rates to Smyrna car insurance rates, Alpharetta car insurance rates, and Sandy Springs car insurance rates.

Ready to find affordable Savannah, GA car insurance today? Enter your ZIP code for fast, free Savannah car insurance quotes.

Cheapest Savannah, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Savannah, GA car insurance rates? Every Savannah, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Savannah, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,961 $2,961 $2,842 $2,842 $6,895 $8,847 $3,308 $3,609
GEICO $2,003 $1,984 $1,947 $1,947 $6,087 $7,295 $2,607 $2,888
Liberty Mutual $5,327 $5,798 $4,357 $4,956 $23,176 $25,896 $5,633 $5,979
Nationwide $3,843 $3,972 $3,828 $4,204 $12,082 $15,528 $4,702 $5,097
Progressive $3,171 $2,900 $2,730 $2,880 $10,221 $11,314 $3,657 $3,816
State Farm $2,298 $2,298 $2,070 $2,070 $6,227 $8,166 $2,526 $2,734
USAA $1,723 $1,720 $1,611 $1,612 $6,246 $7,374 $2,146 $2,366

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Minimum Car Insurance in Savannah, GA

Every driver must carry the minimum car insurance in Savannah, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Savannah, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Savannah, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Savannah, GA. Compare credit history car insurance rates in Savannah from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Savannah, Georgia

Insurance Company Poor Fair Good
Allstate $5,551 $3,859 $3,440
GEICO $4,207 $2,957 $2,870
Liberty Mutual $14,506 $8,923 $6,992
Nationwide $7,911 $6,431 $5,629
Progressive $5,709 $4,957 $4,593
State Farm $5,028 $3,133 $2,484
USAA $4,024 $2,843 $2,432

Cheapest Savannah, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Savannah, GA to rates for a clean record with top companies.

Annual Savannah, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,515 $5,480 $4,435 $3,702
GEICO $2,262 $2,824 $5,758 $2,535
Liberty Mutual $7,703 $10,526 $12,089 $10,242
Nationwide $5,127 $6,022 $9,263 $6,216
Progressive $3,958 $7,070 $4,705 $4,611
State Farm $3,226 $3,871 $3,549 $3,549
USAA $2,375 $3,009 $4,366 $2,650

Cheapest Savannah, GA Car Insurance for Teen Drivers

Teen car insurance in Savannah, GA can be expensive. Take a look at rates from the top car insurance companies in Savannah for teenagers.

Annual Car Insurance Rates for Teen Drivers in Savannah, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,895 $8,847
GEICO $6,087 $7,295
Liberty Mutual $23,176 $25,896
Nationwide $12,082 $15,528
Progressive $10,221 $11,314
State Farm $6,227 $8,166
USAA $6,246 $7,374

Cheapest Savannah, GA Car Insurance for Seniors

Take a look at Savannah, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Savannah, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,842 $2,842
GEICO $1,947 $1,947
Liberty Mutual $4,357 $4,956
Nationwide $3,828 $4,204
Progressive $2,730 $2,880
State Farm $2,070 $2,070
USAA $1,611 $1,612

Cheapest Savannah, GA Car Insurance Rates After a DUI

A DUI in Savannah, GA increases car insurance rates. Compare Savannah, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Savannah, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,435
GEICO $5,758
Liberty Mutual $12,089
Nationwide $9,263
Progressive $4,705
State Farm $3,549
USAA $4,366

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Cheapest Savannah, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Savannah, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Savannah, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,184 $4,382
GEICO $3,288 $3,401
Liberty Mutual $10,140 $10,140
Nationwide $6,657 $6,657
Progressive $5,086 $5,086
State Farm $3,549 $3,549
USAA $2,959 $3,241

Cheapest Savannah, GA Car Insurance Rates by ZIP Code

Savannah car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Savannah, GA.

Annual Car Insurance Rates by ZIP Code in Savannah, Georgia

ZIP Code Average Annual Rates
31401 $5,235
31404 $4,988
31405 $5,248
31406 $4,790
31407 $4,961
31408 $5,021
31409 $5,151
31410 $4,647
31415 $5,221
31419 $4,619
31421 $4,900

The Best Cheap Car Insurance Companies in Savannah, GA

Take a look at a side-by-side comparison of the top car insurance companies in Savannah, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Savannah, Georgia

Insurance Company Average Annual Rates
Allstate $4,283
GEICO $3,345
Liberty Mutual $10,140
Nationwide $6,657
Progressive $5,086
State Farm $3,549
USAA $3,100

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Category Winners: Cheapest Car Insurance in Savannah, Georgia

Find the cheapest car insurance companies in Savannah, GA for each category right here.

Best Annual Car Insurance Rates by Company in Savannah, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Savannah, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Savannah car insurance rates. Find the cheapest Savannah, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Savannah, Georgia

Insurance Company Low Medium High
Allstate $3,912 $4,334 $4,603
GEICO $3,104 $3,361 $3,569
Liberty Mutual $9,689 $10,083 $10,649
Nationwide $6,408 $6,789 $6,774
Progressive $4,629 $4,999 $5,631
State Farm $3,313 $3,551 $3,782
USAA $2,958 $3,084 $3,258

What affects car insurance rates in Savannah, Georgia?

What factors can have an impact on Savannah, GA car insurance? There are several reasons why Savannah car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Savannah, Georgia.

Commute Time in Savannah

The more time you spend in your car the higher the risk of an accident. The average commute length in Savannah, GA is 20.5 minutes according to City-Data.

Traffic in Savannah

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Savannah, GA traffic data from INRIX ranks Savannah as the 861st-most congested in the world.

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Compare Car Insurance Quotes in Savannah, GA

Ready to find affordable Savannah, Georgia car insurance today? Enter your ZIP code for fast, free Savannah, GA car insurance quotes.

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