Compare Sawyer, MI Car Insurance Rates (2021)

Car insurance in Sawyer, MI averages $727 a month. Sawyer, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Sawyer car insurance rates, compare quotes from the top car insurance companies in Sawyer, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sawyer, MI after a DUI are $14,536/year
  • The cheapest car insurance company in Sawyer for teen drivers is USAA
  • The cheapest car insurance company in Sawyer is USAA

If you need to buy Sawyer, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Sawyer, MI is right here.

You’ll find Sawyer car insurance rates, the cheapest Sawyer, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Sawyer, Michigan car insurance rates to Troy car insurance rates, Lansing car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable Sawyer, MI car insurance today? Enter your ZIP code for fast, free Sawyer car insurance quotes.

Cheapest Sawyer, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sawyer, MI car insurance rates? Every Sawyer, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sawyer, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,494 $3,494 $3,261 $3,261 $7,826 $7,826 $3,931 $3,931
GEICO $3,306 $3,306 $3,398 $3,398 $9,596 $9,596 $3,165 $3,165
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $4,901 $4,901 $4,360 $4,360 $13,163 $13,163 $5,390 $5,390
Progressive $2,452 $2,302 $2,182 $2,398 $9,098 $9,801 $2,852 $2,691
State Farm $6,879 $6,879 $6,400 $6,400 $24,392 $24,392 $8,086 $8,086
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,721 $2,559 $2,563 $2,408 $6,659 $6,279 $3,302 $3,142

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Minimum Car Insurance in Sawyer, MI

Every driver must carry the minimum car insurance in Sawyer, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Sawyer, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sawyer, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sawyer, MI. Compare credit history car insurance rates in Sawyer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sawyer, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,087 $4,054 $3,745
GEICO $6,248 $4,601 $3,749
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $8,730 $6,567 $5,565
Progressive $4,833 $4,104 $3,729
State Farm $18,554 $9,388 $6,375
Travelers $6,813 $6,608 $6,525
USAA $5,540 $3,168 $2,404

Cheapest Sawyer, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sawyer, MI to rates for a clean record with top companies.

Annual Sawyer, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $3,891 $4,953 $4,890 $4,779
GEICO $1,696 $3,632 $10,981 $3,155
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $5,932 $7,980 $7,214 $6,689
Progressive $3,610 $4,686 $4,218 $4,373
State Farm $7,211 $8,682 $18,976 $10,888
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,977 $3,723 $4,873 $3,244

Cheapest Sawyer, MI Car Insurance for Teen Drivers

Teen car insurance in Sawyer, MI can be expensive. Take a look at rates from the top car insurance companies in Sawyer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sawyer, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $7,826 $7,826
GEICO $9,596 $9,596
Liberty Mutual $28,240 $28,240
Nationwide $13,163 $13,163
Progressive $9,098 $9,801
State Farm $24,392 $24,392
Travelers $13,395 $13,395
USAA $6,659 $6,279

Cheapest Sawyer, MI Car Insurance for Seniors

Take a look at Sawyer, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sawyer, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,261 $3,261
GEICO $3,398 $3,398
Liberty Mutual $12,062 $12,062
Nationwide $4,360 $4,360
Progressive $2,182 $2,398
State Farm $6,400 $6,400
Travelers $3,858 $3,858
USAA $2,563 $2,408

Cheapest Sawyer, MI Car Insurance Rates After a DUI

A DUI in Sawyer, MI increases car insurance rates. Compare Sawyer, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sawyer, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $43,593
Farmers $4,890
GEICO $10,981
Liberty Mutual $25,747
Nationwide $7,214
Progressive $4,218
State Farm $18,976
Travelers $10,331
USAA $4,873

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Cheapest Sawyer, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sawyer, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sawyer, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,896 $19,896
Farmers $4,628 $4,628
GEICO $4,758 $4,974
Liberty Mutual $15,619 $16,711
Nationwide $6,954 $6,954
Progressive $4,222 $4,222
State Farm $11,131 $11,747
Travelers $6,611 $6,686
USAA $3,662 $3,747

The Best Cheap Car Insurance Companies in Sawyer, MI

Take a look at a side-by-side comparison of the top car insurance companies in Sawyer, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sawyer, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $4,628
GEICO $4,866
Liberty Mutual $16,165
Nationwide $6,954
Progressive $4,222
State Farm $11,439
Travelers $6,649
USAA $3,704

Category Winners: Cheapest Car Insurance in Sawyer, Michigan

Find the cheapest car insurance companies in Sawyer, MI for each category right here.

Best Annual Car Insurance Rates by Company in Sawyer, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Sawyer, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sawyer car insurance rates. Find the cheapest Sawyer, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sawyer, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $4,528 $4,620 $4,737
GEICO $4,510 $4,818 $5,270
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $7,234 $6,848 $6,779
Progressive $4,087 $4,229 $4,350
State Farm $10,861 $11,510 $11,946
Travelers $6,575 $6,656 $6,715
USAA $3,584 $3,715 $3,814

What affects car insurance rates in Sawyer, Michigan?

What factors can have an impact on Sawyer, MI car insurance? There are several reasons why Sawyer car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sawyer, Michigan.

Commute Time in Sawyer

The more time you spend in your car the higher the risk of an accident. The average commute length in Sawyer, MI is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Sawyer, MI

Ready to find affordable Sawyer, Michigan car insurance today? Enter your ZIP code for fast, free Sawyer, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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