Compare Saybrook, IL Car Insurance Rates (2021)

Car insurance in Saybrook, IL averages $241 a month. Saybrook, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Saybrook car insurance rates, compare quotes from the top car insurance companies in Saybrook, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Saybrook, IL are $2,888/year
  • The cheapest car insurance company in Saybrook for teen drivers is State Farm
  • Average car insurance rates in Saybrook, IL after a DUI are $3,371/year

If you need to buy Saybrook, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Saybrook, IL is right here.

You’ll find Saybrook car insurance rates, the cheapest Saybrook, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Saybrook, Illinois car insurance rates to Elgin car insurance rates, Joliet car insurance rates, and Chicago car insurance rates.

Ready to find affordable Saybrook, IL car insurance today? Enter your ZIP code for fast, free Saybrook car insurance quotes.

Cheapest Saybrook, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saybrook, IL car insurance rates? Every Saybrook, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saybrook, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,868 $2,880 $3,004 $3,004 $7,546 $9,834 $3,451 $3,734
American Family $2,205 $2,205 $2,021 $2,021 $6,253 $8,653 $2,205 $2,847
Farmers $2,124 $2,121 $1,884 $1,993 $9,177 $9,558 $2,431 $2,544
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,281 $1,381 $1,066 $1,191 $4,307 $4,791 $1,336 $1,405
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $1,820 $1,725 $1,502 $1,565 $6,541 $7,345 $2,175 $2,360
State Farm $1,235 $1,235 $1,104 $1,104 $3,577 $4,523 $1,396 $1,615
Travelers $1,404 $1,481 $1,270 $1,353 $3,901 $4,843 $1,490 $1,569
USAA $1,478 $1,511 $1,372 $1,358 $4,622 $5,112 $1,937 $2,140

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Minimum Car Insurance in Saybrook, IL

Every driver must carry the minimum car insurance in Saybrook, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Saybrook, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Saybrook, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Saybrook, IL. Compare credit history car insurance rates in Saybrook from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Saybrook, Illinois

Insurance Company Poor Fair Good
Allstate $5,769 $4,188 $3,663
American Family $4,719 $3,215 $2,720
Farmers $4,521 $3,801 $3,615
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,953 $1,853 $1,478
Nationwide $2,910 $2,352 $2,066
Progressive $3,564 $3,026 $2,797
State Farm $2,869 $1,719 $1,333
Travelers $2,647 $2,119 $1,726
USAA $3,260 $2,229 $1,834

Cheapest Saybrook, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saybrook, IL to rates for a clean record with top companies.

Annual Saybrook, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,213 $5,522 $5,169 $4,257
American Family $2,608 $3,715 $4,923 $2,958
Farmers $3,356 $4,332 $4,224 $4,004
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,747 $2,478 $2,175 $1,980
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,582 $3,820 $2,856 $3,258
State Farm $1,802 $2,146 $1,974 $1,974
Travelers $1,730 $2,256 $2,505 $2,165
USAA $1,751 $2,495 $3,410 $2,108

Cheapest Saybrook, IL Car Insurance for Teen Drivers

Teen car insurance in Saybrook, IL can be expensive. Take a look at rates from the top car insurance companies in Saybrook for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saybrook, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,546 $9,834
American Family $6,253 $8,653
Farmers $9,177 $9,558
GEICO $4,847 $5,129
Liberty Mutual $4,307 $4,791
Nationwide $4,229 $5,428
Progressive $6,541 $7,345
State Farm $3,577 $4,523
Travelers $3,901 $4,843
USAA $4,622 $5,112

Cheapest Saybrook, IL Car Insurance for Seniors

Take a look at Saybrook, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saybrook, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,004 $3,004
American Family $2,021 $2,021
Farmers $1,884 $1,993
GEICO $1,521 $1,797
Liberty Mutual $1,066 $1,191
Nationwide $1,407 $1,490
Progressive $1,502 $1,565
State Farm $1,104 $1,104
Travelers $1,270 $1,353
USAA $1,372 $1,358

Cheapest Saybrook, IL Car Insurance Rates After a DUI

A DUI in Saybrook, IL increases car insurance rates. Compare Saybrook, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saybrook, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,169
American Family $4,923
Farmers $4,224
GEICO $3,482
Liberty Mutual $2,175
Nationwide $2,990
Progressive $2,856
State Farm $1,974
Travelers $2,505
USAA $3,410

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Cheapest Saybrook, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saybrook, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saybrook, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,540
American Family $3,506 $3,597
Farmers $3,979 $3,979
GEICO $2,519 $2,617
Liberty Mutual $2,095 $2,095
Nationwide $2,443 $2,443
Progressive $3,129 $3,129
State Farm $1,925 $2,023
Travelers $2,080 $2,248
USAA $2,372 $2,510

The Best Cheap Car Insurance Companies in Saybrook, IL

Take a look at a side-by-side comparison of the top car insurance companies in Saybrook, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saybrook, Illinois

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,551
Farmers $3,979
GEICO $2,568
Liberty Mutual $2,095
Nationwide $2,443
Progressive $3,129
State Farm $1,974
Travelers $2,164
USAA $2,441

Category Winners: Cheapest Car Insurance in Saybrook, Illinois

Find the cheapest car insurance companies in Saybrook, IL for each category right here.

Best Annual Car Insurance Rates by Company in Saybrook, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Saybrook, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saybrook car insurance rates. Find the cheapest Saybrook, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saybrook, Illinois

Insurance Company Low Medium High
Allstate $4,419 $4,536 $4,665
American Family $3,427 $3,681 $3,545
Farmers $3,788 $3,887 $4,262
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,972 $2,090 $2,222
Nationwide $2,426 $2,463 $2,439
Progressive $2,899 $3,123 $3,365
State Farm $1,875 $1,977 $2,069
Travelers $2,044 $2,162 $2,287
USAA $2,290 $2,439 $2,594

What affects car insurance rates in Saybrook, Illinois?

What factors can have an impact on Saybrook, IL car insurance? There are several reasons why Saybrook car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Saybrook, Illinois.

Commute Time in Saybrook

The more time you spend in your car the higher the risk of an accident. The average commute length in Saybrook, IL is 35.2 minutes according to City-Data.

Compare Car Insurance Quotes in Saybrook, IL

Ready to find affordable Saybrook, Illinois car insurance today? Enter your ZIP code for fast, free Saybrook, IL car insurance quotes.

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