Compare Sayreville, NJ Car Insurance Rates (2021)

Car insurance in Sayreville, NJ averages $469 a month. Sayreville, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Sayreville car insurance rates, compare quotes from the top car insurance companies in Sayreville, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sayreville, NJ are $5,623/year
  • The cheapest car insurance company in Sayreville is GEICO
  • The cheapest car insurance company in Sayreville for teen drivers is GEICO

If you need to buy Sayreville, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Sayreville, NJ is right here.

You’ll find Sayreville car insurance rates, the cheapest Sayreville, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Sayreville, New Jersey car insurance rates to Bayonne car insurance rates, Camden car insurance rates, and Paterson car insurance rates.

Ready to find affordable Sayreville, NJ car insurance today? Enter your ZIP code for fast, free Sayreville car insurance quotes.

Cheapest Sayreville, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sayreville, NJ car insurance rates? Every Sayreville, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sayreville, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,394 $3,378 $3,295 $3,295 $10,688 $13,062 $3,991 $4,106
Farmers $4,838 $4,885 $4,715 $4,615 $14,201 $16,352 $5,754 $5,859
GEICO $2,370 $2,337 $2,325 $2,325 $4,346 $4,304 $2,740 $2,647
Liberty Mutual $4,606 $4,606 $5,059 $5,059 $12,036 $13,673 $5,059 $5,821
Progressive $2,090 $1,930 $1,886 $1,943 $9,489 $10,403 $2,471 $2,353
State Farm $4,467 $4,467 $4,052 $4,052 $14,706 $18,871 $5,098 $5,692
Travelers $3,352 $3,236 $3,102 $3,118 $7,508 $8,407 $3,244 $3,198

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Minimum Car Insurance in Sayreville, NJ

Every driver must carry the minimum car insurance in Sayreville, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Sayreville, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Sayreville, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sayreville, NJ. Compare credit history car insurance rates in Sayreville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sayreville, New Jersey

Insurance Company Poor Fair Good
Allstate $7,869 $5,081 $4,003
Farmers $9,134 $7,113 $6,710
GEICO $4,410 $2,532 $1,832
Liberty Mutual $8,860 $6,567 $5,542
Progressive $4,560 $3,979 $3,673
State Farm $11,109 $6,698 $5,220
Travelers $5,928 $4,324 $2,934

Cheapest Sayreville, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sayreville, NJ to rates for a clean record with top companies.

Annual Sayreville, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,231 $7,052 $6,169 $5,153
Farmers $5,932 $10,073 $8,187 $6,417
GEICO $2,273 $2,991 $4,161 $2,273
Liberty Mutual $6,713 $7,680 $6,854 $6,713
Progressive $3,494 $4,705 $4,003 $4,081
State Farm $4,169 $7,596 $12,211 $6,728
Travelers $3,373 $5,040 $4,850 $4,318

Cheapest Sayreville, NJ Car Insurance for Teen Drivers

Teen car insurance in Sayreville, NJ can be expensive. Take a look at rates from the top car insurance companies in Sayreville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sayreville, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,688 $13,062
Farmers $14,201 $16,352
GEICO $4,346 $4,304
Liberty Mutual $12,036 $13,673
Progressive $9,489 $10,403
State Farm $14,706 $18,871
Travelers $7,508 $8,407

Cheapest Sayreville, NJ Car Insurance for Seniors

Take a look at Sayreville, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sayreville, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,295 $3,295
Farmers $4,715 $4,615
GEICO $2,325 $2,325
Liberty Mutual $5,059 $5,059
Progressive $1,886 $1,943
State Farm $4,052 $4,052
Travelers $3,102 $3,118

Cheapest Sayreville, NJ Car Insurance Rates After a DUI

A DUI in Sayreville, NJ increases car insurance rates. Compare Sayreville, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sayreville, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,169
Farmers $8,187
GEICO $4,161
Liberty Mutual $6,854
Progressive $4,003
State Farm $12,211
Travelers $4,850

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Cheapest Sayreville, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sayreville, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sayreville, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,640 $5,662
Farmers $7,652 $7,652
GEICO $2,900 $2,949
Liberty Mutual $6,922 $7,058
Progressive $4,071 $4,071
State Farm $7,475 $7,876
Travelers $4,395 $4,395

The Best Cheap Car Insurance Companies in Sayreville, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Sayreville, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sayreville, New Jersey

Insurance Company Average Annual Rates
Allstate $5,651
Farmers $7,652
GEICO $2,924
Liberty Mutual $6,990
Progressive $4,071
State Farm $7,676
Travelers $4,395

Category Winners: Cheapest Car Insurance in Sayreville, New Jersey

Find the cheapest car insurance companies in Sayreville, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Sayreville, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Sayreville, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sayreville car insurance rates. Find the cheapest Sayreville, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sayreville, New Jersey

Insurance Company Low Medium High
Allstate $5,214 $5,734 $6,005
Farmers $6,840 $7,603 $8,514
GEICO $2,589 $2,983 $3,201
Liberty Mutual $6,245 $7,203 $7,521
Progressive $3,673 $4,135 $4,405
State Farm $7,104 $7,781 $8,142
Travelers $4,034 $4,396 $4,756

What affects car insurance rates in Sayreville, New Jersey?

What factors can have an impact on Sayreville, NJ car insurance? There are several reasons why Sayreville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sayreville, New Jersey.

Commute Time in Sayreville

The more time you spend in your car the higher the risk of an accident. The average commute length in Sayreville, NJ is 35.1 minutes according to City-Data.

Compare Car Insurance Quotes in Sayreville, NJ

Ready to find affordable Sayreville, New Jersey car insurance today? Enter your ZIP code for fast, free Sayreville, NJ car insurance quotes.

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