Compare Scalf, KY Car Insurance Rates (2021)

Car insurance in Scalf, KY averages $481 a month. Scalf, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Scalf car insurance rates, compare quotes from the top car insurance companies in Scalf, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Scalf, KY are $5,774/year
  • Average car insurance rates in Scalf, KY after a DUI are $6,922/year
  • The cheapest car insurance company in Scalf is USAA

If you need to buy Scalf, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Scalf, KY is right here.

You’ll find Scalf car insurance rates, the cheapest Scalf, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Scalf, Kentucky car insurance rates to Richmond car insurance rates, Florence car insurance rates, and Independence car insurance rates.

Ready to find affordable Scalf, KY car insurance today? Enter your ZIP code for fast, free Scalf car insurance quotes.

Cheapest Scalf, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Scalf, KY car insurance rates? Every Scalf, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scalf, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,150 $6,055 $5,645 $6,003 $23,119 $25,575 $6,669 $6,963
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,910 $3,166 $2,509 $2,811 $10,773 $11,903 $3,023 $3,119
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,756 $2,600 $2,496 $2,501 $13,888 $15,715 $3,416 $3,441
State Farm $2,308 $2,308 $2,076 $2,076 $6,353 $7,862 $2,570 $2,807
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

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Minimum Car Insurance in Scalf, KY

Every driver must carry the minimum car insurance in Scalf, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Scalf, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Scalf, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Scalf, KY. Compare credit history car insurance rates in Scalf from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Scalf, Kentucky

Insurance Company Poor Fair Good
Allstate $14,520 $9,766 $8,031
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,200 $4,398 $3,481
Nationwide $7,021 $5,495 $4,763
Progressive $6,529 $5,707 $5,319
State Farm $5,089 $3,105 $2,441
Travelers $8,281 $7,017 $6,998
USAA $4,506 $2,537 $2,069

Cheapest Scalf, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Scalf, KY to rates for a clean record with top companies.

Annual Scalf, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,904 $11,641 $12,474 $10,071
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,208 $6,431 $5,005 $4,463
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,826 $7,218 $5,500 $5,864
State Farm $3,247 $3,843 $3,545 $3,545
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,284 $3,231 $3,884 $2,751

Cheapest Scalf, KY Car Insurance for Teen Drivers

Teen car insurance in Scalf, KY can be expensive. Take a look at rates from the top car insurance companies in Scalf for teenagers.

Annual Car Insurance Rates for Teen Drivers in Scalf, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,119 $25,575
GEICO $7,942 $9,404
Liberty Mutual $10,773 $11,903
Nationwide $9,302 $11,583
Progressive $13,888 $15,715
State Farm $6,353 $7,862
Travelers $15,522 $25,211
USAA $5,518 $5,784

Cheapest Scalf, KY Car Insurance for Seniors

Take a look at Scalf, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Scalf, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,645 $6,003
GEICO $4,003 $3,626
Liberty Mutual $2,509 $2,811
Nationwide $3,677 $3,839
Progressive $2,496 $2,501
State Farm $2,076 $2,076
Travelers $2,977 $2,976
USAA $1,822 $1,843

Cheapest Scalf, KY Car Insurance Rates After a DUI

A DUI in Scalf, KY increases car insurance rates. Compare Scalf, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Scalf, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,474
GEICO $7,717
Liberty Mutual $5,005
Nationwide $7,562
Progressive $5,500
State Farm $3,545
Travelers $9,692
USAA $3,884

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Cheapest Scalf, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Scalf, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Scalf, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,772 $10,772
GEICO $4,724 $4,814
Liberty Mutual $5,027 $5,027
Nationwide $5,760 $5,760
Progressive $5,852 $5,852
State Farm $3,453 $3,637
Travelers $7,432 $7,432
USAA $2,925 $3,150

The Best Cheap Car Insurance Companies in Scalf, KY

Take a look at a side-by-side comparison of the top car insurance companies in Scalf, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Scalf, Kentucky

Insurance Company Average Annual Rates
Allstate $10,772
GEICO $4,769
Liberty Mutual $5,027
Nationwide $5,760
Progressive $5,852
State Farm $3,545
Travelers $7,432
USAA $3,037

Category Winners: Cheapest Car Insurance in Scalf, Kentucky

Find the cheapest car insurance companies in Scalf, KY for each category right here.

Best Annual Car Insurance Rates by Company in Scalf, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Scalf, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Scalf car insurance rates. Find the cheapest Scalf, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Scalf, Kentucky

Insurance Company Low Medium High
Allstate $9,316 $10,682 $12,319
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,738 $4,987 $5,354
Nationwide $5,806 $5,676 $5,797
Progressive $5,268 $5,730 $6,557
State Farm $3,305 $3,532 $3,798
Travelers $6,981 $7,454 $7,860
USAA $2,887 $3,029 $3,196

Compare Car Insurance Quotes in Scalf, KY

Ready to find affordable Scalf, Kentucky car insurance today? Enter your ZIP code for fast, free Scalf, KY car insurance quotes.

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