Compare Schaefferstown, PA Car Insurance Rates (2021)

Car insurance in Schaefferstown, PA averages $292 a month. Schaefferstown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Schaefferstown car insurance rates, compare quotes from the top car insurance companies in Schaefferstown, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Schaefferstown for teen drivers is USAA
  • Average car insurance rates in Schaefferstown, PA are $3,508/year
  • The cheapest car insurance company in Schaefferstown is USAA

If you need to buy Schaefferstown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Schaefferstown, PA is right here.

You’ll find Schaefferstown car insurance rates, the cheapest Schaefferstown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Schaefferstown, Pennsylvania car insurance rates to Erie car insurance rates, Lancaster car insurance rates, and Reading car insurance rates.

Ready to find affordable Schaefferstown, PA car insurance today? Enter your ZIP code for fast, free Schaefferstown car insurance quotes.

Cheapest Schaefferstown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Schaefferstown, PA car insurance rates? Every Schaefferstown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Schaefferstown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,166 $2,166 $2,013 $2,013 $7,340 $7,340 $2,364 $2,364
GEICO $1,801 $1,560 $1,703 $1,476 $4,591 $3,982 $1,809 $1,567
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,681 $1,681 $1,594 $1,594 $4,778 $4,778 $1,889 $1,889
Progressive $2,494 $2,494 $2,227 $2,227 $8,238 $8,238 $3,195 $3,195
State Farm $1,562 $1,562 $1,389 $1,389 $5,743 $5,743 $1,731 $1,731
Travelers $1,488 $1,488 $1,615 $1,615 $21,803 $21,803 $1,781 $1,781
USAA $1,050 $1,050 $950 $950 $3,179 $3,179 $1,387 $1,387

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Schaefferstown, PA

Every driver must carry the minimum car insurance in Schaefferstown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Schaefferstown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Schaefferstown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Schaefferstown, PA. Compare credit history car insurance rates in Schaefferstown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Schaefferstown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,438 $3,308 $2,666
GEICO $3,463 $1,956 $1,514
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $2,912 $2,401 $2,143
Progressive $5,341 $3,757 $3,018
State Farm $3,709 $2,297 $1,813
Travelers $7,241 $6,562 $6,212
USAA $2,042 $1,527 $1,356

Cheapest Schaefferstown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Schaefferstown, PA to rates for a clean record with top companies.

Annual Schaefferstown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,322 $3,916 $3,322 $3,322
GEICO $1,706 $2,922 $2,268 $2,349
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,797 $2,405 $3,343 $2,397
Progressive $3,654 $5,080 $3,763 $3,657
State Farm $2,370 $2,843 $2,606 $2,606
Travelers $4,716 $6,738 $8,495 $6,738
USAA $1,322 $1,825 $1,942 $1,476

Cheapest Schaefferstown, PA Car Insurance for Teen Drivers

Teen car insurance in Schaefferstown, PA can be expensive. Take a look at rates from the top car insurance companies in Schaefferstown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Schaefferstown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,340 $7,340
GEICO $4,591 $3,982
Liberty Mutual $9,227 $9,227
Nationwide $4,778 $4,778
Progressive $8,238 $8,238
State Farm $5,743 $5,743
Travelers $21,803 $21,803
USAA $3,179 $3,179

Cheapest Schaefferstown, PA Car Insurance for Seniors

Take a look at Schaefferstown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Schaefferstown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,013 $2,013
GEICO $1,703 $1,476
Liberty Mutual $2,912 $2,912
Nationwide $1,594 $1,594
Progressive $2,227 $2,227
State Farm $1,389 $1,389
Travelers $1,615 $1,615
USAA $950 $950

Cheapest Schaefferstown, PA Car Insurance Rates After a DUI

A DUI in Schaefferstown, PA increases car insurance rates. Compare Schaefferstown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Schaefferstown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,322
GEICO $2,268
Liberty Mutual $4,938
Nationwide $3,343
Progressive $3,763
State Farm $2,606
Travelers $8,495
USAA $1,942

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Schaefferstown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Schaefferstown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Schaefferstown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,400 $3,541
GEICO $2,276 $2,346
Liberty Mutual $4,712 $4,958
Nationwide $2,486 $2,486
Progressive $4,039 $4,039
State Farm $2,530 $2,683
Travelers $6,672 $6,672
USAA $1,595 $1,688

The Best Cheap Car Insurance Companies in Schaefferstown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Schaefferstown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Schaefferstown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,471
GEICO $2,311
Liberty Mutual $4,835
Nationwide $2,486
Progressive $4,039
State Farm $2,606
Travelers $6,672
USAA $1,641

Category Winners: Cheapest Car Insurance in Schaefferstown, Pennsylvania

Find the cheapest car insurance companies in Schaefferstown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Schaefferstown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Schaefferstown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Schaefferstown car insurance rates. Find the cheapest Schaefferstown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Schaefferstown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,320 $3,492 $3,600
GEICO $2,124 $2,334 $2,475
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,495 $2,521 $2,441
Progressive $3,692 $4,068 $4,356
State Farm $2,420 $2,645 $2,754
Travelers $6,748 $6,686 $6,581
USAA $1,525 $1,656 $1,743

What affects car insurance rates in Schaefferstown, Pennsylvania?

What factors can have an impact on Schaefferstown, PA car insurance? There are several reasons why Schaefferstown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Schaefferstown, Pennsylvania.

Commute Time in Schaefferstown

The more time you spend in your car the higher the risk of an accident. The average commute length in Schaefferstown, PA is 28.3 minutes according to City-Data.

Compare Car Insurance Quotes in Schaefferstown, PA

Ready to find affordable Schaefferstown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Schaefferstown, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption