Compare Schaghticoke, NY Car Insurance Rates (2021)

Car insurance in Schaghticoke, NY averages $269 a month. Schaghticoke, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Schaghticoke car insurance rates, compare quotes from the top car insurance companies in Schaghticoke, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Schaghticoke, NY are $3,226/year
  • The cheapest car insurance company in Schaghticoke for teen drivers is GEICO
  • Average car insurance rates in Schaghticoke, NY after a DUI are $4,300/year

If you need to buy Schaghticoke, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Schaghticoke, NY is right here.

You’ll find Schaghticoke car insurance rates, the cheapest Schaghticoke, NY car insurance companies, and information on New York car insurance laws. You can also compare Schaghticoke, New York car insurance rates to New Rochelle car insurance rates, Mount Vernon car insurance rates, and Utica car insurance rates.

Ready to find affordable Schaghticoke, NY car insurance today? Enter your ZIP code for fast, free Schaghticoke car insurance quotes.

Cheapest Schaghticoke, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Schaghticoke, NY car insurance rates? Every Schaghticoke, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Schaghticoke, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,510 $1,455 $1,470 $1,449 $3,192 $4,685 $1,361 $1,401
Liberty Mutual $3,624 $3,624 $3,377 $3,377 $7,078 $11,473 $3,624 $3,844
Nationwide $2,096 $2,096 $1,980 $1,980 $3,734 $5,548 $2,096 $2,667
Progressive $1,615 $1,508 $1,298 $1,316 $5,713 $6,383 $2,108 $2,062
State Farm $1,881 $1,881 $1,639 $1,639 $5,533 $7,149 $2,066 $2,196
Travelers $2,480 $2,508 $2,280 $2,445 $5,871 $7,018 $2,637 $2,753
USAA $1,571 $1,543 $1,427 $1,426 $6,338 $7,543 $2,007 $2,213

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Minimum Car Insurance in Schaghticoke, NY

Every driver must carry the minimum car insurance in Schaghticoke, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Schaghticoke, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Schaghticoke, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Schaghticoke, NY. Compare credit history car insurance rates in Schaghticoke from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Schaghticoke, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,588 $1,902 $1,707
Liberty Mutual $6,992 $4,580 $3,436
Nationwide $2,775 $2,775 $2,775
Progressive $4,308 $2,268 $1,674
State Farm $4,232 $2,655 $2,107
Travelers $4,814 $3,042 $2,641
USAA $4,627 $2,334 $2,064

Cheapest Schaghticoke, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Schaghticoke, NY to rates for a clean record with top companies.

Annual Schaghticoke, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,619 $1,765 $3,259 $1,619
Liberty Mutual $3,990 $3,990 $8,041 $3,990
Nationwide $2,128 $2,128 $4,667 $2,176
Progressive $2,675 $2,675 $2,961 $2,691
State Farm $2,857 $2,857 $3,139 $3,139
Travelers $2,986 $3,737 $3,793 $3,480
USAA $2,670 $2,713 $3,937 $2,713

Cheapest Schaghticoke, NY Car Insurance for Teen Drivers

Teen car insurance in Schaghticoke, NY can be expensive. Take a look at rates from the top car insurance companies in Schaghticoke for teenagers.

Annual Car Insurance Rates for Teen Drivers in Schaghticoke, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,192 $4,685
Liberty Mutual $7,078 $11,473
Nationwide $3,734 $5,548
Progressive $5,713 $6,383
State Farm $5,533 $7,149
Travelers $5,871 $7,018
USAA $6,338 $7,543

Cheapest Schaghticoke, NY Car Insurance for Seniors

Take a look at Schaghticoke, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Schaghticoke, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,470 $1,449
Liberty Mutual $3,377 $3,377
Nationwide $1,980 $1,980
Progressive $1,298 $1,316
State Farm $1,639 $1,639
Travelers $2,280 $2,445
USAA $1,427 $1,426

Cheapest Schaghticoke, NY Car Insurance Rates After a DUI

A DUI in Schaghticoke, NY increases car insurance rates. Compare Schaghticoke, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Schaghticoke, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,259
Liberty Mutual $8,041
Nationwide $4,667
Progressive $2,961
State Farm $3,139
Travelers $3,793
USAA $3,937

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Cheapest Schaghticoke, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Schaghticoke, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Schaghticoke, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $2,004 $2,126
Liberty Mutual $4,863 $5,142
Nationwide $2,775 $2,775
Progressive $2,750 $2,750
State Farm $2,894 $3,102
Travelers $3,499 $3,499
USAA $2,978 $3,038

The Best Cheap Car Insurance Companies in Schaghticoke, NY

Take a look at a side-by-side comparison of the top car insurance companies in Schaghticoke, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Schaghticoke, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,065
Liberty Mutual $5,003
Nationwide $2,775
Progressive $2,750
State Farm $2,998
Travelers $3,499
USAA $3,008

Category Winners: Cheapest Car Insurance in Schaghticoke, New York

Find the cheapest car insurance companies in Schaghticoke, NY for each category right here.

Best Annual Car Insurance Rates by Company in Schaghticoke, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Schaghticoke, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Schaghticoke car insurance rates. Find the cheapest Schaghticoke, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Schaghticoke, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,953 $2,059 $2,184
Liberty Mutual $4,785 $4,986 $5,237
Nationwide $2,614 $2,754 $2,955
Progressive $2,617 $2,740 $2,894
State Farm $2,852 $3,014 $3,128
Travelers $3,315 $3,463 $3,719
USAA $2,917 $2,994 $3,115

What affects car insurance rates in Schaghticoke, New York?

What factors can have an impact on Schaghticoke, NY car insurance? There are several reasons why Schaghticoke car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Schaghticoke, New York.

Commute Time in Schaghticoke

The more time you spend in your car the higher the risk of an accident. The average commute length in Schaghticoke, NY is 29.3 minutes according to City-Data.

Compare Car Insurance Quotes in Schaghticoke, NY

Ready to find affordable Schaghticoke, New York car insurance today? Enter your ZIP code for fast, free Schaghticoke, NY car insurance quotes.

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