Compare Scheller, IL Car Insurance Rates (2021)

Car insurance in Scheller, IL averages $268 a month. Scheller, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Scheller car insurance rates, compare quotes from the top car insurance companies in Scheller, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Scheller, IL after a DUI are $3,756/year
  • Average car insurance rates in Scheller, IL are $3,214/year
  • The cheapest car insurance company in Scheller for teen drivers is State Farm

If you need to buy Scheller, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Scheller, IL is right here.

You’ll find Scheller car insurance rates, the cheapest Scheller, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Scheller, Illinois car insurance rates to Cicero car insurance rates, Springfield car insurance rates, and Peoria car insurance rates.

Ready to find affordable Scheller, IL car insurance today? Enter your ZIP code for fast, free Scheller car insurance quotes.

Cheapest Scheller, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Scheller, IL car insurance rates? Every Scheller, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scheller, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,815 $2,828 $2,937 $2,937 $7,239 $9,407 $3,382 $3,654
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,287 $2,290 $2,033 $2,144 $9,503 $9,908 $2,606 $2,733
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,349 $1,457 $1,122 $1,256 $4,330 $4,820 $1,410 $1,488
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $2,359 $2,252 $1,943 $2,031 $7,974 $8,977 $2,812 $3,026
State Farm $1,404 $1,404 $1,238 $1,238 $3,781 $4,825 $1,581 $1,799
Travelers $1,498 $1,582 $1,342 $1,433 $4,056 $5,024 $1,593 $1,680
USAA $1,727 $1,758 $1,606 $1,582 $5,614 $6,192 $2,279 $2,506

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Minimum Car Insurance in Scheller, IL

Every driver must carry the minimum car insurance in Scheller, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Scheller, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Scheller, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Scheller, IL. Compare credit history car insurance rates in Scheller from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Scheller, Illinois

Insurance Company Poor Fair Good
Allstate $5,622 $4,042 $3,535
American Family $4,999 $3,383 $2,856
Farmers $4,768 $3,994 $3,802
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,045 $1,900 $1,517
Nationwide $4,078 $3,280 $2,871
Progressive $4,490 $3,787 $3,487
State Farm $3,139 $1,879 $1,457
Travelers $2,793 $2,220 $1,814
USAA $3,874 $2,660 $2,191

Cheapest Scheller, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Scheller, IL to rates for a clean record with top companies.

Annual Scheller, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $5,342 $4,955 $4,138
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,542 $4,552 $4,439 $4,218
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,800 $2,540 $2,238 $2,038
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $3,241 $4,755 $3,587 $4,103
State Farm $1,989 $2,328 $2,159 $2,159
Travelers $1,819 $2,368 $2,639 $2,278
USAA $2,070 $2,980 $4,085 $2,497

Cheapest Scheller, IL Car Insurance for Teen Drivers

Teen car insurance in Scheller, IL can be expensive. Take a look at rates from the top car insurance companies in Scheller for teenagers.

Annual Car Insurance Rates for Teen Drivers in Scheller, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $9,407
American Family $6,511 $9,083
Farmers $9,503 $9,908
GEICO $5,690 $6,014
Liberty Mutual $4,330 $4,820
Nationwide $5,974 $7,701
Progressive $7,974 $8,977
State Farm $3,781 $4,825
Travelers $4,056 $5,024
USAA $5,614 $6,192

Cheapest Scheller, IL Car Insurance for Seniors

Take a look at Scheller, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Scheller, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,937 $2,937
American Family $2,146 $2,146
Farmers $2,033 $2,144
GEICO $1,757 $2,095
Liberty Mutual $1,122 $1,256
Nationwide $1,920 $2,041
Progressive $1,943 $2,031
State Farm $1,238 $1,238
Travelers $1,342 $1,433
USAA $1,606 $1,582

Cheapest Scheller, IL Car Insurance Rates After a DUI

A DUI in Scheller, IL increases car insurance rates. Compare Scheller, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Scheller, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,955
American Family $5,196
Farmers $4,439
GEICO $4,060
Liberty Mutual $2,238
Nationwide $4,198
Progressive $3,587
State Farm $2,159
Travelers $2,639
USAA $4,085

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Cheapest Scheller, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Scheller, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Scheller, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,400 $4,400
American Family $3,697 $3,794
Farmers $4,188 $4,188
GEICO $2,920 $3,043
Liberty Mutual $2,154 $2,154
Nationwide $3,410 $3,410
Progressive $3,922 $3,922
State Farm $2,104 $2,213
Travelers $2,187 $2,365
USAA $2,826 $2,990

The Best Cheap Car Insurance Companies in Scheller, IL

Take a look at a side-by-side comparison of the top car insurance companies in Scheller, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Scheller, Illinois

Insurance Company Average Annual Rates
Allstate $4,400
American Family $3,746
Farmers $4,188
GEICO $2,982
Liberty Mutual $2,154
Nationwide $3,410
Progressive $3,922
State Farm $2,159
Travelers $2,276
USAA $2,908

Category Winners: Cheapest Car Insurance in Scheller, Illinois

Find the cheapest car insurance companies in Scheller, IL for each category right here.

Best Annual Car Insurance Rates by Company in Scheller, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Scheller, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Scheller car insurance rates. Find the cheapest Scheller, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Scheller, Illinois

Insurance Company Low Medium High
Allstate $4,257 $4,395 $4,546
American Family $3,633 $3,882 $3,723
Farmers $3,997 $4,096 $4,471
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,031 $2,149 $2,281
Nationwide $3,399 $3,437 $3,393
Progressive $3,594 $3,903 $4,268
State Farm $2,049 $2,161 $2,265
Travelers $2,145 $2,273 $2,409
USAA $2,714 $2,905 $3,105

Compare Car Insurance Quotes in Scheller, IL

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