Compare Schertz, TX Car Insurance Rates (2021)

Car insurance in Schertz, TX averages $298 a month. Schertz, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Schertz car insurance rates, compare quotes from the top car insurance companies in Schertz, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Schertz for teen drivers is USAA
  • Average car insurance rates in Schertz, TX after a DUI are $4,068/year
  • Average car insurance rates in Schertz, TX are $3,580/year

If you need to buy Schertz, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Schertz, TX is right here.

You’ll find Schertz car insurance rates, the cheapest Schertz, TX car insurance companies, and information on Texas car insurance laws. You can also compare Schertz, Texas car insurance rates to San Antonio car insurance rates, Plano car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Schertz, TX car insurance today? Enter your ZIP code for fast, free Schertz car insurance quotes.

Cheapest Schertz, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Schertz, TX car insurance rates? Every Schertz, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Schertz, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,493 $2,779 $2,357 $2,702 $6,753 $8,835 $3,604 $4,111
GEICO $2,433 $2,631 $2,360 $2,691 $5,346 $5,519 $2,629 $2,607
Nationwide $2,054 $2,087 $1,820 $1,924 $5,771 $7,395 $2,408 $2,602
Progressive $2,192 $2,088 $1,959 $1,992 $9,216 $10,297 $2,601 $2,645
State Farm $2,110 $2,110 $1,890 $1,890 $5,166 $6,601 $2,302 $2,367
USAA $1,384 $1,383 $1,336 $1,317 $3,945 $4,259 $1,834 $1,942

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Schertz, TX

Every driver must carry the minimum car insurance in Schertz, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Schertz, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Schertz, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Schertz, TX. Compare credit history car insurance rates in Schertz from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Schertz, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $5,758 $3,655 $3,199
GEICO $5,058 $2,863 $1,910
Nationwide $3,899 $3,140 $2,733
Progressive $4,635 $4,014 $3,723
State Farm $4,313 $2,696 $2,154
USAA $3,153 $1,862 $1,511

Cheapest Schertz, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Schertz, TX to rates for a clean record with top companies.

Annual Schertz, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $3,828 $4,881 $4,279 $3,828
GEICO $2,780 $3,681 $3,065 $3,581
Nationwide $2,831 $2,831 $4,175 $3,192
Progressive $3,599 $4,652 $4,197 $4,046
State Farm $2,701 $3,115 $3,701 $2,701
USAA $1,616 $2,403 $2,827 $1,854

Cheapest Schertz, TX Car Insurance for Teen Drivers

Teen car insurance in Schertz, TX can be expensive. Take a look at rates from the top car insurance companies in Schertz for teenagers.

Annual Car Insurance Rates for Teen Drivers in Schertz, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $6,753 $8,835
GEICO $5,346 $5,519
Nationwide $5,771 $7,395
Progressive $9,216 $10,297
State Farm $5,166 $6,601
USAA $3,945 $4,259

Cheapest Schertz, TX Car Insurance for Seniors

Take a look at Schertz, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Schertz, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,357 $2,702
GEICO $2,360 $2,691
Nationwide $1,820 $1,924
Progressive $1,959 $1,992
State Farm $1,890 $1,890
USAA $1,336 $1,317

Cheapest Schertz, TX Car Insurance Rates After a DUI

A DUI in Schertz, TX increases car insurance rates. Compare Schertz, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Schertz, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,230
American Family $4,279
GEICO $3,065
Nationwide $4,175
Progressive $4,197
State Farm $3,701
USAA $2,827

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Schertz, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Schertz, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Schertz, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,850 $5,087
American Family $4,204 $4,204
GEICO $3,217 $3,337
Nationwide $3,257 $3,257
Progressive $4,124 $4,124
State Farm $3,054 $3,054
USAA $2,148 $2,202

The Best Cheap Car Insurance Companies in Schertz, TX

Take a look at a side-by-side comparison of the top car insurance companies in Schertz, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Schertz, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $4,204
GEICO $3,277
Nationwide $3,257
Progressive $4,124
State Farm $3,054
USAA $2,175

Category Winners: Cheapest Car Insurance in Schertz, Texas

Find the cheapest car insurance companies in Schertz, TX for each category right here.

Best Annual Car Insurance Rates by Company in Schertz, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Schertz, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Schertz car insurance rates. Find the cheapest Schertz, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Schertz, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $3,911 $4,049 $4,653
GEICO $3,089 $3,233 $3,509
Nationwide $3,510 $3,121 $3,141
Progressive $3,929 $4,107 $4,335
State Farm $2,874 $3,041 $3,249
USAA $2,081 $2,163 $2,281

What affects car insurance rates in Schertz, Texas?

What factors can have an impact on Schertz, TX car insurance? There are several reasons why Schertz car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Schertz, Texas.

Car Theft in Schertz

High levels of vehicle theft can make car insurance more expensive. Schertz, TX car theft statistics from the FBI indicate 36 vehicle thefts a year.

Commute Time in Schertz

The more time you spend in your car the higher the risk of an accident. The average commute length in Schertz, TX is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Schertz, TX

Ready to find affordable Schertz, Texas car insurance today? Enter your ZIP code for fast, free Schertz, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption