Compare Schwertner, TX Car Insurance Rates (2021)

Car insurance in Schwertner, TX averages $305 a month. Schwertner, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Schwertner car insurance rates, compare quotes from the top car insurance companies in Schwertner, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Schwertner, TX are $3,657/year
  • Average car insurance rates in Schwertner, TX after a DUI are $4,146/year
  • The cheapest car insurance company in Schwertner for teen drivers is USAA

If you need to buy Schwertner, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Schwertner, TX is right here.

You’ll find Schwertner car insurance rates, the cheapest Schwertner, TX car insurance companies, and information on Texas car insurance laws. You can also compare Schwertner, Texas car insurance rates to Plano car insurance rates, Arlington car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Schwertner, TX car insurance today? Enter your ZIP code for fast, free Schwertner car insurance quotes.

Cheapest Schwertner, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Schwertner, TX car insurance rates? Every Schwertner, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Schwertner, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,301 $3,331 $3,262 $3,262 $8,671 $10,462 $4,077 $4,245
American Family $2,641 $2,951 $2,507 $2,880 $7,271 $9,509 $3,844 $4,387
GEICO $2,344 $2,529 $2,250 $2,554 $5,183 $5,371 $2,543 $2,541
Nationwide $2,028 $2,062 $1,797 $1,900 $5,689 $7,290 $2,377 $2,568
Progressive $2,335 $2,225 $2,085 $2,120 $9,888 $11,052 $2,777 $2,828
State Farm $1,996 $1,996 $1,781 $1,781 $4,861 $6,209 $2,175 $2,240
USAA $1,502 $1,512 $1,433 $1,423 $4,201 $4,580 $2,001 $2,148

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Minimum Car Insurance in Schwertner, TX

Every driver must carry the minimum car insurance in Schwertner, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Schwertner, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Schwertner, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Schwertner, TX. Compare credit history car insurance rates in Schwertner from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Schwertner, Texas

Insurance Company Poor Fair Good
Allstate $6,463 $4,725 $4,041
American Family $6,149 $3,923 $3,424
GEICO $4,880 $2,766 $1,847
Nationwide $3,847 $3,098 $2,697
Progressive $4,960 $4,296 $3,985
State Farm $4,077 $2,539 $2,024
USAA $3,458 $1,992 $1,601

Cheapest Schwertner, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Schwertner, TX to rates for a clean record with top companies.

Annual Schwertner, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $6,079 $6,331 $3,947
American Family $4,084 $5,243 $4,583 $4,084
GEICO $2,686 $3,553 $2,963 $3,455
Nationwide $2,793 $2,793 $4,119 $3,150
Progressive $3,849 $4,983 $4,492 $4,331
State Farm $2,550 $2,936 $3,483 $2,550
USAA $1,754 $2,583 $3,049 $2,013

Cheapest Schwertner, TX Car Insurance for Teen Drivers

Teen car insurance in Schwertner, TX can be expensive. Take a look at rates from the top car insurance companies in Schwertner for teenagers.

Annual Car Insurance Rates for Teen Drivers in Schwertner, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,671 $10,462
American Family $7,271 $9,509
GEICO $5,183 $5,371
Nationwide $5,689 $7,290
Progressive $9,888 $11,052
State Farm $4,861 $6,209
USAA $4,201 $4,580

Cheapest Schwertner, TX Car Insurance for Seniors

Take a look at Schwertner, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Schwertner, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,262 $3,262
American Family $2,507 $2,880
GEICO $2,250 $2,554
Nationwide $1,797 $1,900
Progressive $2,085 $2,120
State Farm $1,781 $1,781
USAA $1,433 $1,423

Cheapest Schwertner, TX Car Insurance Rates After a DUI

A DUI in Schwertner, TX increases car insurance rates. Compare Schwertner, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Schwertner, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,331
American Family $4,583
GEICO $2,963
Nationwide $4,119
Progressive $4,492
State Farm $3,483
USAA $3,049

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Cheapest Schwertner, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Schwertner, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Schwertner, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,956 $5,197
American Family $4,499 $4,499
GEICO $3,106 $3,223
Nationwide $3,214 $3,214
Progressive $4,414 $4,414
State Farm $2,880 $2,880
USAA $2,320 $2,380

The Best Cheap Car Insurance Companies in Schwertner, TX

Take a look at a side-by-side comparison of the top car insurance companies in Schwertner, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Schwertner, Texas

Insurance Company Average Annual Rates
Allstate $5,076
American Family $4,499
GEICO $3,164
Nationwide $3,214
Progressive $4,414
State Farm $2,880
USAA $2,350

Category Winners: Cheapest Car Insurance in Schwertner, Texas

Find the cheapest car insurance companies in Schwertner, TX for each category right here.

Best Annual Car Insurance Rates by Company in Schwertner, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Schwertner, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Schwertner car insurance rates. Find the cheapest Schwertner, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Schwertner, Texas

Insurance Company Low Medium High
Allstate $4,946 $5,028 $5,256
American Family $4,202 $4,342 $4,953
GEICO $3,004 $3,130 $3,359
Nationwide $3,469 $3,080 $3,093
Progressive $4,213 $4,396 $4,632
State Farm $2,728 $2,874 $3,037
USAA $2,275 $2,341 $2,433

Compare Car Insurance Quotes in Schwertner, TX

Ready to find affordable Schwertner, Texas car insurance today? Enter your ZIP code for fast, free Schwertner, TX car insurance quotes.

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