Compare Science Hill, KY Car Insurance Rates (2021)

Car insurance in Science Hill, KY averages $372 a month. Science Hill, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Science Hill car insurance rates, compare quotes from the top car insurance companies in Science Hill, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Science Hill, KY after a DUI are $5,361/year
  • The cheapest car insurance company in Science Hill for teen drivers is USAA
  • Average car insurance rates in Science Hill, KY are $4,461/year

If you need to buy Science Hill, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Science Hill, KY is right here.

You’ll find Science Hill car insurance rates, the cheapest Science Hill, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Science Hill, Kentucky car insurance rates to Owensboro car insurance rates, Covington car insurance rates, and Henderson car insurance rates.

Ready to find affordable Science Hill, KY car insurance today? Enter your ZIP code for fast, free Science Hill car insurance quotes.

Cheapest Science Hill, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Science Hill, KY car insurance rates? Every Science Hill, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Science Hill, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,180 $3,144 $2,881 $3,072 $11,867 $13,323 $3,511 $3,702
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,609 $2,823 $2,273 $2,532 $10,302 $11,324 $2,683 $2,718
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,368 $2,250 $2,129 $2,135 $11,666 $13,225 $2,940 $3,001
State Farm $2,043 $2,043 $1,826 $1,826 $5,697 $7,225 $2,267 $2,501
Travelers $1,998 $2,034 $1,961 $1,967 $9,524 $15,372 $2,082 $2,395
USAA $1,940 $1,935 $1,760 $1,779 $5,283 $5,543 $2,441 $2,662

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Minimum Car Insurance in Science Hill, KY

Every driver must carry the minimum car insurance in Science Hill, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Science Hill, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Science Hill, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Science Hill, KY. Compare credit history car insurance rates in Science Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Science Hill, Kentucky

Insurance Company Poor Fair Good
Allstate $7,395 $5,107 $4,254
GEICO $7,842 $3,915 $2,550
Liberty Mutual $6,641 $4,098 $3,235
Nationwide $6,028 $4,724 $4,097
Progressive $5,542 $4,838 $4,512
State Farm $4,554 $2,787 $2,195
Travelers $5,200 $4,407 $4,392
USAA $4,324 $2,439 $1,991

Cheapest Science Hill, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Science Hill, KY to rates for a clean record with top companies.

Annual Science Hill, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,629 $6,041 $6,448 $5,223
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $3,883 $5,973 $4,642 $4,134
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $4,102 $6,090 $4,678 $4,987
State Farm $2,926 $3,430 $3,178 $3,178
Travelers $4,078 $4,193 $6,031 $4,364
USAA $2,197 $3,105 $3,722 $2,648

Cheapest Science Hill, KY Car Insurance for Teen Drivers

Teen car insurance in Science Hill, KY can be expensive. Take a look at rates from the top car insurance companies in Science Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Science Hill, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,867 $13,323
GEICO $7,942 $9,404
Liberty Mutual $10,302 $11,324
Nationwide $7,948 $9,875
Progressive $11,666 $13,225
State Farm $5,697 $7,225
Travelers $9,524 $15,372
USAA $5,283 $5,543

Cheapest Science Hill, KY Car Insurance for Seniors

Take a look at Science Hill, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Science Hill, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,881 $3,072
GEICO $4,003 $3,626
Liberty Mutual $2,273 $2,532
Nationwide $3,188 $3,325
Progressive $2,129 $2,135
State Farm $1,826 $1,826
Travelers $1,961 $1,967
USAA $1,760 $1,779

Cheapest Science Hill, KY Car Insurance Rates After a DUI

A DUI in Science Hill, KY increases car insurance rates. Compare Science Hill, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Science Hill, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,448
GEICO $7,717
Liberty Mutual $4,642
Nationwide $6,470
Progressive $4,678
State Farm $3,178
Travelers $6,031
USAA $3,722

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Cheapest Science Hill, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Science Hill, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Science Hill, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,585 $5,585
GEICO $4,724 $4,814
Liberty Mutual $4,658 $4,658
Nationwide $4,949 $4,949
Progressive $4,964 $4,964
State Farm $3,101 $3,256
Travelers $4,666 $4,666
USAA $2,810 $3,026

The Best Cheap Car Insurance Companies in Science Hill, KY

Take a look at a side-by-side comparison of the top car insurance companies in Science Hill, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Science Hill, Kentucky

Insurance Company Average Annual Rates
Allstate $5,585
GEICO $4,769
Liberty Mutual $4,658
Nationwide $4,949
Progressive $4,964
State Farm $3,178
Travelers $4,666
USAA $2,918

Category Winners: Cheapest Car Insurance in Science Hill, Kentucky

Find the cheapest car insurance companies in Science Hill, KY for each category right here.

Best Annual Car Insurance Rates by Company in Science Hill, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Science Hill, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Science Hill car insurance rates. Find the cheapest Science Hill, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Science Hill, Kentucky

Insurance Company Low Medium High
Allstate $5,163 $5,562 $6,031
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,374 $4,618 $4,982
Nationwide $5,017 $4,889 $4,942
Progressive $4,551 $4,889 $5,453
State Farm $2,944 $3,165 $3,426
Travelers $4,399 $4,683 $4,918
USAA $2,769 $2,910 $3,074

What affects car insurance rates in Science Hill, Kentucky?

What factors can have an impact on Science Hill, KY car insurance? There are several reasons why Science Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Science Hill, Kentucky.

Commute Time in Science Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Science Hill, KY is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Science Hill, KY

Ready to find affordable Science Hill, Kentucky car insurance today? Enter your ZIP code for fast, free Science Hill, KY car insurance quotes.

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