Compare Scio, NY Car Insurance Rates (2021)

Car insurance in Scio, NY averages $249 a month. Scio, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Scio car insurance rates, compare quotes from the top car insurance companies in Scio, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Scio for teen drivers is GEICO
  • The cheapest car insurance company in Scio is GEICO
  • Average car insurance rates in Scio, NY are $2,983/year

If you need to buy Scio, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Scio, NY is right here.

You’ll find Scio car insurance rates, the cheapest Scio, NY car insurance companies, and information on New York car insurance laws. You can also compare Scio, New York car insurance rates to New York car insurance rates, New Rochelle car insurance rates, and Albany car insurance rates.

Ready to find affordable Scio, NY car insurance today? Enter your ZIP code for fast, free Scio car insurance quotes.

Cheapest Scio, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Scio, NY car insurance rates? Every Scio, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scio, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,226 $1,181 $1,191 $1,174 $2,505 $3,613 $1,109 $1,137
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $1,949 $1,949 $1,843 $1,843 $3,332 $4,941 $1,949 $2,460
Progressive $1,638 $1,565 $1,342 $1,354 $5,139 $5,748 $2,099 $2,064
State Farm $2,193 $2,193 $1,903 $1,903 $6,280 $8,123 $2,400 $2,536
Travelers $2,229 $2,266 $2,016 $2,175 $4,981 $5,881 $2,369 $2,480
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Scio, NY

Every driver must carry the minimum car insurance in Scio, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Scio, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Scio, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Scio, NY. Compare credit history car insurance rates in Scio from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Scio, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,056 $1,513 $1,357
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,533 $2,533 $2,533
Progressive $4,144 $2,145 $1,568
State Farm $4,860 $3,047 $2,418
Travelers $4,171 $2,657 $2,321
USAA $4,707 $2,323 $2,051

Cheapest Scio, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Scio, NY to rates for a clean record with top companies.

Annual Scio, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,310 $1,426 $2,522 $1,310
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $1,946 $1,946 $4,251 $1,990
Progressive $2,553 $2,553 $2,804 $2,566
State Farm $3,286 $3,286 $3,597 $3,597
Travelers $2,637 $3,242 $3,287 $3,033
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Scio, NY Car Insurance for Teen Drivers

Teen car insurance in Scio, NY can be expensive. Take a look at rates from the top car insurance companies in Scio for teenagers.

Annual Car Insurance Rates for Teen Drivers in Scio, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,505 $3,613
Liberty Mutual $5,784 $9,380
Nationwide $3,332 $4,941
Progressive $5,139 $5,748
State Farm $6,280 $8,123
Travelers $4,981 $5,881
USAA $6,303 $7,547

Cheapest Scio, NY Car Insurance for Seniors

Take a look at Scio, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Scio, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,191 $1,174
Liberty Mutual $2,805 $2,805
Nationwide $1,843 $1,843
Progressive $1,342 $1,354
State Farm $1,903 $1,903
Travelers $2,016 $2,175
USAA $1,437 $1,445

Cheapest Scio, NY Car Insurance Rates After a DUI

A DUI in Scio, NY increases car insurance rates. Compare Scio, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Scio, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
GEICO $2,522
Liberty Mutual $6,496
Nationwide $4,251
Progressive $2,804
State Farm $3,597
Travelers $3,287
USAA $3,931

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Cheapest Scio, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Scio, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Scio, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,594 $1,690
Liberty Mutual $4,012 $4,243
Nationwide $2,533 $2,533
Progressive $2,619 $2,619
State Farm $3,320 $3,563
Travelers $3,050 $3,050
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Scio, NY

Take a look at a side-by-side comparison of the top car insurance companies in Scio, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Scio, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,642
Liberty Mutual $4,128
Nationwide $2,533
Progressive $2,619
State Farm $3,442
Travelers $3,050
USAA $3,027

Category Winners: Cheapest Car Insurance in Scio, New York

Find the cheapest car insurance companies in Scio, NY for each category right here.

Best Annual Car Insurance Rates by Company in Scio, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Scio, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Scio car insurance rates. Find the cheapest Scio, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Scio, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,564 $1,636 $1,726
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,402 $2,514 $2,685
Progressive $2,510 $2,607 $2,739
State Farm $3,283 $3,459 $3,583
Travelers $2,915 $3,024 $3,210
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Scio, New York?

What factors can have an impact on Scio, NY car insurance? There are several reasons why Scio car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Scio, New York.

Commute Time in Scio

The more time you spend in your car the higher the risk of an accident. The average commute length in Scio, NY is 17.4 minutes according to City-Data.

Compare Car Insurance Quotes in Scio, NY

Ready to find affordable Scio, New York car insurance today? Enter your ZIP code for fast, free Scio, NY car insurance quotes.

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