Compare Scotia, NE Car Insurance Rates (2021)

Car insurance in Scotia, NE averages $277 a month. Scotia, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Scotia car insurance rates, compare quotes from the top car insurance companies in Scotia, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Scotia, NE after a DUI are $3,857/year
  • Average car insurance rates in Scotia, NE are $3,321/year
  • The cheapest car insurance company in Scotia is American Family

If you need to buy Scotia, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Scotia, NE is right here.

You’ll find Scotia car insurance rates, the cheapest Scotia, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Scotia, Nebraska car insurance rates to Lincoln car insurance rates, Fremont car insurance rates, and Hastings car insurance rates.

Ready to find affordable Scotia, NE car insurance today? Enter your ZIP code for fast, free Scotia car insurance quotes.

Cheapest Scotia, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Scotia, NE car insurance rates? Every Scotia, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scotia, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,751 $1,751 $1,591 $1,591 $2,895 $4,225 $1,713 $1,849
Farmers $2,220 $2,211 $1,993 $2,098 $8,310 $8,562 $2,502 $2,617
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,190 $3,459 $2,519 $3,064 $13,966 $15,691 $3,339 $3,701
Nationwide $1,780 $1,840 $1,592 $1,707 $4,045 $5,057 $2,043 $2,212
Progressive $2,052 $1,985 $1,680 $1,752 $7,713 $8,702 $2,448 $2,607
State Farm $1,578 $1,578 $1,364 $1,364 $4,001 $5,151 $1,736 $1,963
USAA $1,455 $1,458 $1,311 $1,365 $4,409 $5,308 $1,898 $2,132

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Minimum Car Insurance in Scotia, NE

Every driver must carry the minimum car insurance in Scotia, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Scotia, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Scotia, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Scotia, NE. Compare credit history car insurance rates in Scotia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Scotia, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,902 $1,990 $1,620
Farmers $4,378 $3,619 $3,446
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,830 $5,332 $4,186
Nationwide $3,050 $2,422 $2,131
Progressive $4,160 $3,483 $3,210
State Farm $3,402 $2,040 $1,584
USAA $3,233 $2,176 $1,842

Cheapest Scotia, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Scotia, NE to rates for a clean record with top companies.

Annual Scotia, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,125 $2,309 $2,125 $2,125
Farmers $3,233 $4,133 $4,032 $3,857
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,239 $6,184 $6,700 $6,341
Nationwide $1,795 $2,596 $3,710 $2,036
Progressive $3,078 $4,500 $3,443 $3,449
State Farm $2,196 $2,487 $2,342 $2,342
USAA $1,838 $2,304 $3,444 $2,081

Cheapest Scotia, NE Car Insurance for Teen Drivers

Teen car insurance in Scotia, NE can be expensive. Take a look at rates from the top car insurance companies in Scotia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Scotia, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,895 $4,225
Farmers $8,310 $8,562
GEICO $6,043 $7,918
Liberty Mutual $13,966 $15,691
Nationwide $4,045 $5,057
Progressive $7,713 $8,702
State Farm $4,001 $5,151
USAA $4,409 $5,308

Cheapest Scotia, NE Car Insurance for Seniors

Take a look at Scotia, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Scotia, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,591 $1,591
Farmers $1,993 $2,098
GEICO $2,841 $2,734
Liberty Mutual $2,519 $3,064
Nationwide $1,592 $1,707
Progressive $1,680 $1,752
State Farm $1,364 $1,364
USAA $1,311 $1,365

Cheapest Scotia, NE Car Insurance Rates After a DUI

A DUI in Scotia, NE increases car insurance rates. Compare Scotia, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Scotia, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,125
Farmers $4,032
GEICO $5,286
Liberty Mutual $6,700
Nationwide $3,710
Progressive $3,443
State Farm $2,342
USAA $3,444

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Cheapest Scotia, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Scotia, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Scotia, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,153 $2,189
Farmers $3,814 $3,814
GEICO $3,746 $3,863
Liberty Mutual $6,116 $6,116
Nationwide $2,534 $2,534
Progressive $3,617 $3,617
State Farm $2,281 $2,403
USAA $2,388 $2,445

The Best Cheap Car Insurance Companies in Scotia, NE

Take a look at a side-by-side comparison of the top car insurance companies in Scotia, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Scotia, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,171
Farmers $3,814
GEICO $3,805
Liberty Mutual $6,116
Nationwide $2,534
Progressive $3,617
State Farm $2,342
USAA $2,417

Category Winners: Cheapest Car Insurance in Scotia, Nebraska

Find the cheapest car insurance companies in Scotia, NE for each category right here.

Best Annual Car Insurance Rates by Company in Scotia, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Scotia, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Scotia car insurance rates. Find the cheapest Scotia, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Scotia, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,156 $2,235 $2,121
Farmers $3,655 $3,761 $4,027
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,939 $6,081 $6,328
Nationwide $2,579 $2,523 $2,502
Progressive $3,425 $3,606 $3,821
State Farm $2,261 $2,338 $2,426
USAA $2,345 $2,414 $2,492

What affects car insurance rates in Scotia, Nebraska?

What factors can have an impact on Scotia, NE car insurance? There are several reasons why Scotia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Scotia, Nebraska.

Commute Time in Scotia

The more time you spend in your car the higher the risk of an accident. The average commute length in Scotia, NE is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Scotia, NE

Ready to find affordable Scotia, Nebraska car insurance today? Enter your ZIP code for fast, free Scotia, NE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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