Compare Scotland, AR Car Insurance Rates (2021)

Car insurance in Scotland, AR averages $332 a month. Scotland, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Scotland car insurance rates, compare quotes from the top car insurance companies in Scotland, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Scotland for teen drivers is USAA
  • Average car insurance rates in Scotland, AR after a DUI are $4,772/year
  • Average car insurance rates in Scotland, AR are $3,982/year

If you need to buy Scotland, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Scotland, AR is right here.

You’ll find Scotland car insurance rates, the cheapest Scotland, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Scotland, Arkansas car insurance rates to Jonesboro car insurance rates, Conway car insurance rates, and Fayetteville car insurance rates.

Ready to find affordable Scotland, AR car insurance today? Enter your ZIP code for fast, free Scotland car insurance quotes.

Cheapest Scotland, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Scotland, AR car insurance rates? Every Scotland, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scotland, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,900 $2,554 $2,733 $10,299 $12,333 $3,186 $3,471
Farmers $2,232 $2,223 $1,996 $2,099 $9,283 $9,621 $2,551 $2,685
GEICO $2,470 $2,441 $2,277 $2,214 $6,486 $6,498 $2,432 $2,466
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,447 $2,493 $2,200 $2,323 $5,904 $7,513 $2,798 $3,014
Progressive $2,875 $2,732 $2,364 $2,467 $11,959 $13,479 $3,440 $3,714
State Farm $1,776 $1,776 $1,578 $1,578 $5,003 $6,294 $1,998 $2,295
Travelers $2,100 $2,141 $2,070 $2,076 $12,080 $19,337 $2,246 $2,608
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

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Minimum Car Insurance in Scotland, AR

Every driver must carry the minimum car insurance in Scotland, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Scotland, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Scotland, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Scotland, AR. Compare credit history car insurance rates in Scotland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Scotland, Arkansas

Insurance Company Poor Fair Good
Allstate $6,342 $4,850 $3,938
Farmers $4,651 $3,896 $3,712
GEICO $4,085 $3,359 $2,787
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,412 $3,110
Progressive $6,111 $5,197 $4,828
State Farm $4,038 $2,431 $1,893
Travelers $6,408 $5,345 $4,994
USAA $2,745 $1,873 $1,596

Cheapest Scotland, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Scotland, AR to rates for a clean record with top companies.

Annual Scotland, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $5,233 $5,803 $4,970
Farmers $3,458 $4,426 $4,323 $4,139
GEICO $2,316 $3,550 $5,285 $2,492
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,798 $3,605 $4,866 $3,077
Progressive $4,640 $6,431 $4,874 $5,570
State Farm $2,566 $3,008 $2,787 $2,787
Travelers $4,680 $4,834 $7,071 $5,745
USAA $1,595 $2,017 $2,905 $1,769

Cheapest Scotland, AR Car Insurance for Teen Drivers

Teen car insurance in Scotland, AR can be expensive. Take a look at rates from the top car insurance companies in Scotland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Scotland, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $12,333
Farmers $9,283 $9,621
GEICO $6,486 $6,498
Liberty Mutual $7,960 $8,744
Nationwide $5,904 $7,513
Progressive $11,959 $13,479
State Farm $5,003 $6,294
Travelers $12,080 $19,337
USAA $3,985 $4,179

Cheapest Scotland, AR Car Insurance for Seniors

Take a look at Scotland, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Scotland, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,733
Farmers $1,996 $2,099
GEICO $2,277 $2,214
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,323
Progressive $2,364 $2,467
State Farm $1,578 $1,578
Travelers $2,070 $2,076
USAA $1,191 $1,201

Cheapest Scotland, AR Car Insurance Rates After a DUI

A DUI in Scotland, AR increases car insurance rates. Compare Scotland, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Scotland, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,803
Farmers $4,323
GEICO $5,285
Liberty Mutual $5,036
Nationwide $4,866
Progressive $4,874
State Farm $2,787
Travelers $7,071
USAA $2,905

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Cheapest Scotland, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Scotland, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Scotland, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,044 $5,044
Farmers $4,086 $4,086
GEICO $3,386 $3,435
Liberty Mutual $3,892 $3,892
Nationwide $3,587 $3,587
Progressive $5,379 $5,379
State Farm $2,722 $2,852
Travelers $5,582 $5,582
USAA $2,012 $2,130

The Best Cheap Car Insurance Companies in Scotland, AR

Take a look at a side-by-side comparison of the top car insurance companies in Scotland, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Scotland, Arkansas

Insurance Company Average Annual Rates
Allstate $5,044
Farmers $4,086
GEICO $3,411
Liberty Mutual $3,892
Nationwide $3,587
Progressive $5,379
State Farm $2,787
Travelers $5,582
USAA $2,071

Category Winners: Cheapest Car Insurance in Scotland, Arkansas

Find the cheapest car insurance companies in Scotland, AR for each category right here.

Best Annual Car Insurance Rates by Company in Scotland, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Scotland, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Scotland car insurance rates. Find the cheapest Scotland, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Scotland, Arkansas

Insurance Company Low Medium High
Allstate $4,913 $5,041 $5,177
Farmers $3,883 $4,044 $4,332
GEICO $3,275 $3,410 $3,547
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,610 $3,515 $3,635
Progressive $4,964 $5,295 $5,877
State Farm $2,668 $2,784 $2,910
Travelers $5,347 $5,599 $5,802
USAA $1,988 $2,064 $2,162

Compare Car Insurance Quotes in Scotland, AR

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Average Monthly Car Insurance Rates by State