Compare Scott City, KS Car Insurance Rates (2021)

Car insurance in Scott City, KS averages $303 a month. Scott City, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Scott City car insurance rates, compare quotes from the top car insurance companies in Scott City, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Scott City, KS are $3,630/year
  • Average car insurance rates in Scott City, KS after a DUI are $4,372/year
  • The cheapest car insurance company in Scott City is American Family

If you need to buy Scott City, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Scott City, KS is right here.

You’ll find Scott City car insurance rates, the cheapest Scott City, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Scott City, Kansas car insurance rates to Lawrence car insurance rates, Shawnee car insurance rates, and Salina car insurance rates.

Ready to find affordable Scott City, KS car insurance today? Enter your ZIP code for fast, free Scott City car insurance quotes.

Cheapest Scott City, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Scott City, KS car insurance rates? Every Scott City, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scott City, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,726 $1,726 $1,556 $1,556 $3,218 $3,836 $1,726 $1,926
Farmers $2,792 $2,785 $2,502 $2,602 $7,157 $7,425 $3,125 $3,298
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,992 $2,067 $1,762 $1,914 $3,880 $4,792 $2,287 $2,447
Progressive $2,824 $2,749 $2,287 $2,358 $9,371 $10,641 $3,347 $3,568
State Farm $2,087 $2,087 $1,787 $1,787 $4,949 $6,390 $2,332 $2,600
Travelers $2,285 $2,335 $2,186 $2,226 $8,885 $13,943 $2,330 $2,817
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Scott City, KS

Every driver must carry the minimum car insurance in Scott City, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Scott City, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Scott City, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Scott City, KS. Compare credit history car insurance rates in Scott City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Scott City, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,815 $2,001 $1,660
Farmers $4,675 $3,706 $3,501
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,950 $2,575 $2,403
Progressive $5,392 $4,452 $4,085
State Farm $4,372 $2,612 $2,023
Travelers $5,364 $4,343 $4,170
USAA $3,553 $2,300 $1,879

Cheapest Scott City, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Scott City, KS to rates for a clean record with top companies.

Annual Scott City, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,121 $2,271 $2,121 $2,121
Farmers $3,356 $4,284 $4,177 $4,026
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,959 $2,265 $4,088 $2,259
Progressive $4,301 $4,995 $4,469 $4,807
State Farm $2,826 $3,178 $3,002 $3,002
Travelers $3,419 $4,408 $6,019 $4,657
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Scott City, KS Car Insurance for Teen Drivers

Teen car insurance in Scott City, KS can be expensive. Take a look at rates from the top car insurance companies in Scott City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Scott City, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,218 $3,836
Farmers $7,157 $7,425
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,880 $4,792
Progressive $9,371 $10,641
State Farm $4,949 $6,390
Travelers $8,885 $13,943
USAA $4,983 $5,299

Cheapest Scott City, KS Car Insurance for Seniors

Take a look at Scott City, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Scott City, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,556 $1,556
Farmers $2,502 $2,602
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,762 $1,914
Progressive $2,287 $2,358
State Farm $1,787 $1,787
Travelers $2,186 $2,226
USAA $1,424 $1,461

Cheapest Scott City, KS Car Insurance Rates After a DUI

A DUI in Scott City, KS increases car insurance rates. Compare Scott City, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Scott City, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,176
American Family $2,121
Farmers $4,177
GEICO $6,215
Liberty Mutual $5,741
Nationwide $4,088
Progressive $4,469
State Farm $3,002
Travelers $6,019
USAA $3,713

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Cheapest Scott City, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Scott City, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Scott City, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,130 $2,187
Farmers $3,961 $3,961
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,643 $2,643
Progressive $4,643 $4,643
State Farm $2,928 $3,076
Travelers $4,626 $4,626
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Scott City, KS

Take a look at a side-by-side comparison of the top car insurance companies in Scott City, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Scott City, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,159
Farmers $3,961
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,643
Progressive $4,643
State Farm $3,002
Travelers $4,626
USAA $2,577

Category Winners: Cheapest Car Insurance in Scott City, Kansas

Find the cheapest car insurance companies in Scott City, KS for each category right here.

Best Annual Car Insurance Rates by Company in Scott City, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Scott City, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Scott City car insurance rates. Find the cheapest Scott City, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Scott City, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,190 $2,268 $2,018
Farmers $3,813 $3,941 $4,128
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,794 $2,612 $2,521
Progressive $4,453 $4,613 $4,863
State Farm $2,919 $3,009 $3,079
Travelers $4,412 $4,632 $4,834
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Scott City, Kansas?

What factors can have an impact on Scott City, KS car insurance? There are several reasons why Scott City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Scott City, Kansas.

Car Theft in Scott City

High levels of vehicle theft can make car insurance more expensive. Scott City, KS car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Scott City

The more time you spend in your car the higher the risk of an accident. The average commute length in Scott City, KS is 12.2 minutes according to City-Data.

Compare Car Insurance Quotes in Scott City, KS

Ready to find affordable Scott City, Kansas car insurance today? Enter your ZIP code for fast, free Scott City, KS car insurance quotes.

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