Compare Scranton, PA Car Insurance Rates (2021)

Car insurance in Scranton, PA averages $336 a month. Scranton, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Scranton car insurance rates, compare quotes from the top car insurance companies in Scranton, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest ZIP code in Scranton is 18508
  • Average car insurance rates in Scranton, PA are $4,032/year
  • The cheapest car insurance company in Scranton is USAA

If you need to buy Scranton, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Scranton, PA is right here.

You’ll find Scranton car insurance rates, the cheapest Scranton, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Scranton, Pennsylvania car insurance rates to Lancaster car insurance rates, Erie car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Scranton, PA car insurance today? Enter your ZIP code for fast, free Scranton car insurance quotes.

Cheapest Scranton, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Scranton, PA car insurance rates? Every Scranton, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scranton, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,398 $2,398 $2,226 $2,226 $8,093 $8,093 $2,620 $2,620
GEICO $1,988 $1,720 $1,905 $1,650 $4,994 $4,332 $1,984 $1,717
Liberty Mutual $3,749 $3,749 $3,437 $3,437 $10,877 $10,877 $4,750 $4,750
Nationwide $1,796 $1,796 $1,706 $1,706 $5,022 $5,022 $2,012 $2,012
Progressive $2,819 $2,819 $2,521 $2,521 $9,210 $9,210 $3,572 $3,572
State Farm $1,766 $1,766 $1,571 $1,571 $6,445 $6,445 $1,956 $1,956
Travelers $1,771 $1,771 $1,929 $1,929 $27,475 $27,475 $2,110 $2,110
USAA $1,128 $1,128 $1,022 $1,022 $3,417 $3,417 $1,492 $1,492

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Scranton, PA

Every driver must carry the minimum car insurance in Scranton, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Scranton, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Scranton, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Scranton, PA. Compare credit history car insurance rates in Scranton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Scranton, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,905 $3,654 $2,943
GEICO $3,806 $2,145 $1,657
Liberty Mutual $7,277 $5,221 $4,612
Nationwide $3,091 $2,544 $2,267
Progressive $5,992 $4,215 $3,384
State Farm $4,172 $2,588 $2,045
Travelers $9,039 $8,189 $7,735
USAA $2,206 $1,638 $1,450

Cheapest Scranton, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Scranton, PA to rates for a clean record with top companies.

Annual Scranton, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,669 $4,328 $3,669 $3,669
GEICO $1,862 $3,226 $2,492 $2,566
Liberty Mutual $5,182 $5,983 $5,824 $5,824
Nationwide $1,918 $2,551 $3,525 $2,543
Progressive $4,096 $5,694 $4,224 $4,108
State Farm $2,669 $3,200 $2,935 $2,935
Travelers $5,862 $8,386 $10,652 $8,386
USAA $1,420 $1,963 $2,090 $1,586

Cheapest Scranton, PA Car Insurance for Teen Drivers

Teen car insurance in Scranton, PA can be expensive. Take a look at rates from the top car insurance companies in Scranton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Scranton, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,093 $8,093
GEICO $4,994 $4,332
Liberty Mutual $10,877 $10,877
Nationwide $5,022 $5,022
Progressive $9,210 $9,210
State Farm $6,445 $6,445
Travelers $27,475 $27,475
USAA $3,417 $3,417

Cheapest Scranton, PA Car Insurance for Seniors

Take a look at Scranton, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Scranton, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,226 $2,226
GEICO $1,905 $1,650
Liberty Mutual $3,437 $3,437
Nationwide $1,706 $1,706
Progressive $2,521 $2,521
State Farm $1,571 $1,571
Travelers $1,929 $1,929
USAA $1,022 $1,022

Cheapest Scranton, PA Car Insurance Rates After a DUI

A DUI in Scranton, PA increases car insurance rates. Compare Scranton, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Scranton, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,669
GEICO $2,492
Liberty Mutual $5,824
Nationwide $3,525
Progressive $4,224
State Farm $2,935
Travelers $10,652
USAA $2,090

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Scranton, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Scranton, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Scranton, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,756 $3,912
GEICO $2,497 $2,575
Liberty Mutual $5,558 $5,849
Nationwide $2,634 $2,634
Progressive $4,531 $4,531
State Farm $2,848 $3,021
Travelers $8,321 $8,321
USAA $1,714 $1,815

Cheapest Scranton, PA Car Insurance Rates by ZIP Code

Scranton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Scranton, PA.

Annual Car Insurance Rates by ZIP Code in Scranton, Pennsylvania

ZIP Code Average Annual Rates
18503 $4,927
18504 $4,857
18505 $5,013
18508 $4,857
18509 $4,973
18510 $5,029
18515 $5,591

The Best Cheap Car Insurance Companies in Scranton, PA

Take a look at a side-by-side comparison of the top car insurance companies in Scranton, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Scranton, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,834
GEICO $2,536
Liberty Mutual $5,703
Nationwide $2,634
Progressive $4,531
State Farm $2,935
Travelers $8,321
USAA $1,765

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Scranton, Pennsylvania

Find the cheapest car insurance companies in Scranton, PA for each category right here.

Best Annual Car Insurance Rates by Company in Scranton, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Scranton, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Scranton car insurance rates. Find the cheapest Scranton, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Scranton, Pennsylvania

Insurance Company Low Medium High
Allstate $3,639 $3,860 $4,003
GEICO $2,272 $2,564 $2,773
Liberty Mutual $5,415 $5,748 $5,948
Nationwide $2,602 $2,669 $2,632
Progressive $4,074 $4,564 $4,954
State Farm $2,713 $2,979 $3,112
Travelers $8,205 $8,356 $8,403
USAA $1,629 $1,782 $1,883

What affects car insurance rates in Scranton, Pennsylvania?

What factors can have an impact on Scranton, PA car insurance? There are several reasons why Scranton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Scranton, Pennsylvania.

Commute Time in Scranton

The more time you spend in your car the higher the risk of an accident. The average commute length in Scranton, PA is 20.1 minutes according to City-Data.

Traffic in Scranton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Scranton, PA traffic data from INRIX ranks Scranton as the 974th-most congested in the world.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Scranton, PA

Ready to find affordable Scranton, Pennsylvania car insurance today? Enter your ZIP code for fast, free Scranton, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption