Compare Sea Cliff, NY Car Insurance Rates (2021)

Car insurance in Sea Cliff, NY averages $513 a month. Sea Cliff, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sea Cliff car insurance rates, compare quotes from the top car insurance companies in Sea Cliff, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sea Cliff, NY are $6,158/year
  • Average car insurance rates in Sea Cliff, NY after a DUI are $8,274/year
  • The cheapest car insurance company in Sea Cliff is GEICO

If you need to buy Sea Cliff, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Sea Cliff, NY is right here.

You’ll find Sea Cliff car insurance rates, the cheapest Sea Cliff, NY car insurance companies, and information on New York car insurance laws. You can also compare Sea Cliff, New York car insurance rates to Mount Vernon car insurance rates, Buffalo car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Sea Cliff, NY car insurance today? Enter your ZIP code for fast, free Sea Cliff car insurance quotes.

Cheapest Sea Cliff, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sea Cliff, NY car insurance rates? Every Sea Cliff, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sea Cliff, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,175 $3,858 $3,957 $4,005 $12,758 $13,643 $3,986 $3,974
GEICO $2,296 $2,213 $2,238 $2,205 $4,996 $7,437 $2,064 $2,130
Liberty Mutual $5,889 $5,889 $5,485 $5,485 $11,552 $16,683 $5,889 $6,249
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $4,034 $3,632 $3,114 $3,193 $13,792 $15,031 $5,099 $4,772
State Farm $3,843 $3,843 $3,375 $3,375 $11,439 $14,095 $4,251 $4,496
Travelers $4,923 $4,873 $4,545 $4,803 $12,021 $14,417 $5,183 $5,321
USAA $2,517 $2,472 $2,298 $2,295 $10,343 $12,243 $3,234 $3,579

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Minimum Car Insurance in Sea Cliff, NY

Every driver must carry the minimum car insurance in Sea Cliff, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Sea Cliff, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sea Cliff, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sea Cliff, NY. Compare credit history car insurance rates in Sea Cliff from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sea Cliff, New York

Insurance Company Poor Fair Good
Allstate $9,171 $5,245 $4,468
GEICO $4,008 $2,943 $2,642
Liberty Mutual $11,053 $7,219 $5,399
Nationwide $7,325 $7,325 $7,325
Progressive $10,743 $5,241 $3,766
State Farm $8,598 $5,392 $4,279
Travelers $9,870 $6,019 $5,143
USAA $7,449 $3,811 $3,358

Cheapest Sea Cliff, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sea Cliff, NY to rates for a clean record with top companies.

Annual Sea Cliff, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,267 $5,267 $7,890 $6,754
GEICO $2,468 $2,692 $5,162 $2,468
Liberty Mutual $6,210 $6,210 $12,931 $6,210
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $6,386 $6,386 $7,127 $6,434
State Farm $5,784 $5,784 $6,396 $6,396
Travelers $5,902 $7,531 $7,639 $6,971
USAA $4,332 $4,404 $6,351 $4,404

Cheapest Sea Cliff, NY Car Insurance for Teen Drivers

Teen car insurance in Sea Cliff, NY can be expensive. Take a look at rates from the top car insurance companies in Sea Cliff for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sea Cliff, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,758 $13,643
GEICO $4,996 $7,437
Liberty Mutual $11,552 $16,683
Nationwide $10,129 $15,322
Progressive $13,792 $15,031
State Farm $11,439 $14,095
Travelers $12,021 $14,417
USAA $10,343 $12,243

Cheapest Sea Cliff, NY Car Insurance for Seniors

Take a look at Sea Cliff, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sea Cliff, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,957 $4,005
GEICO $2,238 $2,205
Liberty Mutual $5,485 $5,485
Nationwide $5,034 $5,034
Progressive $3,114 $3,193
State Farm $3,375 $3,375
Travelers $4,545 $4,803
USAA $2,298 $2,295

Cheapest Sea Cliff, NY Car Insurance Rates After a DUI

A DUI in Sea Cliff, NY increases car insurance rates. Compare Sea Cliff, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sea Cliff, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,890
GEICO $5,162
Liberty Mutual $12,931
Nationwide $12,697
Progressive $7,127
State Farm $6,396
Travelers $7,639
USAA $6,351

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Cheapest Sea Cliff, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sea Cliff, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sea Cliff, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,205 $6,384
GEICO $3,101 $3,293
Liberty Mutual $7,662 $8,119
Nationwide $7,325 $7,325
Progressive $6,583 $6,583
State Farm $5,869 $6,310
Travelers $7,011 $7,011
USAA $4,823 $4,922

The Best Cheap Car Insurance Companies in Sea Cliff, NY

Take a look at a side-by-side comparison of the top car insurance companies in Sea Cliff, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sea Cliff, New York

Insurance Company Average Annual Rates
Allstate $6,294
GEICO $3,197
Liberty Mutual $7,890
Nationwide $7,325
Progressive $6,583
State Farm $6,090
Travelers $7,011
USAA $4,873

Category Winners: Cheapest Car Insurance in Sea Cliff, New York

Find the cheapest car insurance companies in Sea Cliff, NY for each category right here.

Best Annual Car Insurance Rates by Company in Sea Cliff, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Sea Cliff, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sea Cliff car insurance rates. Find the cheapest Sea Cliff, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sea Cliff, New York

Insurance Company Low Medium High
Allstate $5,809 $6,263 $6,812
GEICO $3,001 $3,185 $3,405
Liberty Mutual $7,458 $7,867 $8,346
Nationwide $6,783 $7,248 $7,945
Progressive $6,171 $6,532 $7,047
State Farm $5,691 $6,135 $6,443
Travelers $6,522 $6,908 $7,603
USAA $4,682 $4,838 $5,098

What affects car insurance rates in Sea Cliff, New York?

What factors can have an impact on Sea Cliff, NY car insurance? There are several reasons why Sea Cliff car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sea Cliff, New York.

Commute Time in Sea Cliff

The more time you spend in your car the higher the risk of an accident. The average commute length in Sea Cliff, NY is 33.7 minutes according to City-Data.

Compare Car Insurance Quotes in Sea Cliff, NY

Ready to find affordable Sea Cliff, New York car insurance today? Enter your ZIP code for fast, free Sea Cliff, NY car insurance quotes.

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