Compare Sea Ranch, CA Car Insurance Rates (2021)

Car insurance in Sea Ranch, CA averages $268 a month. Sea Ranch, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Sea Ranch car insurance rates, compare quotes from the top car insurance companies in Sea Ranch, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sea Ranch for teen drivers is USAA
  • Average car insurance rates in Sea Ranch, CA after a DUI are $4,500/year
  • Average car insurance rates in Sea Ranch, CA are $3,213/year

If you need to buy Sea Ranch, California car insurance, the options can be confusing. Everything you need to know about car insurance in Sea Ranch, CA is right here.

You’ll find Sea Ranch car insurance rates, the cheapest Sea Ranch, CA car insurance companies, and information on California car insurance laws. You can also compare Sea Ranch, California car insurance rates to Sacramento car insurance rates, Long Beach car insurance rates, and Oakland car insurance rates.

Ready to find affordable Sea Ranch, CA car insurance today? Enter your ZIP code for fast, free Sea Ranch car insurance quotes.

Cheapest Sea Ranch, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sea Ranch, CA car insurance rates? Every Sea Ranch, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sea Ranch, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,510 $1,833 $1,855 $6,989 $8,788 $3,225 $3,549
Farmers $2,233 $2,233 $2,000 $2,000 $7,143 $11,810 $2,647 $2,947
GEICO $1,620 $1,622 $1,524 $1,524 $4,942 $5,038 $2,329 $2,386
Liberty Mutual $2,256 $2,141 $2,091 $2,028 $4,924 $5,227 $2,550 $2,566
Nationwide $2,551 $2,438 $2,226 $2,102 $6,420 $7,080 $3,032 $3,005
Progressive $1,568 $1,618 $1,303 $1,562 $4,082 $4,968 $2,236 $2,411
State Farm $3,051 $3,051 $2,726 $2,726 $5,584 $6,899 $3,380 $3,489
Travelers $2,253 $2,191 $1,989 $1,966 $4,513 $5,246 $2,929 $2,873
USAA $1,692 $1,606 $1,652 $1,663 $3,800 $3,835 $2,350 $2,225

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Minimum Car Insurance in Sea Ranch, CA

Every driver must carry the minimum car insurance in Sea Ranch, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Sea Ranch, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Sea Ranch, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sea Ranch, CA to rates for a clean record with top companies.

Annual Sea Ranch, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,356 $3,973 $6,209 $3,090
Farmers $3,044 $4,151 $5,184 $4,127
GEICO $1,835 $2,830 $3,551 $2,276
Liberty Mutual $2,580 $3,458 $3,120 $2,734
Nationwide $2,524 $3,228 $5,448 $3,228
Progressive $1,627 $2,735 $3,177 $2,335
State Farm $2,754 $3,286 $6,215 $3,198
Travelers $2,023 $3,235 $3,790 $2,932
USAA $1,566 $2,322 $3,807 $1,715

Cheapest Sea Ranch, CA Car Insurance for Teen Drivers

Teen car insurance in Sea Ranch, CA can be expensive. Take a look at rates from the top car insurance companies in Sea Ranch for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sea Ranch, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,989 $8,788
Farmers $7,143 $11,810
GEICO $4,942 $5,038
Liberty Mutual $4,924 $5,227
Nationwide $6,420 $7,080
Progressive $4,082 $4,968
State Farm $5,584 $6,899
Travelers $4,513 $5,246
USAA $3,800 $3,835

Cheapest Sea Ranch, CA Car Insurance for Seniors

Take a look at Sea Ranch, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sea Ranch, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,833 $1,855
Farmers $2,000 $2,000
GEICO $1,524 $1,524
Liberty Mutual $2,091 $2,028
Nationwide $2,226 $2,102
Progressive $1,303 $1,562
State Farm $2,726 $2,726
Travelers $1,989 $1,966
USAA $1,652 $1,663

Cheapest Sea Ranch, CA Car Insurance Rates After a DUI

A DUI in Sea Ranch, CA increases car insurance rates. Compare Sea Ranch, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sea Ranch, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,209
Farmers $5,184
GEICO $3,551
Liberty Mutual $3,120
Nationwide $5,448
Progressive $3,177
State Farm $6,215
Travelers $3,790
USAA $3,807

Cheapest Sea Ranch, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sea Ranch, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sea Ranch, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,530 $4,284
Farmers $3,746 $4,507
GEICO $2,383 $2,863
Liberty Mutual $2,729 $3,216
Nationwide $3,186 $4,027
Progressive $2,242 $2,695
State Farm $3,726 $4,001
Travelers $2,695 $3,295
USAA $2,170 $2,535

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The Best Cheap Car Insurance Companies in Sea Ranch, CA

Take a look at a side-by-side comparison of the top car insurance companies in Sea Ranch, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sea Ranch, California

Insurance Company Average Annual Rates
Allstate $3,907
Farmers $4,126
GEICO $2,623
Liberty Mutual $2,973
Nationwide $3,607
Progressive $2,468
State Farm $3,863
Travelers $2,995
USAA $2,353

Category Winners: Cheapest Car Insurance in Sea Ranch, California

Find the cheapest car insurance companies in Sea Ranch, CA for each category right here.

Best Annual Car Insurance Rates by Company in Sea Ranch, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Sea Ranch, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sea Ranch car insurance rates. Find the cheapest Sea Ranch, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sea Ranch, California

Insurance Company Low Medium High
Allstate $3,717 $3,938 $4,066
Farmers $3,884 $4,153 $4,342
GEICO $2,412 $2,650 $2,808
Liberty Mutual $2,785 $2,997 $3,136
Nationwide $3,268 $3,662 $3,889
Progressive $2,289 $2,526 $2,591
State Farm $3,555 $3,915 $4,120
Travelers $2,685 $3,059 $3,240
USAA $2,167 $2,391 $2,499

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What affects car insurance rates in Sea Ranch, California?

What factors can have an impact on Sea Ranch, CA car insurance? There are several reasons why Sea Ranch car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sea Ranch, California.

Commute Time in Sea Ranch

The more time you spend in your car the higher the risk of an accident. The average commute length in Sea Ranch, CA is 31.5 minutes according to City-Data.

Compare Car Insurance Quotes in Sea Ranch, CA

Ready to find affordable Sea Ranch, California car insurance today? Enter your ZIP code for fast, free Sea Ranch, CA car insurance quotes.

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