Compare Seal Beach, CA Car Insurance Rates (2021)

Car insurance in Seal Beach, CA averages $298 a month. Seal Beach, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Seal Beach car insurance rates, compare quotes from the top car insurance companies in Seal Beach, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Seal Beach is Progressive
  • Average car insurance rates in Seal Beach, CA are $3,579/year
  • The cheapest car insurance company in Seal Beach for teen drivers is USAA

If you need to buy Seal Beach, California car insurance, the options can be confusing. Everything you need to know about car insurance in Seal Beach, CA is right here.

You’ll find Seal Beach car insurance rates, the cheapest Seal Beach, CA car insurance companies, and information on California car insurance laws. You can also compare Seal Beach, California car insurance rates to Long Beach car insurance rates, Los Angeles car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Seal Beach, CA car insurance today? Enter your ZIP code for fast, free Seal Beach car insurance quotes.

Cheapest Seal Beach, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Seal Beach, CA car insurance rates? Every Seal Beach, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Seal Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,830 $2,819 $2,076 $2,075 $7,905 $9,909 $3,554 $3,843
Farmers $2,601 $2,601 $2,370 $2,370 $8,273 $13,403 $3,083 $3,436
GEICO $1,660 $1,660 $1,561 $1,561 $5,053 $5,132 $2,384 $2,433
Liberty Mutual $2,317 $2,182 $2,172 $2,099 $5,049 $5,412 $2,597 $2,634
Nationwide $3,208 $3,055 $2,831 $2,662 $8,273 $9,123 $3,839 $3,774
Progressive $1,634 $1,682 $1,399 $1,656 $4,399 $5,291 $2,357 $2,534
State Farm $3,244 $3,244 $2,901 $2,901 $6,043 $7,526 $3,592 $3,699
Travelers $2,479 $2,391 $2,197 $2,176 $5,233 $5,893 $3,218 $3,141
USAA $1,888 $1,785 $1,845 $1,848 $4,307 $4,329 $2,609 $2,462

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Minimum Car Insurance in Seal Beach, CA

Every driver must carry the minimum car insurance in Seal Beach, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Seal Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Seal Beach, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Seal Beach, CA to rates for a clean record with top companies.

Annual Seal Beach, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,654 $4,408 $6,974 $3,469
Farmers $3,534 $4,805 $5,966 $4,764
GEICO $1,873 $2,898 $3,628 $2,323
Liberty Mutual $2,655 $3,553 $3,209 $2,813
Nationwide $3,207 $4,114 $6,947 $4,114
Progressive $1,714 $2,917 $3,375 $2,469
State Farm $2,962 $3,529 $6,649 $3,435
Travelers $2,213 $3,654 $4,208 $3,289
USAA $1,751 $2,607 $4,260 $1,917

Cheapest Seal Beach, CA Car Insurance for Teen Drivers

Teen car insurance in Seal Beach, CA can be expensive. Take a look at rates from the top car insurance companies in Seal Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Seal Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,905 $9,909
Farmers $8,273 $13,403
GEICO $5,053 $5,132
Liberty Mutual $5,049 $5,412
Nationwide $8,273 $9,123
Progressive $4,399 $5,291
State Farm $6,043 $7,526
Travelers $5,233 $5,893
USAA $4,307 $4,329

Cheapest Seal Beach, CA Car Insurance for Seniors

Take a look at Seal Beach, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Seal Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,075
Farmers $2,370 $2,370
GEICO $1,561 $1,561
Liberty Mutual $2,172 $2,099
Nationwide $2,831 $2,662
Progressive $1,399 $1,656
State Farm $2,901 $2,901
Travelers $2,197 $2,176
USAA $1,845 $1,848

Cheapest Seal Beach, CA Car Insurance Rates After a DUI

A DUI in Seal Beach, CA increases car insurance rates. Compare Seal Beach, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Seal Beach, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,974
Farmers $5,966
GEICO $3,628
Liberty Mutual $3,209
Nationwide $6,947
Progressive $3,375
State Farm $6,649
Travelers $4,208
USAA $4,260

Cheapest Seal Beach, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Seal Beach, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Seal Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,938 $4,815
Farmers $4,324 $5,211
GEICO $2,435 $2,926
Liberty Mutual $2,807 $3,308
Nationwide $4,057 $5,134
Progressive $2,376 $2,862
State Farm $3,990 $4,297
Travelers $3,009 $3,673
USAA $2,428 $2,840

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The Best Cheap Car Insurance Companies in Seal Beach, CA

Take a look at a side-by-side comparison of the top car insurance companies in Seal Beach, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Seal Beach, California

Insurance Company Average Annual Rates
Allstate $4,376
Farmers $4,767
GEICO $2,681
Liberty Mutual $3,058
Nationwide $4,596
Progressive $2,619
State Farm $4,144
Travelers $3,341
USAA $2,634

Category Winners: Cheapest Car Insurance in Seal Beach, California

Find the cheapest car insurance companies in Seal Beach, CA for each category right here.

Best Annual Car Insurance Rates by Company in Seal Beach, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Seal Beach, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Seal Beach car insurance rates. Find the cheapest Seal Beach, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Seal Beach, California

Insurance Company Low Medium High
Allstate $4,092 $4,421 $4,616
Farmers $4,385 $4,810 $5,106
GEICO $2,414 $2,713 $2,915
Liberty Mutual $2,828 $3,087 $3,258
Nationwide $4,083 $4,687 $5,018
Progressive $2,333 $2,703 $2,821
State Farm $3,647 $4,234 $4,550
Travelers $2,845 $3,445 $3,733
USAA $2,383 $2,687 $2,833

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What affects car insurance rates in Seal Beach, California?

What factors can have an impact on Seal Beach, CA car insurance? There are several reasons why Seal Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Seal Beach, California.

Car Theft in Seal Beach

High levels of vehicle theft can make car insurance more expensive. Seal Beach, CA car theft statistics from the FBI indicate 38 vehicle thefts a year.

Commute Time in Seal Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Seal Beach, CA is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Seal Beach, CA

Ready to find affordable Seal Beach, California car insurance today? Enter your ZIP code for fast, free Seal Beach, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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