Compare Searchlight, NV Car Insurance Rates (2021)

Car insurance in Searchlight, NV averages $381 a month. Searchlight, Nevada car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Searchlight car insurance rates, compare quotes from the top car insurance companies in Searchlight, NV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Searchlight for teen drivers is USAA
  • The cheapest car insurance company in Searchlight is USAA
  • Average car insurance rates in Searchlight, NV after a DUI are $5,494/year

If you need to buy Searchlight, Nevada car insurance, the options can be confusing. Everything you need to know about car insurance in Searchlight, NV is right here.

You’ll find Searchlight car insurance rates, the cheapest Searchlight, NV car insurance companies, and information on Nevada car insurance laws. You can also compare Searchlight, Nevada car insurance rates to Boulder City car insurance rates, Fernley car insurance rates, and North Las Vegas car insurance rates.

Ready to find affordable Searchlight, NV car insurance today? Enter your ZIP code for fast, free Searchlight car insurance quotes.

Cheapest Searchlight, NV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Searchlight, NV car insurance rates? Every Searchlight, Nevada car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Searchlight, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,789 $3,744 $3,541 $3,736 $12,556 $15,108 $4,020 $4,205
American Family $3,079 $3,079 $2,739 $2,739 $10,556 $13,828 $3,079 $3,547
Farmers $2,997 $3,080 $2,731 $3,093 $10,051 $10,732 $4,004 $4,010
GEICO $2,638 $2,552 $2,699 $2,758 $6,476 $5,884 $2,604 $2,205
Liberty Mutual $2,759 $2,982 $2,691 $3,031 $12,253 $13,659 $3,117 $3,279
Nationwide $2,242 $2,292 $2,047 $2,168 $5,444 $6,544 $2,657 $2,831
Progressive $1,920 $1,654 $1,681 $1,677 $8,271 $8,964 $2,230 $2,052
State Farm $3,103 $3,103 $2,814 $2,814 $9,641 $12,329 $3,477 $3,886
Travelers $1,985 $2,013 $1,894 $1,888 $10,445 $16,900 $2,197 $2,451
USAA $2,058 $2,019 $1,985 $1,966 $5,405 $6,079 $2,594 $2,750

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Minimum Car Insurance in Searchlight, NV

Every driver must carry the minimum car insurance in Searchlight, NV. Take a look at the Nevada car insurance requirements.

Minimum Required Car Insurance Coverage in Searchlight, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Searchlight, NV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Searchlight, NV. Compare credit history car insurance rates in Searchlight from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Searchlight, Nevada

Insurance Company Poor Fair Good
Allstate $8,298 $5,804 $4,910
American Family $6,593 $5,046 $4,353
Farmers $5,968 $4,789 $4,505
GEICO $4,192 $3,477 $2,762
Liberty Mutual $7,874 $4,790 $3,749
Nationwide $3,875 $3,192 $2,768
Progressive $3,900 $3,498 $3,271
State Farm $9,395 $3,694 $2,349
Travelers $5,442 $4,874 $4,600
USAA $4,425 $2,689 $2,207

Cheapest Searchlight, NV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Searchlight, NV to rates for a clean record with top companies.

Annual Searchlight, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,370 $6,338 $7,579 $6,063
American Family $4,281 $5,938 $6,398 $4,706
Farmers $4,242 $5,403 $5,604 $5,101
GEICO $2,400 $3,882 $4,675 $2,951
Liberty Mutual $4,005 $6,383 $6,426 $5,071
Nationwide $2,638 $3,382 $4,212 $2,881
Progressive $2,970 $4,074 $3,730 $3,450
State Farm $4,674 $5,618 $5,146 $5,146
Travelers $3,555 $5,300 $6,745 $4,286
USAA $2,359 $2,977 $4,428 $2,664

Cheapest Searchlight, NV Car Insurance for Teen Drivers

Teen car insurance in Searchlight, NV can be expensive. Take a look at rates from the top car insurance companies in Searchlight for teenagers.

Annual Car Insurance Rates for Teen Drivers in Searchlight, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,556 $15,108
American Family $10,556 $13,828
Farmers $10,051 $10,732
GEICO $6,476 $5,884
Liberty Mutual $12,253 $13,659
Nationwide $5,444 $6,544
Progressive $8,271 $8,964
State Farm $9,641 $12,329
Travelers $10,445 $16,900
USAA $5,405 $6,079

Cheapest Searchlight, NV Car Insurance for Seniors

Take a look at Searchlight, NV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Searchlight, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,541 $3,736
American Family $2,739 $2,739
Farmers $2,731 $3,093
GEICO $2,699 $2,758
Liberty Mutual $2,691 $3,031
Nationwide $2,047 $2,168
Progressive $1,681 $1,677
State Farm $2,814 $2,814
Travelers $1,894 $1,888
USAA $1,985 $1,966

Cheapest Searchlight, NV Car Insurance Rates After a DUI

A DUI in Searchlight, NV increases car insurance rates. Compare Searchlight, Nevada DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Searchlight, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,579
American Family $6,398
Farmers $5,604
GEICO $4,675
Liberty Mutual $6,426
Nationwide $4,212
Progressive $3,730
State Farm $5,146
Travelers $6,745
USAA $4,428

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Cheapest Searchlight, NV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Searchlight, NV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Searchlight, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,337 $6,337
American Family $5,256 $5,406
Farmers $5,087 $5,087
GEICO $3,415 $3,539
Liberty Mutual $5,471 $5,471
Nationwide $3,278 $3,278
Progressive $3,556 $3,556
State Farm $4,993 $5,299
Travelers $4,972 $4,972
USAA $3,066 $3,148

The Best Cheap Car Insurance Companies in Searchlight, NV

Take a look at a side-by-side comparison of the top car insurance companies in Searchlight, NV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Searchlight, Nevada

Insurance Company Average Annual Rates
Allstate $6,337
American Family $5,331
Farmers $5,087
GEICO $3,477
Liberty Mutual $5,471
Nationwide $3,278
Progressive $3,556
State Farm $5,146
Travelers $4,972
USAA $3,107

Category Winners: Cheapest Car Insurance in Searchlight, Nevada

Find the cheapest car insurance companies in Searchlight, NV for each category right here.

Best Annual Car Insurance Rates by Company in Searchlight, Nevada

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Searchlight, NV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Searchlight car insurance rates. Find the cheapest Searchlight, NV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Searchlight, Nevada

Insurance Company Low Medium High
Allstate $5,305 $6,462 $7,246
American Family $5,056 $5,655 $5,281
Farmers $4,565 $5,025 $5,673
GEICO $3,070 $3,386 $3,975
Liberty Mutual $5,005 $5,407 $6,002
Nationwide $3,197 $3,274 $3,363
Progressive $3,093 $3,424 $4,151
State Farm $4,683 $5,127 $5,627
Travelers $4,511 $4,991 $5,413
USAA $2,729 $3,072 $3,520

What affects car insurance rates in Searchlight, Nevada?

What factors can have an impact on Searchlight, NV car insurance? There are several reasons why Searchlight car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Searchlight, Nevada.

Commute Time in Searchlight

The more time you spend in your car the higher the risk of an accident. The average commute length in Searchlight, NV is 16.4 minutes according to City-Data.

Compare Car Insurance Quotes in Searchlight, NV

Ready to find affordable Searchlight, Nevada car insurance today? Enter your ZIP code for fast, free Searchlight, NV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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