Compare Searles, MN Car Insurance Rates (2021)

Car insurance in Searles, MN averages $340 a month. Searles, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Searles car insurance rates, compare quotes from the top car insurance companies in Searles, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Searles for teen drivers is State Farm
  • The cheapest car insurance company in Searles is State Farm
  • Average car insurance rates in Searles, MN after a DUI are $5,528/year

If you need to buy Searles, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Searles, MN is right here.

You’ll find Searles car insurance rates, the cheapest Searles, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Searles, Minnesota car insurance rates to Woodbury car insurance rates, St. Paul car insurance rates, and Rochester car insurance rates.

Ready to find affordable Searles, MN car insurance today? Enter your ZIP code for fast, free Searles car insurance quotes.

Cheapest Searles, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Searles, MN car insurance rates? Every Searles, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Searles, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,872 $2,872 $2,763 $2,763 $6,548 $9,484 $3,493 $3,668
American Family $2,018 $2,018 $1,830 $1,830 $5,443 $7,901 $2,018 $2,278
Farmers $1,825 $1,821 $1,756 $1,855 $5,178 $5,213 $2,384 $2,318
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,823 $1,831 $1,625 $1,722 $4,678 $5,684 $2,143 $2,228
State Farm $1,312 $1,312 $1,169 $1,169 $2,849 $3,527 $1,526 $1,252
USAA $1,636 $1,631 $1,484 $1,494 $4,214 $4,636 $2,134 $2,282

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Minimum Car Insurance in Searles, MN

Every driver must carry the minimum car insurance in Searles, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Searles, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Searles, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Searles, MN. Compare credit history car insurance rates in Searles from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Searles, Minnesota

Insurance Company Poor Fair Good
Allstate $6,318 $3,425 $3,180
American Family $4,298 $2,878 $2,324
Farmers $3,494 $2,526 $2,361
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,229 $2,609 $2,314
State Farm $2,571 $1,573 $1,148
USAA $3,838 $1,866 $1,613

Cheapest Searles, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Searles, MN to rates for a clean record with top companies.

Annual Searles, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,123 $4,544 $5,465 $4,100
American Family $2,117 $3,882 $4,270 $2,399
Farmers $2,392 $3,014 $3,055 $2,714
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,163 $2,861 $3,286 $2,558
State Farm $1,621 $1,907 $1,764 $1,764
USAA $1,818 $2,300 $3,473 $2,165

Cheapest Searles, MN Car Insurance for Teen Drivers

Teen car insurance in Searles, MN can be expensive. Take a look at rates from the top car insurance companies in Searles for teenagers.

Annual Car Insurance Rates for Teen Drivers in Searles, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,548 $9,484
American Family $5,443 $7,901
Farmers $5,178 $5,213
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,678 $5,684
State Farm $2,849 $3,527
USAA $4,214 $4,636

Cheapest Searles, MN Car Insurance for Seniors

Take a look at Searles, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Searles, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,763 $2,763
American Family $1,830 $1,830
Farmers $1,756 $1,855
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,625 $1,722
State Farm $1,169 $1,169
USAA $1,484 $1,494

Cheapest Searles, MN Car Insurance Rates After a DUI

A DUI in Searles, MN increases car insurance rates. Compare Searles, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Searles, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,465
American Family $4,270
Farmers $3,055
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,286
State Farm $1,764
USAA $3,473

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Cheapest Searles, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Searles, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Searles, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,308 $4,308
American Family $3,130 $3,204
Farmers $2,794 $2,794
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,717 $2,717
State Farm $1,718 $1,811
USAA $2,407 $2,471

The Best Cheap Car Insurance Companies in Searles, MN

Take a look at a side-by-side comparison of the top car insurance companies in Searles, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Searles, Minnesota

Insurance Company Average Annual Rates
Allstate $4,308
American Family $3,167
Farmers $2,794
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,717
State Farm $1,764
USAA $2,439

Category Winners: Cheapest Car Insurance in Searles, Minnesota

Find the cheapest car insurance companies in Searles, MN for each category right here.

Best Annual Car Insurance Rates by Company in Searles, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Searles, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Searles car insurance rates. Find the cheapest Searles, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Searles, Minnesota

Insurance Company Low Medium High
Allstate $4,246 $4,305 $4,373
American Family $3,160 $3,254 $3,086
Farmers $2,690 $2,805 $2,887
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,572 $2,736 $2,843
State Farm $1,695 $1,770 $1,828
USAA $2,373 $2,437 $2,506

What affects car insurance rates in Searles, Minnesota?

What factors can have an impact on Searles, MN car insurance? There are several reasons why Searles car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Searles, Minnesota.

Commute Time in Searles

The more time you spend in your car the higher the risk of an accident. The average commute length in Searles, MN is 18.1 minutes according to City-Data.

Compare Car Insurance Quotes in Searles, MN

Ready to find affordable Searles, Minnesota car insurance today? Enter your ZIP code for fast, free Searles, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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