Compare Searsboro, IA Car Insurance Rates (2021)

Car insurance in Searsboro, IA averages $237 a month. Searsboro, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Searsboro car insurance rates, compare quotes from the top car insurance companies in Searsboro, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Searsboro, IA after a DUI are $3,422/year
  • The cheapest car insurance company in Searsboro for teen drivers is USAA
  • Average car insurance rates in Searsboro, IA are $2,845/year

If you need to buy Searsboro, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Searsboro, IA is right here.

You’ll find Searsboro car insurance rates, the cheapest Searsboro, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Searsboro, Iowa car insurance rates to Waterloo car insurance rates, West Des Moines car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Searsboro, IA car insurance today? Enter your ZIP code for fast, free Searsboro car insurance quotes.

Cheapest Searsboro, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Searsboro, IA car insurance rates? Every Searsboro, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Searsboro, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,939 $1,939 $1,734 $1,734 $5,158 $7,244 $1,939 $2,337
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,005 $2,172 $1,770 $2,150 $10,026 $11,277 $2,271 $2,501
Nationwide $1,649 $1,693 $1,470 $1,569 $3,796 $4,905 $1,867 $2,028
Progressive $1,652 $1,590 $1,363 $1,414 $4,071 $4,596 $1,988 $2,151
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,237 $2,282 $2,183 $2,190 $10,174 $16,245 $2,335 $2,736
USAA $1,147 $1,160 $1,055 $1,075 $3,071 $3,260 $1,373 $1,516

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Minimum Car Insurance in Searsboro, IA

Every driver must carry the minimum car insurance in Searsboro, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Searsboro, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Searsboro, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Searsboro, IA. Compare credit history car insurance rates in Searsboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Searsboro, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,829 $2,814 $2,365
Farmers $2,754 $2,281 $2,160
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,078 $3,771 $2,965
Nationwide $2,881 $2,258 $1,978
Progressive $2,778 $2,246 $2,035
State Farm $3,113 $1,926 $1,519
Travelers $5,665 $4,850 $4,628
USAA $2,242 $1,543 $1,337

Cheapest Searsboro, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Searsboro, IA to rates for a clean record with top companies.

Annual Searsboro, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,168 $3,176 $4,120 $2,549
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,687 $4,571 $4,649 $4,179
Nationwide $1,721 $2,466 $3,356 $1,945
Progressive $1,891 $3,101 $2,052 $2,367
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,675 $4,916 $6,577 $5,023
USAA $1,305 $1,751 $2,274 $1,498

Cheapest Searsboro, IA Car Insurance for Teen Drivers

Teen car insurance in Searsboro, IA can be expensive. Take a look at rates from the top car insurance companies in Searsboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Searsboro, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,158 $7,244
Farmers $4,460 $4,750
GEICO $4,328 $4,022
Liberty Mutual $10,026 $11,277
Nationwide $3,796 $4,905
Progressive $4,071 $4,596
State Farm $3,825 $4,856
Travelers $10,174 $16,245
USAA $3,071 $3,260

Cheapest Searsboro, IA Car Insurance for Seniors

Take a look at Searsboro, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Searsboro, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,734 $1,734
Farmers $1,337 $1,458
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,470 $1,569
Progressive $1,363 $1,414
State Farm $1,254 $1,254
Travelers $2,183 $2,190
USAA $1,055 $1,075

Cheapest Searsboro, IA Car Insurance Rates After a DUI

A DUI in Searsboro, IA increases car insurance rates. Compare Searsboro, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Searsboro, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $4,120
Farmers $2,574
GEICO $3,206
Liberty Mutual $4,649
Nationwide $3,356
Progressive $2,052
State Farm $2,186
Travelers $6,577
USAA $2,274

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Cheapest Searsboro, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Searsboro, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Searsboro, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,968 $3,038
Farmers $2,398 $2,398
GEICO $2,294 $2,387
Liberty Mutual $4,271 $4,271
Nationwide $2,372 $2,372
Progressive $2,353 $2,353
State Farm $2,133 $2,239
Travelers $5,048 $5,048
USAA $1,645 $1,769

The Best Cheap Car Insurance Companies in Searsboro, IA

Take a look at a side-by-side comparison of the top car insurance companies in Searsboro, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Searsboro, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,003
Farmers $2,398
GEICO $2,341
Liberty Mutual $4,271
Nationwide $2,372
Progressive $2,353
State Farm $2,186
Travelers $5,048
USAA $1,707

Category Winners: Cheapest Car Insurance in Searsboro, Iowa

Find the cheapest car insurance companies in Searsboro, IA for each category right here.

Best Annual Car Insurance Rates by Company in Searsboro, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Searsboro, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Searsboro car insurance rates. Find the cheapest Searsboro, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Searsboro, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,020 $3,170 $2,819
Farmers $2,295 $2,405 $2,494
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,096 $4,264 $4,454
Nationwide $2,476 $2,359 $2,281
Progressive $2,216 $2,360 $2,483
State Farm $2,083 $2,198 $2,277
Travelers $4,753 $5,123 $5,267
USAA $1,614 $1,713 $1,795

What affects car insurance rates in Searsboro, Iowa?

What factors can have an impact on Searsboro, IA car insurance? There are several reasons why Searsboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Searsboro, Iowa.

Commute Time in Searsboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Searsboro, IA is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Searsboro, IA

Ready to find affordable Searsboro, Iowa car insurance today? Enter your ZIP code for fast, free Searsboro, IA car insurance quotes.

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