Compare Seaside, CA Car Insurance Rates (2021)

Car insurance in Seaside, CA averages $265 a month. Seaside, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Seaside car insurance rates, compare quotes from the top car insurance companies in Seaside, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Seaside, CA are $3,183/year
  • The cheapest car insurance company in Seaside is USAA
  • The cheapest car insurance company in Seaside for teen drivers is USAA

If you need to buy Seaside, California car insurance, the options can be confusing. Everything you need to know about car insurance in Seaside, CA is right here.

You’ll find Seaside car insurance rates, the cheapest Seaside, CA car insurance companies, and information on California car insurance laws. You can also compare Seaside, California car insurance rates to San Francisco car insurance rates, Los Angeles car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Seaside, CA car insurance today? Enter your ZIP code for fast, free Seaside car insurance quotes.

Cheapest Seaside, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Seaside, CA car insurance rates? Every Seaside, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Seaside, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,489 $2,500 $1,816 $1,842 $6,842 $8,624 $3,206 $3,552
Farmers $2,362 $2,362 $2,130 $2,130 $7,526 $12,349 $2,798 $3,117
GEICO $1,579 $1,580 $1,486 $1,486 $4,802 $4,884 $2,267 $2,318
Liberty Mutual $2,012 $1,908 $1,868 $1,812 $4,401 $4,667 $2,272 $2,287
Nationwide $2,673 $2,550 $2,356 $2,220 $6,818 $7,520 $3,198 $3,149
Progressive $1,534 $1,576 $1,309 $1,547 $4,073 $4,887 $2,200 $2,359
State Farm $2,965 $2,965 $2,650 $2,650 $5,442 $6,744 $3,282 $3,385
Travelers $2,110 $2,044 $1,872 $1,853 $4,313 $4,906 $2,722 $2,667
USAA $1,734 $1,644 $1,691 $1,699 $3,945 $3,971 $2,400 $2,269

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Seaside, CA

Every driver must carry the minimum car insurance in Seaside, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Seaside, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Seaside, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Seaside, CA to rates for a clean record with top companies.

Annual Seaside, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,328 $3,919 $6,134 $3,054
Farmers $3,211 $4,375 $5,454 $4,346
GEICO $1,784 $2,751 $3,454 $2,213
Liberty Mutual $2,303 $3,086 $2,784 $2,440
Nationwide $2,663 $3,414 $5,751 $3,414
Progressive $1,600 $2,713 $3,127 $2,304
State Farm $2,682 $3,199 $6,047 $3,113
Travelers $1,895 $3,050 $3,536 $2,763
USAA $1,609 $2,393 $3,912 $1,762

Cheapest Seaside, CA Car Insurance for Teen Drivers

Teen car insurance in Seaside, CA can be expensive. Take a look at rates from the top car insurance companies in Seaside for teenagers.

Annual Car Insurance Rates for Teen Drivers in Seaside, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,842 $8,624
Farmers $7,526 $12,349
GEICO $4,802 $4,884
Liberty Mutual $4,401 $4,667
Nationwide $6,818 $7,520
Progressive $4,073 $4,887
State Farm $5,442 $6,744
Travelers $4,313 $4,906
USAA $3,945 $3,971

Cheapest Seaside, CA Car Insurance for Seniors

Take a look at Seaside, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Seaside, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,816 $1,842
Farmers $2,130 $2,130
GEICO $1,486 $1,486
Liberty Mutual $1,868 $1,812
Nationwide $2,356 $2,220
Progressive $1,309 $1,547
State Farm $2,650 $2,650
Travelers $1,872 $1,853
USAA $1,691 $1,699

Cheapest Seaside, CA Car Insurance Rates After a DUI

A DUI in Seaside, CA increases car insurance rates. Compare Seaside, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Seaside, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,134
Farmers $5,454
GEICO $3,454
Liberty Mutual $2,784
Nationwide $5,751
Progressive $3,127
State Farm $6,047
Travelers $3,536
USAA $3,912

Cheapest Seaside, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Seaside, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Seaside, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,482 $4,235
Farmers $3,944 $4,749
GEICO $2,317 $2,784
Liberty Mutual $2,437 $2,870
Nationwide $3,370 $4,251
Progressive $2,208 $2,664
State Farm $3,624 $3,896
Travelers $2,535 $3,087
USAA $2,230 $2,608

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Seaside, CA

Take a look at a side-by-side comparison of the top car insurance companies in Seaside, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Seaside, California

Insurance Company Average Annual Rates
Allstate $3,859
Farmers $4,347
GEICO $2,550
Liberty Mutual $2,653
Nationwide $3,811
Progressive $2,436
State Farm $3,760
Travelers $2,811
USAA $2,419

Category Winners: Cheapest Car Insurance in Seaside, California

Find the cheapest car insurance companies in Seaside, CA for each category right here.

Best Annual Car Insurance Rates by Company in Seaside, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Seaside, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Seaside car insurance rates. Find the cheapest Seaside, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Seaside, California

Insurance Company Low Medium High
Allstate $3,672 $3,890 $4,015
Farmers $4,057 $4,378 $4,605
GEICO $2,335 $2,579 $2,738
Liberty Mutual $2,488 $2,674 $2,798
Nationwide $3,397 $3,886 $4,148
Progressive $2,171 $2,516 $2,621
State Farm $3,416 $3,818 $4,047
Travelers $2,448 $2,889 $3,096
USAA $2,202 $2,464 $2,591

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Seaside, California?

What factors can have an impact on Seaside, CA car insurance? There are several reasons why Seaside car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Seaside, California.

Car Theft in Seaside

High levels of vehicle theft can make car insurance more expensive. Seaside, CA car theft statistics from the FBI indicate 71 vehicle thefts a year.

Commute Time in Seaside

The more time you spend in your car the higher the risk of an accident. The average commute length in Seaside, CA is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Seaside, CA

Ready to find affordable Seaside, California car insurance today? Enter your ZIP code for fast, free Seaside, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption