Compare Seaton, IL Car Insurance Rates (2021)

Car insurance in Seaton, IL averages $246 a month. Seaton, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Seaton car insurance rates, compare quotes from the top car insurance companies in Seaton, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Seaton, IL after a DUI are $3,426/year
  • The cheapest car insurance company in Seaton for teen drivers is Travelers
  • The cheapest car insurance company in Seaton is Liberty Mutual

If you need to buy Seaton, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Seaton, IL is right here.

You’ll find Seaton car insurance rates, the cheapest Seaton, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Seaton, Illinois car insurance rates to Champaign car insurance rates, Chicago car insurance rates, and Peoria car insurance rates.

Ready to find affordable Seaton, IL car insurance today? Enter your ZIP code for fast, free Seaton car insurance quotes.

Cheapest Seaton, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Seaton, IL car insurance rates? Every Seaton, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Seaton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,200 $2,202 $1,959 $2,065 $9,034 $9,405 $2,510 $2,639
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,324 $1,430 $1,105 $1,233 $4,178 $4,645 $1,385 $1,463
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $2,045 $1,954 $1,684 $1,752 $7,074 $7,963 $2,452 $2,665
State Farm $1,389 $1,389 $1,222 $1,222 $3,737 $4,753 $1,564 $1,791
Travelers $1,399 $1,476 $1,249 $1,333 $3,726 $4,582 $1,488 $1,568
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

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Minimum Car Insurance in Seaton, IL

Every driver must carry the minimum car insurance in Seaton, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Seaton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Seaton, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Seaton, IL. Compare credit history car insurance rates in Seaton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Seaton, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,812 $3,260 $2,751
Farmers $4,565 $3,812 $3,628
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,963 $1,847 $1,475
Nationwide $3,113 $2,512 $2,202
Progressive $3,938 $3,332 $3,076
State Farm $3,103 $1,857 $1,440
Travelers $2,580 $2,051 $1,677
USAA $3,299 $2,255 $1,854

Cheapest Seaton, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Seaton, IL to rates for a clean record with top companies.

Annual Seaton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,383 $4,346 $4,238 $4,039
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,752 $2,467 $2,178 $1,984
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,850 $4,192 $3,148 $3,604
State Farm $1,966 $2,301 $2,134 $2,134
Travelers $1,687 $2,192 $2,424 $2,107
USAA $1,769 $2,525 $3,453 $2,130

Cheapest Seaton, IL Car Insurance for Teen Drivers

Teen car insurance in Seaton, IL can be expensive. Take a look at rates from the top car insurance companies in Seaton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Seaton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,270 $8,739
Farmers $9,034 $9,405
GEICO $4,847 $5,129
Liberty Mutual $4,178 $4,645
Nationwide $4,540 $5,829
Progressive $7,074 $7,963
State Farm $3,737 $4,753
Travelers $3,726 $4,582
USAA $4,700 $5,201

Cheapest Seaton, IL Car Insurance for Seniors

Take a look at Seaton, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Seaton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,069 $2,069
Farmers $1,959 $2,065
GEICO $1,521 $1,797
Liberty Mutual $1,105 $1,233
Nationwide $1,491 $1,581
Progressive $1,684 $1,752
State Farm $1,222 $1,222
Travelers $1,249 $1,333
USAA $1,379 $1,361

Cheapest Seaton, IL Car Insurance Rates After a DUI

A DUI in Seaton, IL increases car insurance rates. Compare Seaton, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Seaton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $5,001
Farmers $4,238
GEICO $3,482
Liberty Mutual $2,178
Nationwide $3,196
Progressive $3,148
State Farm $2,134
Travelers $2,424
USAA $3,453

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Cheapest Seaton, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Seaton, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Seaton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,561 $3,655
Farmers $4,002 $4,002
GEICO $2,519 $2,617
Liberty Mutual $2,095 $2,095
Nationwide $2,609 $2,609
Progressive $3,449 $3,449
State Farm $2,081 $2,186
Travelers $2,021 $2,184
USAA $2,400 $2,538

The Best Cheap Car Insurance Companies in Seaton, IL

Take a look at a side-by-side comparison of the top car insurance companies in Seaton, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Seaton, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,608
Farmers $4,002
GEICO $2,568
Liberty Mutual $2,095
Nationwide $2,609
Progressive $3,449
State Farm $2,134
Travelers $2,102
USAA $2,469

Category Winners: Cheapest Car Insurance in Seaton, Illinois

Find the cheapest car insurance companies in Seaton, IL for each category right here.

Best Annual Car Insurance Rates by Company in Seaton, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Seaton, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Seaton car insurance rates. Find the cheapest Seaton, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Seaton, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,503 $3,739 $3,582
Farmers $3,824 $3,917 $4,263
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,984 $2,091 $2,211
Nationwide $2,611 $2,626 $2,590
Progressive $3,225 $3,442 $3,678
State Farm $2,041 $2,136 $2,223
Travelers $1,998 $2,101 $2,208
USAA $2,324 $2,467 $2,616

What affects car insurance rates in Seaton, Illinois?

What factors can have an impact on Seaton, IL car insurance? There are several reasons why Seaton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Seaton, Illinois.

Commute Time in Seaton

The more time you spend in your car the higher the risk of an accident. The average commute length in Seaton, IL is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Seaton, IL

Ready to find affordable Seaton, Illinois car insurance today? Enter your ZIP code for fast, free Seaton, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State