Compare Sebastian, TX Car Insurance Rates (2021)

Car insurance in Sebastian, TX averages $334 a month. Sebastian, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Sebastian car insurance rates, compare quotes from the top car insurance companies in Sebastian, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sebastian is State Farm
  • The cheapest car insurance company in Sebastian for teen drivers is State Farm
  • Average car insurance rates in Sebastian, TX after a DUI are $4,595/year

If you need to buy Sebastian, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Sebastian, TX is right here.

You’ll find Sebastian car insurance rates, the cheapest Sebastian, TX car insurance companies, and information on Texas car insurance laws. You can also compare Sebastian, Texas car insurance rates to El Paso car insurance rates, Austin car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Sebastian, TX car insurance today? Enter your ZIP code for fast, free Sebastian car insurance quotes.

Cheapest Sebastian, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sebastian, TX car insurance rates? Every Sebastian, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sebastian, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,672 $3,711 $3,625 $3,625 $9,558 $11,564 $4,544 $4,745
American Family $2,957 $3,287 $2,700 $3,092 $7,460 $9,706 $4,185 $4,743
GEICO $2,335 $2,532 $2,304 $2,648 $4,946 $5,066 $2,500 $2,437
Nationwide $3,009 $3,072 $2,646 $2,820 $8,365 $10,839 $3,519 $3,829
Progressive $2,419 $2,309 $2,149 $2,194 $9,798 $10,924 $2,860 $2,890
State Farm $1,792 $1,792 $1,585 $1,585 $4,122 $5,218 $1,937 $1,993
USAA $1,853 $1,877 $1,774 $1,780 $5,099 $5,578 $2,486 $2,688

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Minimum Car Insurance in Sebastian, TX

Every driver must carry the minimum car insurance in Sebastian, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Sebastian, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sebastian, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sebastian, TX. Compare credit history car insurance rates in Sebastian from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sebastian, Texas

Insurance Company Poor Fair Good
Allstate $7,166 $5,241 $4,485
American Family $6,554 $4,141 $3,603
GEICO $4,772 $2,707 $1,809
Nationwide $5,743 $4,570 $3,974
Progressive $5,022 $4,316 $3,991
State Farm $3,546 $2,206 $1,757
USAA $4,239 $2,457 $1,980

Cheapest Sebastian, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sebastian, TX to rates for a clean record with top companies.

Annual Sebastian, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,396 $6,732 $6,998 $4,396
American Family $4,365 $5,495 $4,840 $4,365
GEICO $2,629 $3,453 $2,900 $3,402
Nationwide $4,108 $4,108 $6,169 $4,663
Progressive $3,876 $4,994 $4,532 $4,370
State Farm $2,239 $2,548 $2,985 $2,239
USAA $2,158 $3,187 $3,744 $2,479

Cheapest Sebastian, TX Car Insurance for Teen Drivers

Teen car insurance in Sebastian, TX can be expensive. Take a look at rates from the top car insurance companies in Sebastian for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sebastian, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,558 $11,564
American Family $7,460 $9,706
GEICO $4,946 $5,066
Nationwide $8,365 $10,839
Progressive $9,798 $10,924
State Farm $4,122 $5,218
USAA $5,099 $5,578

Cheapest Sebastian, TX Car Insurance for Seniors

Take a look at Sebastian, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sebastian, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,625 $3,625
American Family $2,700 $3,092
GEICO $2,304 $2,648
Nationwide $2,646 $2,820
Progressive $2,149 $2,194
State Farm $1,585 $1,585
USAA $1,774 $1,780

Cheapest Sebastian, TX Car Insurance Rates After a DUI

A DUI in Sebastian, TX increases car insurance rates. Compare Sebastian, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sebastian, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,998
American Family $4,840
GEICO $2,900
Nationwide $6,169
Progressive $4,532
State Farm $2,985
USAA $3,744

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Cheapest Sebastian, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sebastian, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sebastian, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,493 $5,768
American Family $4,766 $4,766
GEICO $3,033 $3,158
Nationwide $4,762 $4,762
Progressive $4,443 $4,443
State Farm $2,503 $2,503
USAA $2,854 $2,929

The Best Cheap Car Insurance Companies in Sebastian, TX

Take a look at a side-by-side comparison of the top car insurance companies in Sebastian, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sebastian, Texas

Insurance Company Average Annual Rates
Allstate $5,631
American Family $4,766
GEICO $3,096
Nationwide $4,762
Progressive $4,443
State Farm $2,503
USAA $2,892

Category Winners: Cheapest Car Insurance in Sebastian, Texas

Find the cheapest car insurance companies in Sebastian, TX for each category right here.

Best Annual Car Insurance Rates by Company in Sebastian, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation State Farm

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Cheapest Sebastian, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sebastian car insurance rates. Find the cheapest Sebastian, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sebastian, Texas

Insurance Company Low Medium High
Allstate $5,510 $5,585 $5,797
American Family $4,385 $4,558 $5,356
GEICO $2,861 $3,024 $3,403
Nationwide $5,091 $4,548 $4,648
Progressive $4,171 $4,421 $4,737
State Farm $2,357 $2,487 $2,665
USAA $2,777 $2,875 $3,024

What affects car insurance rates in Sebastian, Texas?

What factors can have an impact on Sebastian, TX car insurance? There are several reasons why Sebastian car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sebastian, Texas.

Commute Time in Sebastian

The more time you spend in your car the higher the risk of an accident. The average commute length in Sebastian, TX is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Sebastian, TX

Ready to find affordable Sebastian, Texas car insurance today? Enter your ZIP code for fast, free Sebastian, TX car insurance quotes.

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