Compare Sebree, KY Car Insurance Rates (2021)

Car insurance in Sebree, KY averages $350 a month. Sebree, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sebree car insurance rates, compare quotes from the top car insurance companies in Sebree, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sebree is USAA
  • Average car insurance rates in Sebree, KY are $4,195/year
  • The cheapest car insurance company in Sebree for teen drivers is USAA

If you need to buy Sebree, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Sebree, KY is right here.

You’ll find Sebree car insurance rates, the cheapest Sebree, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Sebree, Kentucky car insurance rates to Hopkinsville car insurance rates, Covington car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Sebree, KY car insurance today? Enter your ZIP code for fast, free Sebree car insurance quotes.

Cheapest Sebree, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sebree, KY car insurance rates? Every Sebree, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sebree, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,186 $3,176 $2,851 $3,045 $11,245 $12,633 $3,591 $3,822
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,568 $2,782 $2,200 $2,452 $10,262 $11,326 $2,681 $2,781
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,992 $1,907 $1,775 $1,792 $9,364 $10,580 $2,470 $2,535
State Farm $2,173 $2,173 $1,944 $1,944 $6,561 $8,287 $2,425 $2,724
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in Sebree, KY

Every driver must carry the minimum car insurance in Sebree, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Sebree, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sebree, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sebree, KY. Compare credit history car insurance rates in Sebree from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sebree, Kentucky

Insurance Company Poor Fair Good
Allstate $7,202 $4,969 $4,160
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,615 $4,066 $3,215
Nationwide $4,672 $3,666 $3,197
Progressive $4,542 $3,944 $3,670
State Farm $5,103 $3,080 $2,403
Travelers $5,628 $4,760 $4,740
USAA $4,165 $2,317 $1,884

Cheapest Sebree, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sebree, KY to rates for a clean record with top companies.

Annual Sebree, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,565 $5,884 $6,219 $5,106
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,869 $5,931 $4,618 $4,109
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,357 $4,940 $3,830 $4,081
State Farm $3,220 $3,837 $3,529 $3,529
Travelers $4,399 $4,527 $6,527 $4,718
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Sebree, KY Car Insurance for Teen Drivers

Teen car insurance in Sebree, KY can be expensive. Take a look at rates from the top car insurance companies in Sebree for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sebree, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,245 $12,633
GEICO $6,831 $8,150
Liberty Mutual $10,262 $11,326
Nationwide $6,037 $7,550
Progressive $9,364 $10,580
State Farm $6,561 $8,287
Travelers $10,289 $16,460
USAA $4,875 $5,165

Cheapest Sebree, KY Car Insurance for Seniors

Take a look at Sebree, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sebree, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,851 $3,045
GEICO $3,608 $3,267
Liberty Mutual $2,200 $2,452
Nationwide $2,519 $2,640
Progressive $1,775 $1,792
State Farm $1,944 $1,944
Travelers $2,135 $2,140
USAA $1,693 $1,740

Cheapest Sebree, KY Car Insurance Rates After a DUI

A DUI in Sebree, KY increases car insurance rates. Compare Sebree, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sebree, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,219
GEICO $6,862
Liberty Mutual $4,618
Nationwide $4,997
Progressive $3,830
State Farm $3,529
Travelers $6,527
USAA $3,541

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Cheapest Sebree, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sebree, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sebree, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,444 $5,444
GEICO $4,191 $4,270
Liberty Mutual $4,632 $4,632
Nationwide $3,845 $3,845
Progressive $4,052 $4,052
State Farm $3,444 $3,614
Travelers $5,043 $5,043
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Sebree, KY

Take a look at a side-by-side comparison of the top car insurance companies in Sebree, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sebree, Kentucky

Insurance Company Average Annual Rates
Allstate $5,444
GEICO $4,231
Liberty Mutual $4,632
Nationwide $3,845
Progressive $4,052
State Farm $3,529
Travelers $5,043
USAA $2,789

Category Winners: Cheapest Car Insurance in Sebree, Kentucky

Find the cheapest car insurance companies in Sebree, KY for each category right here.

Best Annual Car Insurance Rates by Company in Sebree, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sebree, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sebree car insurance rates. Find the cheapest Sebree, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sebree, Kentucky

Insurance Company Low Medium High
Allstate $5,121 $5,425 $5,785
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,422 $4,603 $4,870
Nationwide $3,908 $3,801 $3,826
Progressive $3,779 $4,014 $4,363
State Farm $3,334 $3,525 $3,728
Travelers $4,803 $5,068 $5,257
USAA $2,673 $2,783 $2,910

What affects car insurance rates in Sebree, Kentucky?

What factors can have an impact on Sebree, KY car insurance? There are several reasons why Sebree car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sebree, Kentucky.

Commute Time in Sebree

The more time you spend in your car the higher the risk of an accident. The average commute length in Sebree, KY is 20.4 minutes according to City-Data.

Compare Car Insurance Quotes in Sebree, KY

Ready to find affordable Sebree, Kentucky car insurance today? Enter your ZIP code for fast, free Sebree, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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