Compare Secaucus, NJ Car Insurance Rates (2021)

Car insurance in Secaucus, NJ averages $541 a month. Secaucus, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Secaucus car insurance rates, compare quotes from the top car insurance companies in Secaucus, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Secaucus, NJ are $6,494/year
  • The cheapest car insurance company in Secaucus for teen drivers is GEICO
  • The cheapest car insurance company in Secaucus is GEICO

If you need to buy Secaucus, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Secaucus, NJ is right here.

You’ll find Secaucus car insurance rates, the cheapest Secaucus, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Secaucus, New Jersey car insurance rates to Clifton car insurance rates, Passaic car insurance rates, and Trenton car insurance rates.

Ready to find affordable Secaucus, NJ car insurance today? Enter your ZIP code for fast, free Secaucus car insurance quotes.

Cheapest Secaucus, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Secaucus, NJ car insurance rates? Every Secaucus, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Secaucus, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,281 $4,264 $4,178 $4,178 $13,285 $15,878 $5,071 $5,127
Farmers $5,096 $5,138 $4,960 $4,847 $14,909 $17,129 $6,055 $6,159
GEICO $2,322 $2,285 $2,273 $2,273 $4,227 $4,187 $2,676 $2,589
Liberty Mutual $6,004 $6,004 $6,603 $6,603 $15,731 $17,865 $6,603 $7,597
Progressive $2,155 $1,990 $1,944 $2,003 $9,821 $10,773 $2,550 $2,430
State Farm $5,566 $5,566 $5,056 $5,056 $18,523 $23,768 $6,366 $7,113
Travelers $3,463 $3,352 $3,202 $3,228 $7,823 $8,813 $3,364 $3,325

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Minimum Car Insurance in Secaucus, NJ

Every driver must carry the minimum car insurance in Secaucus, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Secaucus, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Secaucus, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Secaucus, NJ. Compare credit history car insurance rates in Secaucus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Secaucus, New Jersey

Insurance Company Poor Fair Good
Allstate $9,911 $6,264 $4,923
Farmers $9,575 $7,481 $7,055
GEICO $4,300 $2,471 $1,789
Liberty Mutual $11,593 $8,568 $7,216
Progressive $4,714 $4,113 $3,797
State Farm $13,955 $8,394 $6,531
Travelers $6,156 $4,498 $3,060

Cheapest Secaucus, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Secaucus, NJ to rates for a clean record with top companies.

Annual Secaucus, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,282 $8,793 $7,634 $6,422
Farmers $6,220 $10,570 $8,617 $6,740
GEICO $2,218 $2,918 $4,060 $2,218
Liberty Mutual $8,760 $10,041 $8,944 $8,760
Progressive $3,612 $4,864 $4,138 $4,218
State Farm $5,206 $9,528 $15,339 $8,434
Travelers $3,507 $5,230 $5,052 $4,496

Cheapest Secaucus, NJ Car Insurance for Teen Drivers

Teen car insurance in Secaucus, NJ can be expensive. Take a look at rates from the top car insurance companies in Secaucus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Secaucus, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,285 $15,878
Farmers $14,909 $17,129
GEICO $4,227 $4,187
Liberty Mutual $15,731 $17,865
Progressive $9,821 $10,773
State Farm $18,523 $23,768
Travelers $7,823 $8,813

Cheapest Secaucus, NJ Car Insurance for Seniors

Take a look at Secaucus, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Secaucus, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,178 $4,178
Farmers $4,960 $4,847
GEICO $2,273 $2,273
Liberty Mutual $6,603 $6,603
Progressive $1,944 $2,003
State Farm $5,056 $5,056
Travelers $3,202 $3,228

Cheapest Secaucus, NJ Car Insurance Rates After a DUI

A DUI in Secaucus, NJ increases car insurance rates. Compare Secaucus, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Secaucus, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,634
Farmers $8,617
GEICO $4,060
Liberty Mutual $8,944
Progressive $4,138
State Farm $15,339
Travelers $5,052

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Cheapest Secaucus, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Secaucus, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Secaucus, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,020 $7,046
Farmers $8,037 $8,037
GEICO $2,830 $2,878
Liberty Mutual $9,037 $9,216
Progressive $4,208 $4,208
State Farm $9,372 $9,882
Travelers $4,571 $4,571

The Best Cheap Car Insurance Companies in Secaucus, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Secaucus, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Secaucus, New Jersey

Insurance Company Average Annual Rates
Allstate $7,033
Farmers $8,037
GEICO $2,854
Liberty Mutual $9,126
Progressive $4,208
State Farm $9,627
Travelers $4,571

Category Winners: Cheapest Car Insurance in Secaucus, New Jersey

Find the cheapest car insurance companies in Secaucus, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Secaucus, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Secaucus, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Secaucus car insurance rates. Find the cheapest Secaucus, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Secaucus, New Jersey

Insurance Company Low Medium High
Allstate $6,416 $7,147 $7,535
Farmers $7,231 $7,998 $8,881
GEICO $2,528 $2,911 $3,122
Liberty Mutual $8,152 $9,404 $9,822
Progressive $3,801 $4,277 $4,546
State Farm $8,888 $9,762 $10,230
Travelers $4,180 $4,571 $4,964

What affects car insurance rates in Secaucus, New Jersey?

What factors can have an impact on Secaucus, NJ car insurance? There are several reasons why Secaucus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Secaucus, New Jersey.

Commute Time in Secaucus

The more time you spend in your car the higher the risk of an accident. The average commute length in Secaucus, NJ is 32.0 minutes according to City-Data.

Compare Car Insurance Quotes in Secaucus, NJ

Ready to find affordable Secaucus, New Jersey car insurance today? Enter your ZIP code for fast, free Secaucus, NJ car insurance quotes.

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