Compare Sedalia, CO Car Insurance Rates (2021)

Car insurance in Sedalia, CO averages $336 a month. Sedalia, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Sedalia car insurance rates, compare quotes from the top car insurance companies in Sedalia, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sedalia for teen drivers is USAA
  • Average car insurance rates in Sedalia, CO are $4,037/year
  • The cheapest car insurance company in Sedalia is Liberty Mutual

If you need to buy Sedalia, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Sedalia, CO is right here.

You’ll find Sedalia car insurance rates, the cheapest Sedalia, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Sedalia, Colorado car insurance rates to Lakewood car insurance rates, Fort Collins car insurance rates, and Arvada car insurance rates.

Ready to find affordable Sedalia, CO car insurance today? Enter your ZIP code for fast, free Sedalia car insurance quotes.

Cheapest Sedalia, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sedalia, CO car insurance rates? Every Sedalia, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sedalia, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,176 $3,055 $3,087 $11,859 $12,476 $3,743 $3,762
American Family $2,686 $2,686 $2,422 $2,422 $6,514 $8,758 $2,686 $3,286
Farmers $3,190 $3,162 $2,892 $3,119 $11,953 $12,025 $3,495 $3,525
GEICO $2,265 $2,493 $2,421 $2,771 $7,207 $7,628 $2,067 $2,100
Liberty Mutual $1,745 $1,686 $1,476 $1,627 $5,745 $6,282 $1,772 $1,794
Nationwide $2,669 $2,714 $2,388 $2,520 $6,856 $8,756 $3,082 $3,326
Progressive $2,548 $2,376 $2,237 $2,224 $8,977 $10,024 $2,869 $2,782
State Farm $2,214 $2,214 $2,002 $2,002 $6,510 $8,235 $2,484 $2,942
USAA $2,102 $2,090 $2,015 $2,011 $5,331 $6,092 $2,697 $2,921

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Minimum Car Insurance in Sedalia, CO

Every driver must carry the minimum car insurance in Sedalia, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Sedalia, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sedalia, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sedalia, CO. Compare credit history car insurance rates in Sedalia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sedalia, Colorado

Insurance Company Poor Fair Good
Allstate $7,099 $5,476 $4,132
American Family $5,103 $3,639 $3,055
Farmers $6,296 $5,109 $4,855
GEICO $4,357 $3,619 $2,881
Liberty Mutual $3,942 $2,428 $1,928
Nationwide $4,880 $3,870 $3,367
Progressive $4,827 $4,134 $3,803
State Farm $4,966 $3,190 $2,571
USAA $4,655 $2,671 $2,146

Cheapest Sedalia, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sedalia, CO to rates for a clean record with top companies.

Annual Sedalia, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,745 $5,464 $6,687 $5,380
American Family $2,911 $4,116 $5,402 $3,300
Farmers $4,582 $5,885 $5,803 $5,410
GEICO $2,535 $3,965 $4,664 $3,312
Liberty Mutual $2,437 $2,839 $2,931 $2,857
Nationwide $3,107 $4,245 $5,384 $3,419
Progressive $3,674 $5,188 $3,877 $4,279
State Farm $3,280 $3,871 $3,576 $3,576
USAA $2,306 $2,819 $4,907 $2,597

Cheapest Sedalia, CO Car Insurance for Teen Drivers

Teen car insurance in Sedalia, CO can be expensive. Take a look at rates from the top car insurance companies in Sedalia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sedalia, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,859 $12,476
American Family $6,514 $8,758
Farmers $11,953 $12,025
GEICO $7,207 $7,628
Liberty Mutual $5,745 $6,282
Nationwide $6,856 $8,756
Progressive $8,977 $10,024
State Farm $6,510 $8,235
USAA $5,331 $6,092

Cheapest Sedalia, CO Car Insurance for Seniors

Take a look at Sedalia, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sedalia, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,055 $3,087
American Family $2,422 $2,422
Farmers $2,892 $3,119
GEICO $2,421 $2,771
Liberty Mutual $1,476 $1,627
Nationwide $2,388 $2,520
Progressive $2,237 $2,224
State Farm $2,002 $2,002
USAA $2,015 $2,011

Cheapest Sedalia, CO Car Insurance Rates After a DUI

A DUI in Sedalia, CO increases car insurance rates. Compare Sedalia, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sedalia, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,687
American Family $5,402
Farmers $5,803
GEICO $4,664
Liberty Mutual $2,931
Nationwide $5,384
Progressive $3,877
State Farm $3,576
USAA $4,907

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Cheapest Sedalia, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sedalia, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sedalia, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,569 $5,569
American Family $3,847 $4,017
Farmers $5,420 $5,420
GEICO $3,543 $3,695
Liberty Mutual $2,766 $2,766
Nationwide $4,039 $4,039
Progressive $4,255 $4,255
State Farm $3,486 $3,665
USAA $3,068 $3,247

The Best Cheap Car Insurance Companies in Sedalia, CO

Take a look at a side-by-side comparison of the top car insurance companies in Sedalia, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sedalia, Colorado

Insurance Company Average Annual Rates
Allstate $5,569
American Family $3,932
Farmers $5,420
GEICO $3,619
Liberty Mutual $2,766
Nationwide $4,039
Progressive $4,255
State Farm $3,576
USAA $3,157

Category Winners: Cheapest Car Insurance in Sedalia, Colorado

Find the cheapest car insurance companies in Sedalia, CO for each category right here.

Best Annual Car Insurance Rates by Company in Sedalia, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Sedalia, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sedalia car insurance rates. Find the cheapest Sedalia, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sedalia, Colorado

Insurance Company Low Medium High
Allstate $5,271 $5,551 $5,885
American Family $3,717 $4,013 $4,067
Farmers $4,756 $5,345 $6,159
GEICO $3,226 $3,545 $4,087
Liberty Mutual $2,609 $2,757 $2,932
Nationwide $4,033 $4,043 $4,041
Progressive $3,904 $4,270 $4,590
State Farm $3,317 $3,579 $3,830
USAA $3,002 $3,158 $3,313

What affects car insurance rates in Sedalia, Colorado?

What factors can have an impact on Sedalia, CO car insurance? There are several reasons why Sedalia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sedalia, Colorado.

Commute Time in Sedalia

The more time you spend in your car the higher the risk of an accident. The average commute length in Sedalia, CO is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Sedalia, CO

Ready to find affordable Sedalia, Colorado car insurance today? Enter your ZIP code for fast, free Sedalia, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State