Compare Sedalia, KY Car Insurance Rates (2021)

Car insurance in Sedalia, KY averages $346 a month. Sedalia, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sedalia car insurance rates, compare quotes from the top car insurance companies in Sedalia, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sedalia for teen drivers is USAA
  • Average car insurance rates in Sedalia, KY after a DUI are $4,941/year
  • The cheapest car insurance company in Sedalia is USAA

If you need to buy Sedalia, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Sedalia, KY is right here.

You’ll find Sedalia car insurance rates, the cheapest Sedalia, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Sedalia, Kentucky car insurance rates to Florence car insurance rates, Frankfort car insurance rates, and Independence car insurance rates.

Ready to find affordable Sedalia, KY car insurance today? Enter your ZIP code for fast, free Sedalia car insurance quotes.

Cheapest Sedalia, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sedalia, KY car insurance rates? Every Sedalia, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sedalia, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,645 $2,870 $2,248 $2,514 $10,496 $11,621 $2,773 $2,901
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,015 $1,935 $1,790 $1,810 $9,335 $10,556 $2,500 $2,570
State Farm $2,071 $2,071 $1,850 $1,850 $6,331 $7,988 $2,314 $2,613
Travelers $2,214 $2,255 $2,169 $2,175 $10,535 $16,904 $2,311 $2,677
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

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Minimum Car Insurance in Sedalia, KY

Every driver must carry the minimum car insurance in Sedalia, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Sedalia, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sedalia, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sedalia, KY. Compare credit history car insurance rates in Sedalia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sedalia, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,806 $4,170 $3,299
Nationwide $4,672 $3,666 $3,197
Progressive $4,567 $3,952 $3,673
State Farm $4,908 $2,952 $2,297
Travelers $5,751 $4,866 $4,847
USAA $4,227 $2,354 $1,915

Cheapest Sedalia, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sedalia, KY to rates for a clean record with top companies.

Annual Sedalia, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,488 $5,807 $6,154 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,979 $6,090 $4,744 $4,221
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,368 $4,948 $3,843 $4,097
State Farm $3,086 $3,686 $3,386 $3,386
Travelers $4,497 $4,627 $6,674 $4,821
USAA $2,135 $3,024 $3,602 $2,568

Cheapest Sedalia, KY Car Insurance for Teen Drivers

Teen car insurance in Sedalia, KY can be expensive. Take a look at rates from the top car insurance companies in Sedalia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sedalia, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,496 $11,621
Nationwide $6,037 $7,550
Progressive $9,335 $10,556
State Farm $6,331 $7,988
Travelers $10,535 $16,904
USAA $4,984 $5,272

Cheapest Sedalia, KY Car Insurance for Seniors

Take a look at Sedalia, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sedalia, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,248 $2,514
Nationwide $2,519 $2,640
Progressive $1,790 $1,810
State Farm $1,850 $1,850
Travelers $2,169 $2,175
USAA $1,714 $1,758

Cheapest Sedalia, KY Car Insurance Rates After a DUI

A DUI in Sedalia, KY increases car insurance rates. Compare Sedalia, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sedalia, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,154
GEICO $6,130
Liberty Mutual $4,744
Nationwide $4,997
Progressive $3,843
State Farm $3,386
Travelers $6,674
USAA $3,602

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Cheapest Sedalia, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sedalia, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sedalia, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,758 $4,758
Nationwide $3,845 $3,845
Progressive $4,064 $4,064
State Farm $3,305 $3,467
Travelers $5,155 $5,155
USAA $2,726 $2,938

The Best Cheap Car Insurance Companies in Sedalia, KY

Take a look at a side-by-side comparison of the top car insurance companies in Sedalia, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sedalia, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,758
Nationwide $3,845
Progressive $4,064
State Farm $3,386
Travelers $5,155
USAA $2,832

Category Winners: Cheapest Car Insurance in Sedalia, Kentucky

Find the cheapest car insurance companies in Sedalia, KY for each category right here.

Best Annual Car Insurance Rates by Company in Sedalia, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sedalia, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sedalia car insurance rates. Find the cheapest Sedalia, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sedalia, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,353 $5,709
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,545 $4,730 $4,999
Nationwide $3,908 $3,801 $3,826
Progressive $3,792 $4,021 $4,379
State Farm $3,224 $3,385 $3,549
Travelers $4,897 $5,179 $5,389
USAA $2,715 $2,826 $2,956

What affects car insurance rates in Sedalia, Kentucky?

What factors can have an impact on Sedalia, KY car insurance? There are several reasons why Sedalia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sedalia, Kentucky.

Commute Time in Sedalia

The more time you spend in your car the higher the risk of an accident. The average commute length in Sedalia, KY is 20.4 minutes according to City-Data.

Compare Car Insurance Quotes in Sedalia, KY

Ready to find affordable Sedalia, Kentucky car insurance today? Enter your ZIP code for fast, free Sedalia, KY car insurance quotes.

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